Hemet Auto Insurance Rates, Quotes, Agents & Reviews in CA

Hemet, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hemet, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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The Five Most Popular Car Insurance Companies in Hemet, CA

The average cost of auto insurance in Hemet, CA, is $1,377. Motorists in Hemet can save more by comparing multiple quotes from different auto insurance companies. The cost of auto insurance depends on numerous factors ranging from the car’s make and model to the driver’s age. Below is a list of the best auto insurance companies in Hemet, CA.



State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty to overview the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best. 


Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets. 


With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study and received the “Better Than The Most” tag. 


Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.


AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.

Factors that can influence the cost of car insurance in Hemet, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hemet, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hemet, CA with that of other cities in and around Hemet.

Hemet Valle Vista Winchester Green Acres East Hemet Homeland
Average Insurance Rates $1,377 $1,768 $1,761 $1,781 $1,796 $1,746

Hemet, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hemet, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hemet $1,529 $1,291
Hemet-San Jacinto $1,482 $1,252
East Hemet $1,448 $1,223
San Jacinto $1,807 $1,526
Green Acres $1,327 $1,121
Winchester $1,440 $1,216
Valle Vista $1,713 $1,447
Homeland $1,182 $999

Hemet, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hemet, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,468
20 Years $1,769
30 Years $1,363
40 Years $1,311
50 Years $1,214
60 Years $1,231
70 Years $1,433

Hemet, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hemet, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,341 $413
3 Vehicles $3,511 $620
4 Vehicles $4,682 $826

Savings on 2 Vehicles bundle:$413

Savings on 3 Vehicles bundle:$620

Savings on 4 Vehicles bundle:$826

Hemet, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hemet, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Hemet $1,377 $3,390
Hemet-San Jacinto $1,779 $4,380
East Hemet $1,796 $4,422
San Jacinto $1,414 $3,482
Green Acres $1,781 $4,385
Winchester $1,761 $4,336
Valle Vista $1,768 $4,353
Homeland $1,746 $4,299

Hemet, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,181
Excellent (740-799) $1,349
Good (670-739) $1,435
Average (580-669) $1,872
Poor (300-579) $2,246

Hemet, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David Noble Allstate 41555 E Florida Ave Ste B, Hemet, 92544 (951) 658-2889
Justin Turner State Farm 142 S Imperial Hwy, Anaheim, 92807-3943 714-637-0070
Fariba Boghraty Farmers 9891 Irvine Center Dr Ste 160, Irvine, 92618 (949) 450-2300
Tutton Insurance Services Inc Liberty Mutual Independent 2913 PULLMAN ST, SANTA ANA, 92705 (949) 261-5335
Chase Douglas State Farm 23101 Moulton Pkwy Ste 103, Laguna Hills, 92653-1234 949-855-8325
Joy Liberio State Farm 25431 Trabuco Rd Ste 1B, Lake Forest, 92630-2701 949-768-0222
United Agencies Inc Liberty Mutual Independent 27403 YNEZ RD STE 110, TEMECULA, 92591 951-676-3365
Kimberley Carson Liberty Mutual 19200 Von Karman Ave Suite 200, Irvine, 92612 1-949-863-1567
Wescom Insurance Services Llc Travelers 5601 E LA PALMA AVE, ANAHEIM, 92807 888-397-8547
Debra Seigel Farmers 23161 Mill Creek Dr Ste 100, Laguna Hills, 92653 (714) 696-5950
Bob Priest State Farm 140 W Foothill Blvd Ste A, Claremont, 91711-2789 909-621-9935

Hemet, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,438
Driver's Failure In Showing Documents +$134 $1,511
Driving With An Expired Registration +$142 $1,519
Driving At A Considerably Slow Pace +$299 $1,676
Using A Cellphone While Driving +$315 $1,692
Running A Red Light +$321 $1,698
Speeding +$337 $1,714
Driving A Vehicle Without The Required Permission +$428 $1,805
Driving With An Expired/Suspended License +$928 $2,305

Hemet, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,322
Active Disabling Device $1,322
Tracking Device $1,294
Passive Disabling Device $1,281

Latest Auto Insurance Reviews in Hemet, CA | Back to Top

State Farm
I've never shopped around. They've treated me wonderfully and I don't see the need to change.
State Farm
car insurance company's in word customer service for good extremely satisfied the customer service d'not good very good his company
great car insurance with makes me happy and feel safe having them behind my sholder. I had several small issues which were resoled really quick and easy.vest insurance in the while country
It is easy to get in contact with the customer service of my car's insurance company, but it takes a long time for them to get to your location in case of an emergency and they don't have the best people sent out.
I would recommend Allstate based on the little customer service I have I received when I have called with a question. I haven't filed a claim, so I can't comment on that part of the customer service.
With bundling we're able to save using home and auto with Nationwide. We love our agent, she's amazing! Plus, with the amazing customer service we've received, I would recommend them to anyone.