Hayward, CA Auto Insurance Rates

Hayward, CA residents can save $600 by comparing multiple quotes & reading reviews & research on Hayward car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$989 $1494 $2431

Latest Auto Insurance Reviews in Hayward, California

I would recommend Geico because the price is decently fair, and they offer a lower rate if you bundle home and auto insurance.
State Farm
I think they charge too high compared to other insurance providers. We seem to be paying more than others for similar coverage. They also raise your rate with minor traffic infractions.
State Farm
The experience with them has been great. They are top notch in the service they provide on their policy.
I'm completely satisfied with my insurance company. I have had not real issues with them and anything that has come up has been resolved quickly
My car insurance company's customer service has improved over the years. the people used to seem overworked and unhappy but now they are more cheerful and helpful whenever i've talked to them.
Geico car insurance policies seem to over much more for the person's dollar. They are always very informative about what exactly is being covered on the policy and what is not covered.
Yes, I would recommend Geico. They have great rates, deductibles, and costumer service. I have already recommenced my family get a quote from Geico.
I have saved over 1200 a year on auto insurance with Geico. When my daughter broke a window with a rock when she was 3 they were very fast and easy to deal with. They took care of everything.
Allstate has always been straight forward and offered reasonable deductibles for what we needed. Customer service is always very helpful. Would definitely recommend this company.
Overall they have a great customer service department. Very helpful with answering questions and very polite when they were addressing there customers.
Overall they have a great customer service department. Very helpful with answering questions and very polite when they were addressing there customers.
It's ok. I think that I shouldn't havve to pay so much and if I were to find a cheaper optin I would take it but It is what it is so I am where I am
My premium is good compared to other companies. I can adjust it as needed on line and I still have not paid over 100 per month. I currently have 500000 coverage which is a good coverage and price.
Since I have Esurance all I need is access to the internet to interact with customer service and if that is insufficient then I can easily call anytime for assistance of any kind. Customer service has been quick to respond and shows itself to be very knowledgeable about what can be done or not.
GEICO offers multi-policy discounts and their rates are very reasonable compared to other auto-insurance providers. Customer service is excellent and submitting claims are very easy. They offer flexible payment options.
State Farm
. Lowest Rates. All driving records. Find great rates. Local agents.. High value policies. Rate comparisons.
To be honest I have no clue about my policy but I hope this doesn't hurt my chances. I think I have Geico but any knowledge about policies is beyond me.
Horace Mann
From the closing on our new home, to date, our agent has stayed in regular contact with us; either by phone, email or written notes. He also sends us a monthly newsletter. A few months ago we were rear-ended by another driver. Our agent was at the scene of the accident within 30 minutes. He handled everything on the spot; called a rental car for us, arranged the car to be towed to our repair facility of choice, accompanied us to the hospital to get checked-out in the emergency room. He handled every detail expertly and expeditiously without any grief or concern on our part. This type of customer service is far beyond the realm of normal.
I like everything about the auto insurance company. They give me an affordable premium for good coverage and their payment processes are easy.
I like the options they offer and what they provide in terms of service and discounts. I am happy with my insurance provider.
Write Your Review | Hayward, California Auto Insurance Analysis
Allstate Auto Insurance, Hayward, CA
$113/1 month
Car Insurance Policy Holder
  • Single 20 Years old Male licensed 2 years ago with Own Lexus IS 250 used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • less than high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Hayward Car Insurance Rate Comparisons

Hayward, CA's average car insurance of $1494 differs from Piedmont, CA (+$54), Dublin, CA (-$281), Pleasanton, CA (-$295) and California (+$325)

Hayward Piedmont, CA Dublin, CA Pleasanton, CA California
Median Insurance Rates $1494 +$54 -$281 -$295 +$325

Hayward Car Insurance Savings By Neighborhood & Street Area

Hayward Driver Street Residence & Car Locations Car Details in Hayward Hayward Driver Demographics Hayward Auto Insurance Estimates Recent Hayward Insurance Savings
Continental Mobile Home Park
Cortez St2005 Buick Rendezvous CXL36 year man$1906$942
Salamanca Ave2001 Chevrolet Silverado 2500HD Base17 year male teenager$3052$515
Candlewood Pl2010 Mazda Mazda3 s Sport39 year woman$1386$725
Bradshire Rd2007 Ford Fusion V6 SEL76 year senior$1447$650
Gillingham Ln2013 Honda Civic LX37 year married woman$1215$948
Medallion Dr2010 Nissan Rogue S37 year married man$1716$666
Sherman Dr2006 Chrysler 300C \N74 year female senior$1590$988
Crestwood Dr2010 Toyota Prius I16 year female teenager$2886$553
Martinez Aly2011 Hyundai Sonata GLS18 year teenager$3202$490
Dolly Ave2011 Kia Sorento LX79 year male senior$1363$427

Hayward Post DUI Car Insurance Rates

Hayward Fairview Norris Canyon San Ramon California
Median Post DUI Insurance Rate $2778 +$30 +$1611 -$513 +$605
Male Teenager Post DUI Insurance Rate $6056 +$65 +$3511 -$1118 +$1318
Female Teenager Post DUI Insurance Rate $6028 +$65 +$3497 -$1113 +$1313

The Post DUI insurance in Hayward, CA's is $2778 compared to Fairview (+$30), Norris Canyon (+$1611), San Ramon (-$513) and California (+$605)

In Hayward, a male teenager with Post DUI pays $28 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2010 Mazda Mazda3 s Sport in Hayward, CA would pay $5793 on auto insurance while a female teenager POST DUI would pay $5766.

Hayward Car Insurance by Segment

Hayward Teenagers Car Insurance Rates Comparison

24880 Hayward Teenagers (6% of total population), 52% Male & 48% Female.

Hayward Foster City Pleasanton San Lorenzo California
All Teenagers $3256 +$2063 -$643 +$973 +$709
Male Teenager $3256 +$2063 -$643 +$973 +$709
Female Teenager $3241 +$2053 -$640 +$968 +$706

Hayward teenagers pay $3256 in insurance in contrast with Foster City (+$2063), Pleasanton (-$643), San Lorenzo (+$973) and California (+$709). The difference between Male & Female teenagers in Hayward is $15


  • 2009 Acura TSX Male Teenager Insurance Rate $3176
  • 2012 Dodge Journey Crew Female Teenager Insurance Rate $3422

Hayward Men & Women Car Insurance

367963 Hayward Adults (100% of total population), 49% Men & 51% Women.

Hayward Danville Moraga Alameda County California
All Women $1449 -$285 -$171 -$285 +$315
Married Women $1404 -$276 -$166 -$276 +$305
All Men $1897 -$373 -$224 -$373 +$413
Married Men $1807 -$355 -$213 -$355 +$393

The typical insurance rate of $1897 that Hayward Men pay varies from Danville (-$373), Moraga (-$224), Alameda County (-$373) and California (+$413). In Hayward, married men pay $403 more than married women.


  • 2013 Volkswagen Beetle TDI Married Men Insurance Rate $1575
  • 2010 Lexus GS 350 Base Married Women Insurance Rate $2109

Hayward Senior Car Insurance

61975 Hayward Seniors (16% of total population), 43% Senior Men & 57% Senior Women.

Hayward Castro Valley Danville Union City California
All Seniors $1583 +$1056 -$311 -$205 +$345
Senior Men $1553 +$1036 -$305 -$201 +$338
Senior Women $1613 +$1076 -$317 -$209 +$351

Hayward seniors pay $1583 in insurance compared to Castro Valley (+$1056), Danville (-$311), Union City (-$205) and California (+$345). In Hayward, senior men pay $60 less than senior women.

Hayward Car Insurance Discounts for Multiple Vehicles

Hayward Population with 1 Vehicle 38094 (32% of Hayward population), 2 Vehicles 44507 (37% of the Hayward population) and 3 vehicles 19730 (16% of the population)

Hayward Union City Fremont Dublin California
2 Vehicles $2839 -$369 -$296 -$534 +$618
3 Vehicles $4333 -$563 -$452 -$815 +$943
4 Vehicles $5827 -$757 -$608 -$1096 +$1268

Hayward Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Expedition Limited $700 $1540 $2040 $1440 $2140 $-100
Lexus, GX460 Premium $1500 $1690 $2190 $1570 $3070 $-880
Mazda, CX-9 Grand Touring $400 $1480 $1880 $1370 $1770 $110
Nissan, Murano LE $100 $1520 $1620 $1440 $1540 $80
Acura, TL SH Tech $1000 $1640 $2140 $1530 $2530 $-390