Hemet, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Hemet, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The Five Most Popular Car Insurance Companies in Hemet, CA
The average cost of auto insurance in Hemet, CA, is $1,377. Motorists in Hemet can save more by comparing multiple quotes from different auto insurance companies. The cost of auto insurance depends on numerous factors ranging from the car’s make and model to the driver’s age. Below is a list of the best auto insurance companies in Hemet, CA.
STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty to overview the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best.
FARMERS:
Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets.
GEICO:
With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study and received the “Better Than The Most” tag.
ALLSTATE:
Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.
AAA:
AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.
Factors that can influence the cost of car insurance in Hemet, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Hemet, CA Auto Insurance Rates
- Hemet, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Hemet, CA
- Multi Vehicle Insurance Savings in Hemet, CA
- How Credit Score Affects Car Insurance Rates in Hemet, CA
- How DUI Affects Auto Insurance Premiums in Hemet, CA
- Top Auto Insurance Agents Near Hemet, CA
- How Driving Violations Affect Auto Insurance Rates in Hemet, CA
- Hemet, CA Auto Insurance Discounts on Anti Theft Feature
- Hemet, CA Auto Insurance Company Reviews
Hemet, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Hemet, CA with that of other cities in and around Hemet.
| Hemet | Valle Vista | Winchester | Green Acres | East Hemet | Homeland | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,377 | $1,768 | $1,761 | $1,781 | $1,796 | $1,746 |
Hemet, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Hemet, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Hemet | $1,529 | $1,291 |
| Hemet-San Jacinto | $1,482 | $1,252 |
| East Hemet | $1,448 | $1,223 |
| San Jacinto | $1,807 | $1,526 |
| Green Acres | $1,327 | $1,121 |
| Winchester | $1,440 | $1,216 |
| Valle Vista | $1,713 | $1,447 |
| Homeland | $1,182 | $999 |
Hemet, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Hemet, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,468 |
| 20 Years | $1,769 |
| 30 Years | $1,363 |
| 40 Years | $1,311 |
| 50 Years | $1,214 |
| 60 Years | $1,231 |
| 70 Years | $1,433 |
Hemet, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Hemet, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,341 | $413 |
| 3 Vehicles | $3,511 | $620 |
| 4 Vehicles | $4,682 | $826 |
Savings on 2 Vehicles bundle:$413
Savings on 3 Vehicles bundle:$620
Savings on 4 Vehicles bundle:$826
Hemet, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hemet, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Hemet | $1,377 | $3,390 |
| Hemet-San Jacinto | $1,779 | $4,380 |
| East Hemet | $1,796 | $4,422 |
| San Jacinto | $1,414 | $3,482 |
| Green Acres | $1,781 | $4,385 |
| Winchester | $1,761 | $4,336 |
| Valle Vista | $1,768 | $4,353 |
| Homeland | $1,746 | $4,299 |
Hemet, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,181 |
| Excellent (740-799) | $1,349 |
| Good (670-739) | $1,435 |
| Average (580-669) | $1,872 |
| Poor (300-579) | $2,246 |
Hemet, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| David Noble | Allstate | 41555 E Florida Ave Ste B, Hemet, 92544 | (951) 658-2889 |
| Justin Turner | State Farm | 142 S Imperial Hwy, Anaheim, 92807-3943 | 714-637-0070 |
| Fariba Boghraty | Farmers | 9891 Irvine Center Dr Ste 160, Irvine, 92618 | (949) 450-2300 |
| Tutton Insurance Services Inc | Liberty Mutual Independent | 2913 PULLMAN ST, SANTA ANA, 92705 | (949) 261-5335 |
| Chase Douglas | State Farm | 23101 Moulton Pkwy Ste 103, Laguna Hills, 92653-1234 | 949-855-8325 |
| Joy Liberio | State Farm | 25431 Trabuco Rd Ste 1B, Lake Forest, 92630-2701 | 949-768-0222 |
| United Agencies Inc | Liberty Mutual Independent | 27403 YNEZ RD STE 110, TEMECULA, 92591 | 951-676-3365 |
| Kimberley Carson | Liberty Mutual | 19200 Von Karman Ave Suite 200, Irvine, 92612 | 1-949-863-1567 |
| Wescom Insurance Services Llc | Travelers | 5601 E LA PALMA AVE, ANAHEIM, 92807 | 888-397-8547 |
| Debra Seigel | Farmers | 23161 Mill Creek Dr Ste 100, Laguna Hills, 92653 | (714) 696-5950 |
| Bob Priest | State Farm | 140 W Foothill Blvd Ste A, Claremont, 91711-2789 | 909-621-9935 |
Hemet, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$61 | $1,438 |
| Driver's Failure In Showing Documents | +$134 | $1,511 |
| Driving With An Expired Registration | +$142 | $1,519 |
| Driving At A Considerably Slow Pace | +$299 | $1,676 |
| Using A Cellphone While Driving | +$315 | $1,692 |
| Running A Red Light | +$321 | $1,698 |
| Speeding | +$337 | $1,714 |
| Driving A Vehicle Without The Required Permission | +$428 | $1,805 |
| Driving With An Expired/Suspended License | +$928 | $2,305 |
Hemet, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,322 |
| Active Disabling Device | $1,322 |
| Tracking Device | $1,294 |
| Passive Disabling Device | $1,281 |
Latest Auto Insurance Reviews in Hemet, CA | Back to Top
State FarmI've never shopped around. They've treated me wonderfully and I don't see the need to change.
State Farmcar insurance company's in word customer service for good extremely satisfied the customer service d'not good very good his company
Progressivegreat car insurance with makes me happy and feel safe having them behind my sholder. I had several small issues which were resoled really quick and easy.vest insurance in the while country
AaaIt is easy to get in contact with the customer service of my car's insurance company, but it takes a long time for them to get to your location in case of an emergency and they don't have the best people sent out.
AllstateI would recommend Allstate based on the little customer service I have I received when I have called with a question. I haven't filed a claim, so I can't comment on that part of the customer service.
NationwideWith bundling we're able to save using home and auto with Nationwide. We love our agent, she's amazing! Plus, with the amazing customer service we've received, I would recommend them to anyone.