Heath Auto Insurance Rates, Quotes, Agents & Reviews in TX

Heath, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Heath, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Heath, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Heath, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Heath, TX with that of other cities in and around Heath.

Heath Mobile City Travis Ranch Rockwall Rockwall County McLendon-Chisholm
Average Insurance Rates $2,293 $1,836 $1,990 $1,443 $2,039 $2,249

Heath, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Heath, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Heath $1,817 $1,535
Travis Ranch $2,050 $1,731
South Rockwall $1,862 $1,573
McLendon-Chisholm $1,609 $1,359
Rockwall County $1,531 $1,293
Rockwall $1,064 $899
Mobile City $1,891 $1,597
Northwest Rockwall $1,618 $1,367

Heath, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Heath, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $7,440
20 Years $2,946
30 Years $2,269
40 Years $2,183
50 Years $2,022
60 Years $2,050
70 Years $2,386

Heath, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Heath, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,990 $596
3 Vehicles $5,985 $894
4 Vehicles $7,980 $1,192

Savings on 2 Vehicles bundle:$596

Savings on 3 Vehicles bundle:$894

Savings on 4 Vehicles bundle:$1,192


Heath, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Heath, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Heath $2,293 $3,570
Travis Ranch $1,990 $3,098
South Rockwall $2,102 $3,272
McLendon-Chisholm $2,249 $3,501
Rockwall County $2,039 $3,174
Rockwall $1,443 $2,246
Mobile City $1,836 $2,858
Northwest Rockwall $2,042 $3,179

Heath, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,967
Excellent (740-799) $2,246
Good (670-739) $2,389
Average (580-669) $3,117
Poor (300-579) $3,740

Heath, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Frank Nolan Farmers 366 W Interstate 30, Garland, 75043 (972) 226-9980
Raul Lopez State Farm 4133 Broadway Blvd Ste 120, Garland, 75043-2590 972-271-2239
Chris Jasper State Farm 1220 N Twneast Blvd Ste 340, Mesquite, 75150-4683 972-279-3333
Clint Hibbard Allstate 300 N Coit Rd Ste 252, Richardson, 75080 (972) 238-9900
Ross J Love Iii Liberty Mutual Independent 5400 E MOCKINGBIRD LN STE 224, DALLAS, 75206 (214) 824-8050
Madeley & Co None 4144 N. Central Expressway 4144 N. Central Expressway, Dallas, 75204 None
Wade Davis State Farm 777 S Central Expy Ste 1E, Richardson, 75080-7412 972-235-5228
Porter Ward Agency Liberty Mutual Independent 12160 ABRAMS RD STE 107, DALLAS, 75243 972-234-5588
Bradford Chapman Allstate 6330 Broadway Blvd Ste A2, Garland, 75043 (972) 226-8500
Stocks Insurance Agency None 20 Noble Ct Ste 101, Heath, 75032 None
Albert Guerrero Jr State Farm 307 E Centerville Rd, Garland, 75041-4624 972-271-1616

Heath, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$101 $2,394
Driver's Failure In Showing Documents +$222 $2,515
Driving With An Expired Registration +$236 $2,529
Driving At A Considerably Slow Pace +$498 $2,791
Using A Cellphone While Driving +$525 $2,818
Running A Red Light +$534 $2,827
Speeding +$562 $2,855
Driving A Vehicle Without The Required Permission +$713 $3,006
Driving With An Expired/Suspended License +$1,545 $3,838

Heath, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,201
Active Disabling Device $2,201
Tracking Device $2,155
Passive Disabling Device $2,132