Hazel Park, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hazel Park, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Hazel Park, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Hazel Park, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hazel Park, MI with that of other cities in and around Hazel Park.

	Hazel Park	Royal Oak charter	Center Line	Highland Park	Huntington Woods	Ferndale
Average Insurance Rates	$2,584	$2,595	$2,600	$3,239	$2,270	$2,736

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Hazel Park, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hazel Park, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Hazel Park	$1,550	$1,309
Ferndale	$1,052	$888
Pleasant Ridge	$2,100	$1,774
Madison Heights	$1,414	$1,195
Royal Oak charter	$1,354	$1,144
Center Line	$1,523	$1,287
Huntington Woods	$1,297	$1,095
Highland Park	$1,420	$1,200

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Hazel Park, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hazel Park, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$8,385
20 Years	$3,320
30 Years	$2,557
40 Years	$2,460
50 Years	$2,279
60 Years	$2,310
70 Years	$2,689

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Hazel Park, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hazel Park, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$4,444	$724
3 Vehicles	$6,667	$1,085
4 Vehicles	$8,889	$1,447

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Hazel Park, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hazel Park, MI.

Location	Average Insurance Cost	Post DUI Insurance Rate
Hazel Park	$2,584	$6,437
Ferndale	$2,736	$6,816
Pleasant Ridge	$3,346	$8,336
Madison Heights	$2,656	$6,617
Royal Oak charter	$2,595	$6,465
Center Line	$2,600	$6,477
Huntington Woods	$2,270	$5,655
Highland Park	$3,239	$8,069

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Hazel Park, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$2,217
Excellent (740-799)	$2,531
Good (670-739)	$2,693
Average (580-669)	$3,513
Poor (300-579)	$4,215

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Hazel Park, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Mimmo Vitale	State Farm	909 E Eleven Mile Rd, Royal Oak, 48067	248-288-0008
James Ralph Agency, Inc.	None	17515 W 9 Mile 17515 W 9 Mile, Southfield, 48075	None
Ann Percy	State Farm	4101 John R Rd Ste 500, Troy, 48085-3690	248-689-5151
David Basch	State Farm	2555 Crooks Rd Ste 120, Troy, 48084-4742	248-822-2086
Howes Insurance Services	None	988 South Adams Ste 205, Birmingham, 48009	(248) 686-2473
Clark Financial Services & Insurance Agency	None	2711 E Jefferson Ste 206, Detroit, 48207	None
Ponta Castle Ingram Agency Inc	Travelers	14061 13 MILE RD STE 2, WARREN, 48088	248-258-1110
Korotkin Insurance Group	Liberty Mutual Independent	26877 Northwestern Hwy. 26877 Northwestern Hwy., Southfield, 48033	None

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Hazel Park, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$114	$2,698
Driver's Failure In Showing Documents	+$251	$2,835
Driving With An Expired Registration	+$266	$2,850
Driving At A Considerably Slow Pace	+$561	$3,145
Using A Cellphone While Driving	+$592	$3,176
Running A Red Light	+$602	$3,186
Speeding	+$633	$3,217
Driving A Vehicle Without The Required Permission	+$804	$3,388
Driving With An Expired/Suspended License	+$1,742	$4,326

Hazel Park, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,481
Active Disabling Device	$2,481
Tracking Device	$2,429
Passive Disabling Device	$2,403

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Latest Auto Insurance Reviews in Hazel Park, MI | Back to Top