Healy Auto Insurance Rates, Quotes, Agents & Reviews in AK

Healy, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Healy, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Healy, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Healy, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Healy, AK with that of other cities in and around Healy.

Healy Ferry
Average Insurance Rates $1,513 $2,016

Healy, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Healy, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Healy $2,207 $1,864
Ferry $2,076 $1,754

Healy, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Healy, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,909
20 Years $1,944
30 Years $1,497
40 Years $1,441
50 Years $1,334
60 Years $1,353
70 Years $1,575

Healy, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Healy, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,663 $363
3 Vehicles $3,994 $545
4 Vehicles $5,326 $726

Savings on 2 Vehicles bundle:$363

Savings on 3 Vehicles bundle:$545

Savings on 4 Vehicles bundle:$726


Healy, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Healy, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Healy $1,513 $2,362
Ferry $2,016 $3,147

Healy, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,298
Excellent (740-799) $1,482
Good (670-739) $1,577
Average (580-669) $2,057
Poor (300-579) $2,468

Healy, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,580
Driver's Failure In Showing Documents +$147 $1,660
Driving With An Expired Registration +$156 $1,669
Driving At A Considerably Slow Pace +$328 $1,841
Using A Cellphone While Driving +$346 $1,859
Running A Red Light +$353 $1,866
Speeding +$371 $1,884
Driving A Vehicle Without The Required Permission +$471 $1,984
Driving With An Expired/Suspended License +$1,020 $2,533

Healy, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,452
Active Disabling Device $1,452
Tracking Device $1,422
Passive Disabling Device $1,407