Hartford Auto Insurance Rates, Quotes, Agents & Reviews in VT

Hartford, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hartford, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hartford, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hartford, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hartford, VT with that of other cities in and around Hartford.

Hartford White River Junction Quechee Pomfret Wilder Hartland
Average Insurance Rates $1,103 $1,087 $1,190 $1,175 $1,100 $1,094

Hartford, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hartford, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hartford $1,368 $1,155
Quechee $1,439 $1,215
White River Junction $1,097 $927
Wilder $1,530 $1,292
North Hartland $1,319 $1,114
Hartland $1,242 $1,049
Pomfret $2,172 $1,835
Lebanon $1,211 $1,023

Hartford, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hartford, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,579
20 Years $1,417
30 Years $1,092
40 Years $1,050
50 Years $973
60 Years $986
70 Years $1,148

Hartford, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hartford, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,897 $309
3 Vehicles $2,846 $463
4 Vehicles $3,794 $618

Savings on 2 Vehicles bundle:$309

Savings on 3 Vehicles bundle:$463

Savings on 4 Vehicles bundle:$618

Hartford, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hartford, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Hartford $1,103 $2,279
Quechee $1,190 $2,459
White River Junction $1,087 $2,246
Wilder $1,100 $2,273
North Hartland $1,094 $2,261
Hartland $1,094 $2,261
Pomfret $1,175 $2,428
Lebanon $1,177 $2,080

Hartford, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $946
Excellent (740-799) $1,080
Good (670-739) $1,149
Average (580-669) $1,499
Poor (300-579) $1,799

Hartford, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Clark-Mortenson Agency Inc Liberty Mutual Independent 448 E WOODSTOCK RD STE 1, WOODSTOCK, 5091 (802) 457-1811
Clark-Mortenson Insurance - Woodstock None 448 Road , Woodstock, 5091 (802) 245-3771
Poulos Ins Agcy Inc Allstate 35 Pleasant PO Box 298, Woodstock, 5091 (802) 457-1422
Kinney Pike Insurance Agency Liberty Mutual Independent 1011 N MAIN ST SUITE 4, WHITE RIVER JUNCTION, 5001 802-295-3329
Kinney Pike Insurance Liberty Mutual Independent 199 Main St Ste 2 , Poultney, 5764 None

Hartford, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,152
Driver's Failure In Showing Documents +$107 $1,210
Driving With An Expired Registration +$114 $1,217
Driving At A Considerably Slow Pace +$239 $1,342
Using A Cellphone While Driving +$253 $1,356
Running A Red Light +$257 $1,360
Speeding +$270 $1,373
Driving A Vehicle Without The Required Permission +$343 $1,446
Driving With An Expired/Suspended License +$743 $1,846

Hartford, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,059
Active Disabling Device $1,059
Tracking Device $1,037
Passive Disabling Device $1,026