Hercules Auto Insurance Rates, Quotes, Agents & Reviews in CA

Hercules, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hercules, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hercules, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hercules, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hercules, CA with that of other cities in and around Hercules.

Hercules West Contra Costa Pinole Crockett Rollingwood Tara Hills
Average Insurance Rates $1,905 $1,888 $1,894 $1,893 $1,831 $1,861

Hercules, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hercules, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hercules $1,424 $1,203
Pinole $1,711 $1,445
Rodeo $2,181 $1,842
Tara Hills $1,687 $1,425
Montalvin Manor $1,115 $942
West Contra Costa $2,532 $2,138
Crockett $1,377 $1,163
Rollingwood $1,582 $1,336

Hercules, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hercules, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,181
20 Years $2,448
30 Years $1,885
40 Years $1,814
50 Years $1,680
60 Years $1,703
70 Years $1,983

Hercules, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hercules, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,353 $457
3 Vehicles $5,029 $686
4 Vehicles $6,706 $914

Savings on 2 Vehicles bundle:$457

Savings on 3 Vehicles bundle:$686

Savings on 4 Vehicles bundle:$914

Hercules, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hercules, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Hercules $1,905 $4,690
Pinole $1,894 $4,663
Rodeo $1,873 $4,612
Tara Hills $1,861 $4,582
Montalvin Manor $1,807 $4,449
West Contra Costa $1,888 $4,649
Crockett $1,893 $4,661
Rollingwood $1,831 $4,508

Hercules, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,634
Excellent (740-799) $1,866
Good (670-739) $1,985
Average (580-669) $2,590
Poor (300-579) $3,107

Hercules, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sonny Randhawa State Farm 454 Appian Way Ste F, El Sobrante, 94803-1671 510-223-2642
Alive Insurance Services Inc Travelers 6328 FAIRMOUNT AVE STE 230, EL CERRITO, 94530 510-524-3200
Brady-Harbord-Payne Travelers 3608 GRAND AVE STE 2, OAKLAND, 94610 510-444-5645
Marge Michaels State Farm 145 Plaza Dr Ste 207, Vallejo, 94591-3760 707-642-4453
Berkeley Insurance & Financial Services, Llc None 555 Pierce Street,Cml 2, Albany, 94706 None
Isu Ins Svcs Of San Francisco Liberty Mutual Independent 201 CALIFORNIA ST STE 200, SAN FRANCISCO, 94111 415-788-9810
Amad Sultan State Farm 1887 San Pablo Ave, Pinole, 94564-1751 510-724-7290
Cathy Gran State Farm 1225 Solano Ave Ste A, Albany, 94706-1734 510-526-4961
Sang Rowand Csp Lutcf Farmers 1110 Solano Ave, Albany, 94706 (510) 526-2224
Bayeast Insurance Services Travelers 2680 APPIAN WAY, PINOLE, 94564 510-223-1873

Hercules, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$84 $1,989
Driver's Failure In Showing Documents +$185 $2,090
Driving With An Expired Registration +$196 $2,101
Driving At A Considerably Slow Pace +$413 $2,318
Using A Cellphone While Driving +$436 $2,341
Running A Red Light +$444 $2,349
Speeding +$467 $2,372
Driving A Vehicle Without The Required Permission +$592 $2,497
Driving With An Expired/Suspended License +$1,284 $3,189

Hercules, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,829
Active Disabling Device $1,829
Tracking Device $1,791
Passive Disabling Device $1,772