Hattiesburg, MS Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Hattiesburg, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Hattiesburg, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Hattiesburg, MS Auto Insurance Rates
- Hattiesburg, MS Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Hattiesburg, MS
- Multi Vehicle Insurance Savings in Hattiesburg, MS
- How Credit Score Affects Car Insurance Rates in Hattiesburg, MS
- How DUI Affects Auto Insurance Premiums in Hattiesburg, MS
- Top Auto Insurance Agents Near Hattiesburg, MS
- How Driving Violations Affect Auto Insurance Rates in Hattiesburg, MS
- Hattiesburg, MS Auto Insurance Discounts on Anti Theft Feature
- Hattiesburg, MS Auto Insurance Company Reviews
Hattiesburg, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Hattiesburg, MS with that of other cities in and around Hattiesburg.
| Hattiesburg | Rawls Springs | Petal | West Hattiesburg | Glendale | Purvis | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,229 | $1,525 | $1,624 | $1,624 | $1,534 | $1,585 |
Hattiesburg, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Hattiesburg, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Hattiesburg | $1,064 | $899 |
| West Hattiesburg | $1,454 | $1,228 |
| Arnold Line | $1,435 | $1,212 |
| Glendale | $1,401 | $1,183 |
| Petal | $1,091 | $921 |
| Rawls Springs | $1,433 | $1,210 |
| Forrest County | $1,484 | $1,254 |
| Purvis | $1,069 | $903 |
Hattiesburg, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Hattiesburg, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,988 |
| 20 Years | $1,579 |
| 30 Years | $1,216 |
| 40 Years | $1,170 |
| 50 Years | $1,084 |
| 60 Years | $1,099 |
| 70 Years | $1,279 |
Hattiesburg, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Hattiesburg, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,163 | $295 |
| 3 Vehicles | $3,245 | $442 |
| 4 Vehicles | $4,326 | $590 |
Savings on 2 Vehicles bundle:$295
Savings on 3 Vehicles bundle:$442
Savings on 4 Vehicles bundle:$590
Hattiesburg, MS Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hattiesburg, MS.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Hattiesburg | $1,229 | $2,038 |
| West Hattiesburg | $1,624 | $2,693 |
| Arnold Line | $1,591 | $2,639 |
| Glendale | $1,534 | $2,544 |
| Petal | $1,624 | $2,693 |
| Rawls Springs | $1,525 | $2,529 |
| Forrest County | $1,208 | $2,003 |
| Purvis | $1,585 | $2,629 |
Hattiesburg, MS Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,054 |
| Excellent (740-799) | $1,204 |
| Good (670-739) | $1,281 |
| Average (580-669) | $1,671 |
| Poor (300-579) | $2,005 |
Hattiesburg, MS Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jim Aust | Allstate | 6374 US Highway 98 Ste B, Hattiesburg, 39402 | (601) 579-8887 |
| Ted Cannon | State Farm | 2 Professional Pkwy, Petal, 39465-2952 | 601-582-1574 |
| Clyde Bryant | State Farm | 500 Broadway Dr, Hattiesburg, 39401-6325 | 601-544-6566 |
| John Petro | Allstate | 6248 U S Highway 98, Hattiesburg, 39402 | (601) 450-4141 |
| The Nowell Agency Inc. | Nationwide | 6645 Hwy 98 West Suite 1, Hattiesburg, 39402-7509 | (601) 264-8494 |
| Lance Ware | State Farm | 6555 U S Highway 98 Ste 22C, Hattiesburg, 39402-8440 | 601-271-6596 |
| John Pigott | Allstate | 4656 Highway 53, Poplarville, 39470 | (601) 795-2700 |
| Jason Wesley | State Farm | 6106 U S Highway 98 Ste 20, Hattiesburg, 39402-8530 | 601-264-1117 |
Hattiesburg, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$54 | $1,283 |
| Driver's Failure In Showing Documents | +$119 | $1,348 |
| Driving With An Expired Registration | +$127 | $1,356 |
| Driving At A Considerably Slow Pace | +$267 | $1,496 |
| Using A Cellphone While Driving | +$281 | $1,510 |
| Running A Red Light | +$286 | $1,515 |
| Speeding | +$301 | $1,530 |
| Driving A Vehicle Without The Required Permission | +$382 | $1,611 |
| Driving With An Expired/Suspended License | +$828 | $2,057 |
Hattiesburg, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,180 |
| Active Disabling Device | $1,180 |
| Tracking Device | $1,155 |
| Passive Disabling Device | $1,143 |
Latest Auto Insurance Reviews in Hattiesburg, MS | Back to Top
Liberty MutualI think our deductible is $500 which is pretty standard across policies. Our premium and overall policy includes a 100 coverage which I believe is pretty substantial and good to have for covering all our needs.
State FarmI believe State Farm offers similar policy details to other insurance providers but I believe their offers are better.
State FarmPremium and deductible offered by State Farm is comparable to other competitors. The deductibles were very similar, but the premiums were slightly higher.
State FarmI have not had to file a claim but the insurance company has made it a very pleasant experience to be a customer. My agent is very reliable and communicates well.
State FarmI love State farm because of the cheap premiums and all of the discounts that they offer.