Harmony Auto Insurance Rates, Quotes, Agents & Reviews in PA

Harmony, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Harmony, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Harmony, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Harmony, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Harmony, PA with that of other cities in and around Harmony.

Harmony Economy South Heights Bell Acres Ambridge Baden
Average Insurance Rates $1,379 $1,438 $1,374 $1,549 $1,351 $1,382

Harmony, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Harmony, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Harmony $1,086 $917
Ambridge $1,888 $1,595
Baden $2,758 $2,330
Aliquippa $1,220 $1,030
Bell Acres $997 $842
Leet $1,644 $1,389
Economy $1,447 $1,222
South Heights $2,738 $2,312

Harmony, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Harmony, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,475
20 Years $1,772
30 Years $1,365
40 Years $1,313
50 Years $1,216
60 Years $1,233
70 Years $1,435

Harmony, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Harmony, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,427 $331
3 Vehicles $3,641 $496
4 Vehicles $4,854 $662

Savings on 2 Vehicles bundle:$331

Savings on 3 Vehicles bundle:$496

Savings on 4 Vehicles bundle:$662

Harmony, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Harmony, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Harmony $1,379 $2,171
Ambridge $1,351 $2,127
Baden $1,382 $2,175
Aliquippa $1,357 $2,136
Bell Acres $1,549 $2,438
Leet $1,475 $2,322
Economy $1,438 $2,264
South Heights $1,374 $2,163

Harmony, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,183
Excellent (740-799) $1,351
Good (670-739) $1,437
Average (580-669) $1,875
Poor (300-579) $2,249

Harmony, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Aaron Buhl Allstate 100 Allegheny Dr Ste 203, Warrendale, 15086 (724) 814-3480
Adam Johnson Farmers 2009 Mackenzie Way Ste 320, Cranberry Township, 16066 (412) 200-6418
Chuck Jackson State Farm 9625 Perry Hwy, Pittsburgh, 15237-5555 412-367-0111
Brightway Insurance Travelers 900 Commonwealth Dr Ste 200 Township, Cranberry, 16066 None
James S Zelasco Insurance Agency Erie 2496 Brodhead Road Suite C, Aliquippa, 15001 None
Daniel S Helkowski Jr Nationwide 1236 Merchant St, Ambridge, 15003-2279 (724) 266-6850
William P Laughlin Insurance Agency Inc Travelers 2114 NEWELL AVE, ALIQUIPPA, 15001 724-378-0528
John Ryce State Farm 10521 Perry Hwy Ste 110, Wexford, 15090-9517 724-935-4110

Harmony, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,440
Driver's Failure In Showing Documents +$134 $1,513
Driving With An Expired Registration +$142 $1,521
Driving At A Considerably Slow Pace +$299 $1,678
Using A Cellphone While Driving +$316 $1,695
Running A Red Light +$321 $1,700
Speeding +$338 $1,717
Driving A Vehicle Without The Required Permission +$429 $1,808
Driving With An Expired/Suspended License +$929 $2,308

Harmony, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,324
Active Disabling Device $1,324
Tracking Device $1,296
Passive Disabling Device $1,282