Henderson Auto Insurance Rates, Quotes, Agents & Reviews in PA

Henderson, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Henderson, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Henderson, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Henderson, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Henderson, PA with that of other cities in and around Henderson.

Henderson Winslow Brady Troutville Sykesville McCalmont
Average Insurance Rates $1,387 $1,388 $1,381 $1,366 $1,352 $1,386

Henderson, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Henderson, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Henderson $1,463 $1,235
Big Run $1,069 $903
Sykesville $1,293 $1,092
Troutville $1,304 $1,101
Gaskill $1,409 $1,190
Winslow $1,695 $1,432
McCalmont $1,244 $1,051
Brady $1,167 $986

Henderson, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Henderson, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,501
20 Years $1,782
30 Years $1,373
40 Years $1,321
50 Years $1,223
60 Years $1,240
70 Years $1,443

Henderson, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Henderson, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,358 $416
3 Vehicles $3,537 $624
4 Vehicles $4,716 $832

Savings on 2 Vehicles bundle:$416

Savings on 3 Vehicles bundle:$624

Savings on 4 Vehicles bundle:$832


Henderson, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Henderson, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Henderson $1,387 $2,183
Big Run $1,357 $2,136
Sykesville $1,352 $2,128
Troutville $1,366 $2,150
Gaskill $1,398 $2,201
Winslow $1,388 $2,185
McCalmont $1,386 $2,182
Brady $1,381 $2,174

Henderson, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,190
Excellent (740-799) $1,358
Good (670-739) $1,445
Average (580-669) $1,886
Poor (300-579) $2,262

Henderson, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jody Mcmullen Allstate 101 W Mahoning St, Punxsutawney, 15767 (814) 938-8942
Church Insurance Specialists Inc Travelers 539 E MAHONING ST, PUNXSUTAWNEY, 15767 814-618-5532
Hoak Insurance Services Erie 475 E Main Street, Reynoldsville, 15851 None
Douglas Ell Allstate 602 W Dubois Ave Ste 3, Du Bois, 15801 (814) 371-5600
Shields Insurance Agency Travelers 221 W Mahoning St, Punxsutawney, 15767 None
Cable Insurance Inc. Erie 112 Main Street, Leechburg, 15656 None
Sarvey Insurance Erie 571 W Mahoning Street, Punxsutawney, 15767 None
Mary Jo Riddle State Farm 141 Columbia Ave, Vandergrift, 15690-1101 724-567-1555
Mary Jo Riddle State Farm 141 Columbia Ave, Vandergrift, 15690-1101 724-567-1555

Henderson, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,448
Driver's Failure In Showing Documents +$135 $1,522
Driving With An Expired Registration +$143 $1,530
Driving At A Considerably Slow Pace +$301 $1,688
Using A Cellphone While Driving +$318 $1,705
Running A Red Light +$323 $1,710
Speeding +$340 $1,727
Driving A Vehicle Without The Required Permission +$431 $1,818
Driving With An Expired/Suspended License +$935 $2,322

Henderson, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,304
Passive Disabling Device $1,290