Henning Auto Insurance Rates, Quotes, Agents & Reviews in TN

Henning, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Henning, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Henning, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Henning, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Henning, TN with that of other cities in and around Henning.

Henning Gates Burlison Ripley Tipton County Covington
Average Insurance Rates $1,370 $1,367 $1,420 $1,395 $1,447 $1,395

Henning, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Henning, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Henning $1,452 $1,227
Ripley $1,454 $1,228
Lauderdale County $1,044 $882
Covington $1,412 $1,193
Garland $1,266 $1,069
Gates $1,350 $1,141
Burlison $1,204 $1,017
Tipton County $1,270 $1,073

Henning, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Henning, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,445
20 Years $1,760
30 Years $1,356
40 Years $1,305
50 Years $1,208
60 Years $1,225
70 Years $1,426

Henning, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Henning, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,329 $411
3 Vehicles $3,494 $617
4 Vehicles $4,658 $822

Savings on 2 Vehicles bundle:$411

Savings on 3 Vehicles bundle:$617

Savings on 4 Vehicles bundle:$822

Henning, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Henning, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Henning $1,370 $2,454
Ripley $1,395 $2,499
Lauderdale County $1,388 $2,487
Covington $1,395 $2,499
Garland $1,421 $2,546
Gates $1,367 $2,449
Burlison $1,420 $2,544
Tipton County $1,447 $2,592

Henning, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,175
Excellent (740-799) $1,342
Good (670-739) $1,428
Average (580-669) $1,862
Poor (300-579) $2,235

Henning, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Insight Risk Management None 7200 Goodlett Farms Parkway , Cordova, 38016 None
Mcgowan-Stitt Insurance Inc. Erie 102 W Liberty Avenue, Covington, 38019 None
Bill Linder State Farm 7716 Poplar Pike, Germantown, 38138-5944 901-751-2121
Memphis Area Teachers Cu - Treadwell -At Travelers ONE COMMERCE SQ STE 2800, MEMPHIS, 38103 901-725-1588
Linder Insurance Agency Llc Erie 7716 Poplar Pike Suite 1, Germantown, 38138 None
Larry Edward Crum Nationwide 5165 Poplar Ave, Memphis, 38117-7672 (901) 767-2210
Page Chaffin & Riggins Ins Liberty Mutual Independent 8122 WALNUT RUN RD, CORDOVA, 38018 (901) 755-5526

Henning, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$60 $1,430
Driver's Failure In Showing Documents +$133 $1,503
Driving With An Expired Registration +$141 $1,511
Driving At A Considerably Slow Pace +$297 $1,667
Using A Cellphone While Driving +$314 $1,684
Running A Red Light +$319 $1,689
Speeding +$336 $1,706
Driving A Vehicle Without The Required Permission +$426 $1,796
Driving With An Expired/Suspended License +$923 $2,293

Henning, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,315
Active Disabling Device $1,315
Tracking Device $1,288
Passive Disabling Device $1,274