Hayesville Auto Insurance Rates, Quotes, Agents & Reviews in OR

Hayesville, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hayesville, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hayesville, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hayesville, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hayesville, OR with that of other cities in and around Hayesville.

Hayesville Turner Brooks Salem Keizer Four Corners
Average Insurance Rates $1,403 $1,438 $1,995 $1,141 $1,136 $1,397

Hayesville, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hayesville, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hayesville $1,479 $1,249
Salem $1,427 $1,205
Labish Village $1,534 $1,295
Keizer $1,473 $1,244
Four Corners $1,692 $1,429
Brooks $2,055 $1,736
Eola $2,066 $1,745
Turner $1,501 $1,268

Hayesville, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hayesville, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,552
20 Years $1,803
30 Years $1,388
40 Years $1,336
50 Years $1,237
60 Years $1,254
70 Years $1,460

Hayesville, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hayesville, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,413 $393
3 Vehicles $3,620 $589
4 Vehicles $4,826 $786

Savings on 2 Vehicles bundle:$393

Savings on 3 Vehicles bundle:$589

Savings on 4 Vehicles bundle:$786


Hayesville, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hayesville, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Hayesville $1,403 $2,099
Salem $1,141 $1,707
Labish Village $1,397 $2,090
Keizer $1,136 $1,699
Four Corners $1,397 $2,090
Brooks $1,995 $2,984
Eola $2,006 $3,001
Turner $1,438 $2,151

Hayesville, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,204
Excellent (740-799) $1,374
Good (670-739) $1,462
Average (580-669) $1,907
Poor (300-579) $2,288

Hayesville, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Aaa - Salem Travelers 2909 RYAN DR S E, SALEM, 97301 503-222-6748
Bill Johnson Allstate 210 Oak St Ste 1, Silverton, 97381 (503) 873-8181
Glenn R Graber & Associates Inc Travelers 1735 CAPITOL ST N E, SALEM, 97301 503-364-5551
Kent Irving State Farm 2395 12th St SE, Salem, 97302-2149 503-378-1509
Ann Saunders- Webb Allstate 4054 River Rd N, Keizer, 97303 (503) 393-0620
Scott Robblee Allstate 470 Lancaster Dr Ne, Salem, 97301 (503) 399-1506
Glenn White Farmers 701 NE Division St, Gresham, 97030 (503) 667-4600
German Escalante Farmers 3865 SW Hall Blvd, Beaverton, 97005 (503) 620-6900
William Mcnutt Farmers 3030 Commercial St SE, Salem, 97302 (503) 363-7335
Anne Marie Lowe State Farm 4108 NE Fremont St, Portland, 97212-1954 503-477-8676
West Coast Bonding, Llc None 2601 Sw Patton Court, Portland, 97201 None
West Coast Bonding, Llc None 2601 Sw Patton Court, Portland, 97201 None

Hayesville, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,465
Driver's Failure In Showing Documents +$136 $1,539
Driving With An Expired Registration +$145 $1,548
Driving At A Considerably Slow Pace +$304 $1,707
Using A Cellphone While Driving +$321 $1,724
Running A Red Light +$327 $1,730
Speeding +$344 $1,747
Driving A Vehicle Without The Required Permission +$436 $1,839
Driving With An Expired/Suspended License +$946 $2,349

Hayesville, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,347
Active Disabling Device $1,347
Tracking Device $1,319
Passive Disabling Device $1,305

Latest Auto Insurance Reviews in Hayesville, OR | Back to Top

Liberty Mutual
I have filed one claim in 20 years, and the customer service was average.
Liberty Mutual
I have filed one claim in 20 years, and the customer service was average.
Allstate
I would rate Allstate with a 4. I was satisfied with Access as an insurance provider. They provided what they said they would. The only problem I had was with customer service.