Hartland Auto Insurance Rates, Quotes, Agents & Reviews in VT

Hartland, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hartland, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hartland, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hartland, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hartland, VT with that of other cities in and around Hartland.

Hartland White River Junction North Hartland Plainfield Woodstock Hartford
Average Insurance Rates $1,094 $1,087 $1,094 $893 $1,168 $1,103

Hartland, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hartland, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hartland $1,242 $1,049
North Hartland $1,319 $1,114
Quechee $1,439 $1,215
Woodstock $1,774 $1,498
Hartford $1,368 $1,155
Windsor $1,484 $1,254
White River Junction $1,097 $927
Plainfield $920 $777

Hartland, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hartland, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,550
20 Years $1,406
30 Years $1,083
40 Years $1,042
50 Years $965
60 Years $978
70 Years $1,139

Hartland, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hartland, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,882 $306
3 Vehicles $2,823 $459
4 Vehicles $3,763 $613

Savings on 2 Vehicles bundle:$306

Savings on 3 Vehicles bundle:$459

Savings on 4 Vehicles bundle:$613

Hartland, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hartland, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Hartland $1,094 $2,261
North Hartland $1,094 $2,261
Quechee $1,190 $2,459
Woodstock $1,168 $2,414
Hartford $1,103 $2,279
Windsor $1,075 $2,221
White River Junction $1,087 $2,246
Plainfield $893 $1,578

Hartland, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $939
Excellent (740-799) $1,071
Good (670-739) $1,140
Average (580-669) $1,487
Poor (300-579) $1,784

Hartland, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Clark-Mortenson Agency Inc Liberty Mutual Independent 448 WOODSTOCK RD STE 102, WOODSTOCK, 5091 603-352-2121
Woodstock Insurance Inc. Liberty Mutual Independent 540 West Rd, Woodstock, 5091 None
Ct Valley Ins Assoc Allstate 119 Main St, Windsor, 5089 (802) 674-2139
Kinney Pike Insurance Agency Liberty Mutual Independent 1011 N MAIN ST SUITE 4, WHITE RIVER JUNCTION, 5001 802-295-3329
Ross Insurance & Company None 455 West St., Rutland, 5702 None

Hartland, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,142
Driver's Failure In Showing Documents +$106 $1,200
Driving With An Expired Registration +$113 $1,207
Driving At A Considerably Slow Pace +$237 $1,331
Using A Cellphone While Driving +$251 $1,345
Running A Red Light +$255 $1,349
Speeding +$268 $1,362
Driving A Vehicle Without The Required Permission +$340 $1,434
Driving With An Expired/Suspended License +$737 $1,831

Hartland, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,050
Active Disabling Device $1,050
Tracking Device $1,028
Passive Disabling Device $1,017