Hempstead, NY Auto Insurance Rates
Hempstead, NY residents can save $960 by comparing multiple quotes & reading reviews & research on Hempstead car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1634 | $2388 | $3299 |
Latest Auto Insurance Reviews in Hempstead, New York
Geico
I do not remember how much the deductible is for anything, maybe $500 out of pocket. We pay just over $100 for both of our vehicles which is low for our area.
I do not remember how much the deductible is for anything, maybe $500 out of pocket. We pay just over $100 for both of our vehicles which is low for our area.
Geico
I recommend geico, because you can have so much more coverage for the price that you pay. Some other companies will give you the bare minimum and still want to charge an excessive premium.
I recommend geico, because you can have so much more coverage for the price that you pay. Some other companies will give you the bare minimum and still want to charge an excessive premium.
Ameriprise
Our car insurance company policy offerings seem to be in line with other insurance providers.I was surprised that this was not a service that they offered for their customers.
Our car insurance company policy offerings seem to be in line with other insurance providers.I was surprised that this was not a service that they offered for their customers.
Geico
Geico has the best coverage options. They have mechanical breakdown coverage which no other company offers that I know of. It is only offered on new cars.
Geico has the best coverage options. They have mechanical breakdown coverage which no other company offers that I know of. It is only offered on new cars.
Allstate
All the people I talked to either in person or on the phone were all very friendly and extremely helpful. They answered all my question and were very patient with me.
All the people I talked to either in person or on the phone were all very friendly and extremely helpful. They answered all my question and were very patient with me.
New Jersey Manufacturers Insurance Company
I would highly recommend New Jersey Manufacturers for car insurance due to the reasonable rates, fair deductible, and outstanding customer service.
I would highly recommend New Jersey Manufacturers for car insurance due to the reasonable rates, fair deductible, and outstanding customer service.
Usaa
The customer service is exceptional. I appreciate that they focus on the military as we are a military family and tend to have needs that are different from civilians.
The customer service is exceptional. I appreciate that they focus on the military as we are a military family and tend to have needs that are different from civilians.
Usaa
The price of services could be a little better. It seems my premiums increase a good amount every year for no reason. Everything else is great.
The price of services could be a little better. It seems my premiums increase a good amount every year for no reason. Everything else is great.
Erie Insurance
Customer service has been very good. When I have submitted claims they have responded very promptly and took care of everything. I have never had any issues with the customer service.
Customer service has been very good. When I have submitted claims they have responded very promptly and took care of everything. I have never had any issues with the customer service.
Liberty Mutual
Good but it is too expensive considering my driving history and the amount of mileage that I drive. It is somewhat unfair
Good but it is too expensive considering my driving history and the amount of mileage that I drive. It is somewhat unfair
Geico
Very easy to call Geico whenever I have any questions. I am very satisfied with their customer service. I also have an online profile which I recently used for the first time. The past 8 years I never used it and I prefer it that way.
Very easy to call Geico whenever I have any questions. I am very satisfied with their customer service. I also have an online profile which I recently used for the first time. The past 8 years I never used it and I prefer it that way.
Allstate
The only thing i really dislike about the company is that once i had to call on a Sunday and was transferred to some other city where i had to talk to several rude,disagreeable individuals who did nothing to help me and treated me like i was an idiot.
The only thing i really dislike about the company is that once i had to call on a Sunday and was transferred to some other city where i had to talk to several rude,disagreeable individuals who did nothing to help me and treated me like i was an idiot.
American National Property And Casualty Company
My insurance company gives me the coverage I need at the price I need. That makes things easier on my financial situation.
My insurance company gives me the coverage I need at the price I need. That makes things easier on my financial situation.
Everest Auto Insurance
Even though my monthly rates are pretty good ,it's still too much to me to pay almost $200 a month. That's close to a car payment.
Even though my monthly rates are pretty good ,it's still too much to me to pay almost $200 a month. That's close to a car payment.
Everest Auto Insurance
The only thing that I like is the friendliness of the staff and the lowest monthly rate around. Like I said earlier, it's fairly good since I live in Michigan.
The only thing that I like is the friendliness of the staff and the lowest monthly rate around. Like I said earlier, it's fairly good since I live in Michigan.
Erie Insurance
They offer the same things for lower prices
They offer the same things for lower prices
Geico
The best thing about Geico is that I haven't found a less expensive insurance company in my area. They offer the same amount of services but at a much less expensive price. Don't know how they do it but I'm happy to have them as my insurer.
The best thing about Geico is that I haven't found a less expensive insurance company in my area. They offer the same amount of services but at a much less expensive price. Don't know how they do it but I'm happy to have them as my insurer.
State Farm
We have an independent agent that is only about 15 minutes away. We can call or walk into the office anytime during business hours and talk to her.
We have an independent agent that is only about 15 minutes away. We can call or walk into the office anytime during business hours and talk to her.
Geico, Hempstead, NY
$207/1 month
Car Insurance Policy Holder
- Single 26 Years old Female licensed 5 years ago with Leased Ford Fiesta S used for Business with estimated annual mileage of 9,001 - 12,000.
- bachelors degree & Part Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Hempstead Car Insurance Rate Comparisons
Hempstead, NY's average car insurance of $2388 differs from Harbor Isle, NY (-$578), Malverne Park Oaks, NY (-$598), Hewlett Harbor, NY (-$508) and New York (-$1019)
| Hempstead | Harbor Isle, NY | Malverne Park Oaks, NY | Hewlett Harbor, NY | New York | |
| Median Insurance Rates | $2388 | -$578 | -$598 | -$508 | -$1019 |
Hempstead Car Insurance Savings By Neighborhood & Street Area
| Hempstead Driver Street Residence & Car Locations | Car Details in Hempstead | Hempstead Driver Demographics | Hempstead Auto Insurance Estimates | Recent Hempstead Insurance Savings |
|---|---|---|---|---|
| Alden Manor | ||||
| Lutz St | 2001 Cadillac DeVille DTS | 26 year woman | $2470 | $531 |
| Admont Ave | 2008 Chevrolet Silverado K2500 Heavy Duty | 36 year married man | $3069 | $968 |
| Atlantic Beach Estates | ||||
| Bay Blvd | 2008 Acura TSX Base | 53 year married woman | $2186 | $934 |
| The Plaza | 2011 Hyundai Sonata GLS | 16 year male teenager | $4821 | $744 |
| Bay Colony | ||||
| Bunker Rd | 2007 Buick Rendezvous CXL | 77 year senior | $2443 | $311 |
| Carousel Ln | 2010 Mazda Mazda3 s Sport | 65 year female senior | $2272 | $973 |
| Hillside Manor | ||||
| Newmarket Rd | 2009 Ford Fusion V6 SEL | 66 year male senior | $2679 | $540 |
| Golf Club Ln | 2009 Chrysler 300 C HEMI | 36 year man | $3035 | $386 |
| Hempstead Gardens | ||||
| Kings Ct | 2012 Dodge Journey SXT | 17 year female teenager | $4498 | $989 |
| Plain Ct | 2009 Jeep Grand Cherokee Overland | 17 year teenager | $4153 | $711 |
Hempstead Post DUI Car Insurance Rates
| Hempstead | Malverne Park Oaks | Harbor Isle | Malverne | New York | |
| Median Post DUI Insurance Rate | $4441 | -$1112 | -$1075 | -$214 | -$1895 |
| Male Teenager Post DUI Insurance Rate | $9370 | -$2347 | -$2267 | -$450 | -$3999 |
| Female Teenager Post DUI Insurance Rate | $8704 | -$2180 | -$2107 | -$418 | -$3714 |
The Post DUI insurance in Hempstead, NY's is $4441 compared to Malverne Park Oaks (-$1112), Harbor Isle (-$1075), Malverne (-$214) and New York (-$1895)
In Hempstead, a male teenager with Post DUI pays $666 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Acura TSX Base in Hempstead, NY would pay $9532 on auto insurance while a female teenager POST DUI would pay $8853.
Hempstead Car Insurance by Segment
Hempstead Teenagers Car Insurance Rates Comparison
54827 Hempstead Teenagers (7% of total population), 51% Male & 49% Female.
| Hempstead | Roosevelt | Rockville Centre | Bay Park | New York | |
| All Teenagers | $4871 | -$2444 | -$235 | -$3056 | -$2079 |
| Male Teenager | $5038 | -$2528 | -$242 | -$3161 | -$2150 |
| Female Teenager | $4680 | -$2348 | -$225 | -$2936 | -$1997 |
Hempstead teenagers pay $4871 in insurance in contrast with Roosevelt (-$2444), Rockville Centre (-$235), Bay Park (-$3056) and New York (-$2079). The difference between Male & Female teenagers in Hempstead is $358
Example
- 2013 Nissan Rogue SV Male Teenager Insurance Rate $4720
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $4807
Hempstead Men & Women Car Insurance
759197 Hempstead Adults (100% of total population), 48% Men & 52% Women.
| Hempstead | Freeport | Baldwin | Rockville Centre | New York | |
| All Women | $2220 | -$119 | -$1290 | -$107 | -$947 |
| Married Women | $2149 | -$115 | -$1249 | -$104 | -$917 |
| All Men | $3319 | -$178 | -$1929 | -$160 | -$1417 |
| Married Men | $3199 | -$171 | -$1859 | -$154 | -$1365 |
The typical insurance rate of $3319 that Hempstead Men pay varies from Freeport (-$178), Baldwin (-$1929), Rockville Centre (-$160) and New York (-$1417). In Hempstead, married men pay $1050 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $2879
- 2014 Volkswagen Jetta GLI Married Women Insurance Rate $3025
Hempstead Senior Car Insurance
152399 Hempstead Seniors (20% of total population), 43% Senior Men & 57% Senior Women.
| Hempstead | Point Lookout | South Hempstead | Island Park | New York | |
| All Seniors | $2698 | -$676 | -$653 | -$227 | -$1152 |
| Senior Men | $2865 | -$717 | -$693 | -$241 | -$1223 |
| Senior Women | $2483 | -$622 | -$601 | -$209 | -$1060 |
Hempstead seniors pay $2698 in insurance compared to Point Lookout (-$676), South Hempstead (-$653), Island Park (-$227) and New York (-$1152). In Hempstead, senior men pay $382 more than senior women.
Hempstead Car Insurance Discounts for Multiple Vehicles
Hempstead Population with 1 Vehicle 68778 (28% of Hempstead population), 2 Vehicles 102065 (42% of the Hempstead population) and 3 vehicles 36519 (15% of the population)
| Hempstead | Harbor Isle | East Rockaway | Barnum Island | New York | |
| 2 Vehicles | $4538 | -$1099 | -$219 | -$928 | -$1936 |
| 3 Vehicles | $6926 | -$1677 | -$334 | -$1416 | -$2955 |
| 4 Vehicles | $9314 | -$2255 | -$449 | -$1904 | -$3974 |
Hempstead Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercedes, E350 4Matic AWD | $400 | $3320 | $3720 | $3120 | $3520 | $200 |
| Nissan, 370Z | $500 | $3190 | $3690 | $2990 | $3490 | $200 |
| Infiniti, G37 | $100 | $3180 | $3280 | $3010 | $3110 | $170 |
| Toyota, Sequoia Limited | $300 | $2760 | $3060 | $2590 | $2890 | $170 |
| Acura, RDX Tech | $700 | $2870 | $3370 | $2670 | $3370 | $0 |