Hazleton, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hazleton, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Auto Insurance Discounts in Hazleton, PA

The average cost of car insurance in Hazleton, PA, is $1,373. This cost is higher than nearby locations like Beaver Meadows and Banks but lower than other nearby locations like Hazle, Lattimer, and Tresckow. Zimlon’s research found that car owners in Hazleton, PA, can get auto insurance discounts by installing vehicle safety features and anti-theft devices. Auto insurance discounts and related costs can vary depending upon factors like driver’s age and credit scores. These factors and associated discounts are explored in detail by Zimlon below.

Savings By Neighborhood & Street Area:

The neighborhood one lives in Hazleton, PA, significantly influences the cost of car insurance. Depending on several factors like the vehicle’s make and model, the rate of auto theft in the neighborhood, and the driver’s age, the insurance rates and discounts offered can vary. Zimlon offers the service of finding the most suitable insurance quotes using one’s accurate zip code.

Age of the Driver:

Zimlon’s analysis found that teenagers and young drivers pay more car insurance costs than older drivers as insurance companies consider them less responsible behind the wheels. The average insurance cost for a teenager in  Hazleton, PA, is $4,455, whereas drivers between 30-50 years of age pay less than $1,400. Car owners in Hazleton, PA, can get various discounts by comparing multiple age of the driver based policies. These discounts include good student discounts, safe driver discounts, and defensive driving discounts.

Multi-Car Insurance Discounts:

Auto Insurance companies in Hazleton, PA, offer attractive discounts on multi-car insurance policies and bundling. In Hazleton, PA, car owners can also save more by purchasing their life, auto, and home insurance from the same insurance company. Zimlon’s research found that in Hazleton, PA, insuring two cars can save $357, and insuring three or four cars together can help save $535 and $714, respectively. 

Anti-Theft Feature Discounts:

Vehicles equipped with safety devices less prone to theft. Therefore, auto insurance companies provide a considerable amount of discounts to vigilant car owners. Zimlon’s research found that car owners in Hazleton, PA, can get significant discounts by installing anti-theft features in their vehicles. Installing a passive disabling device can reduce the insurance cost to $1,277, and the tracking device feature can lower insurance costs to $1,291.  Installing devices like an audible alarm or active disabling divide can further reduce insurance costs to $1,318 in Hazleton, PA. 

Credit Scores: 

Auto insurance companies provide considerable discounts to car owners with a higher positive credit score and a clean driving history. According to Zimlon’s analysis, in Hazleton, PA, car owners with an “excellent” credit score of 740-799 pay $1,130, and with a “good” credit score of 670-739 spend $1,431. A “poor” credit score of 300-579 can increase the insurance cost to $2,240 in Hazleton, PA.

Factors that can influence the cost of car insurance in Hazleton, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Hazleton, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hazleton, PA with that of other cities in and around Hazleton.

	Hazleton	Beaver Meadows	Hazle	Lattimer	Tresckow	Banks
Average Insurance Rates	$1,373	$1,363	$1,386	$1,383	$1,376	$1,371

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Hazleton, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hazleton, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Hazleton	$1,625	$1,373
Hazle	$2,188	$1,848
Tresckow	$1,236	$1,044
Harleigh	$1,655	$1,398
West Hazleton	$1,297	$1,095
Lattimer	$2,068	$1,747
Banks	$2,731	$2,306
Beaver Meadows	$1,543	$1,303

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Hazleton, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hazleton, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,455
20 Years	$1,764
30 Years	$1,359
40 Years	$1,307
50 Years	$1,211
60 Years	$1,228
70 Years	$1,429

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Hazleton, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hazleton, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,389	$357
3 Vehicles	$3,584	$535
4 Vehicles	$4,778	$714

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Hazleton, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hazleton, PA.

Location	Average Insurance Cost	Post DUI Insurance Rate
Hazleton	$1,373	$2,161
Hazle	$1,386	$2,182
Tresckow	$1,376	$2,166
Harleigh	$1,433	$2,256
West Hazleton	$1,355	$2,133
Lattimer	$1,383	$2,177
Banks	$1,371	$2,158
Beaver Meadows	$1,363	$2,146

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Hazleton, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,178
Excellent (740-799)	$1,345
Good (670-739)	$1,431
Average (580-669)	$1,867
Poor (300-579)	$2,240

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Hazleton, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$60	$1,433
Driver's Failure In Showing Documents	+$133	$1,506
Driving With An Expired Registration	+$141	$1,514
Driving At A Considerably Slow Pace	+$298	$1,671
Using A Cellphone While Driving	+$314	$1,687
Running A Red Light	+$320	$1,693
Speeding	+$336	$1,709
Driving A Vehicle Without The Required Permission	+$427	$1,800
Driving With An Expired/Suspended License	+$925	$2,298

Hazleton, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,318
Active Disabling Device	$1,318
Tracking Device	$1,291
Passive Disabling Device	$1,277

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Latest Auto Insurance Reviews in Hazleton, PA | Back to Top