Hattiesburg Auto Insurance Rates, Quotes, Agents & Reviews in MS

Hattiesburg, MS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hattiesburg, MS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hattiesburg, MS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hattiesburg, MS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hattiesburg, MS with that of other cities in and around Hattiesburg.

Hattiesburg Rawls Springs Petal West Hattiesburg Glendale Purvis
Average Insurance Rates $1,229 $1,525 $1,624 $1,624 $1,534 $1,585

Hattiesburg, MS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hattiesburg, MS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hattiesburg $1,064 $899
West Hattiesburg $1,454 $1,228
Arnold Line $1,435 $1,212
Glendale $1,401 $1,183
Petal $1,091 $921
Rawls Springs $1,433 $1,210
Forrest County $1,484 $1,254
Purvis $1,069 $903

Hattiesburg, MS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hattiesburg, MS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,988
20 Years $1,579
30 Years $1,216
40 Years $1,170
50 Years $1,084
60 Years $1,099
70 Years $1,279

Hattiesburg, MS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hattiesburg, MS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,163 $295
3 Vehicles $3,245 $442
4 Vehicles $4,326 $590

Savings on 2 Vehicles bundle:$295

Savings on 3 Vehicles bundle:$442

Savings on 4 Vehicles bundle:$590

Hattiesburg, MS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hattiesburg, MS.

Location Average Insurance Cost Post DUI Insurance Rate
Hattiesburg $1,229 $2,038
West Hattiesburg $1,624 $2,693
Arnold Line $1,591 $2,639
Glendale $1,534 $2,544
Petal $1,624 $2,693
Rawls Springs $1,525 $2,529
Forrest County $1,208 $2,003
Purvis $1,585 $2,629

Hattiesburg, MS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,054
Excellent (740-799) $1,204
Good (670-739) $1,281
Average (580-669) $1,671
Poor (300-579) $2,005

Hattiesburg, MS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jim Aust Allstate 6374 US Highway 98 Ste B, Hattiesburg, 39402 (601) 579-8887
Ted Cannon State Farm 2 Professional Pkwy, Petal, 39465-2952 601-582-1574
Clyde Bryant State Farm 500 Broadway Dr, Hattiesburg, 39401-6325 601-544-6566
John Petro Allstate 6248 U S Highway 98, Hattiesburg, 39402 (601) 450-4141
The Nowell Agency Inc. Nationwide 6645 Hwy 98 West Suite 1, Hattiesburg, 39402-7509 (601) 264-8494
Lance Ware State Farm 6555 U S Highway 98 Ste 22C, Hattiesburg, 39402-8440 601-271-6596
John Pigott Allstate 4656 Highway 53, Poplarville, 39470 (601) 795-2700
Jason Wesley State Farm 6106 U S Highway 98 Ste 20, Hattiesburg, 39402-8530 601-264-1117

Hattiesburg, MS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$54 $1,283
Driver's Failure In Showing Documents +$119 $1,348
Driving With An Expired Registration +$127 $1,356
Driving At A Considerably Slow Pace +$267 $1,496
Using A Cellphone While Driving +$281 $1,510
Running A Red Light +$286 $1,515
Speeding +$301 $1,530
Driving A Vehicle Without The Required Permission +$382 $1,611
Driving With An Expired/Suspended License +$828 $2,057

Hattiesburg, MS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,180
Active Disabling Device $1,180
Tracking Device $1,155
Passive Disabling Device $1,143

Latest Auto Insurance Reviews in Hattiesburg, MS | Back to Top

Liberty Mutual
I think our deductible is $500 which is pretty standard across policies. Our premium and overall policy includes a 100 coverage which I believe is pretty substantial and good to have for covering all our needs.
State Farm
I believe State Farm offers similar policy details to other insurance providers but I believe their offers are better.
State Farm
Premium and deductible offered by State Farm is comparable to other competitors. The deductibles were very similar, but the premiums were slightly higher.
State Farm
I have not had to file a claim but the insurance company has made it a very pleasant experience to be a customer. My agent is very reliable and communicates well.
State Farm
I love State farm because of the cheap premiums and all of the discounts that they offer.