Hesperia, CA Auto Insurance Rates

Hesperia, CA residents can save $570 by comparing multiple quotes & reading reviews & research on Hesperia car insurance rates, quotes, agents & coverage.

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$958 $1414 $2065

Latest Auto Insurance Reviews in Hesperia, California


State Farm
My deductible and premium is really good, especially in combination with my home owners insurance. The bundle savings I get on the two are outstanding and I have never had a company that could compete.
State Farm
Our premium is about standard however we have additional things added such as road side assistance, rental car and hail damage oackage which all adds a little bit per month
Farmer's Insurance
My Deductible is $500 which is offered by most insurance policies. I have roadside assistance, rental premium for up to 15 days, and also my rate will not go up since I have had no accidents.
Progressive
The premium is comparable to other companies. My deductible is low. My premium has went down over the last three years, so that is great.
Progressive
Progressive can be tailored to each individual need .I have had other companies who had hidden fees and clauses that prevented claims from being processed.
Allstate
My experience with my car insurance company, Allstates, customer service has been very pleasant any time I have needed to speak with someone.
Allstate
My experience with my car insurance company, Allstates, customer service has been very pleasant any time I have needed to speak with someone.
Geico
The only thing I dislike is...well, nothing. I just really don't have anything negative to say about Geico Insurance.
Geico
In all honesty, there are not many things I dislike about the company. Some of their commercials have been boring if I want to nitpick.
Metlife
I have not had customer service interaction with the company yet. I purchased the insurance online and downloaded the app. It was a smooth process.
Progressive
I compared prices and coverage with many other companies, and I found this company to be the best deal. We've been with them for years now, and are still pleased with the coverage as well as the customer service.
Write Your Review | Hesperia, California Auto Insurance Analysis
Allstate Auto Insurance, Hesperia, CA
$57/1 month
Car Insurance Policy Holder
  • Divorced 56 Years old Female licensed 29 years ago with Leased Nissan Titan SV Crew Cab LWB used for Business with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Hesperia, CA
$107/1 month
Car Insurance Policy Holder
  • Single 68 Years old Male licensed 9 years ago with Own Suzuki SX4 SE used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Doctors & Retired.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Hesperia, CA
$83/1 month
Car Insurance Policy Holder
  • Divorced 67 Years old Male licensed 31 years ago with Own Toyota, Camry XLE, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 500 K Personal Injury Protection
  • 100 K Uninsured Motorists Bodily Injury
  • 300 K Uninsured Motorists Property Damage
Hartford, Hesperia, CA
$783/12 months
Car Insurance Policy Holder
  • Single 22 Years old Female licensed 4 years ago with Own Chevrolet, Equinox LT AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • High School, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Hesperia, CA
$836/12 months
Car Insurance Policy Holder
  • Single 44 Years old Male licensed 29 years ago with Financed Ford, Expedition Limited EL, 2WD 4 Door SUV used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Aaa Auto Insurance, Hesperia, CA
$3417/12 months
Car Insurance Policy Holder
  • Divorced 52 Years old Male licensed 29 years ago with Own Jaguar, XK, 2 Door Convertible used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Geico, Hesperia, CA
$1512/12 months
Car Insurance Policy Holder
  • Single 48 Years old Male licensed 15 years ago with Financed Jaguar, XK, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Progressive Insurance, Hesperia, CA
$910/12 months
Car Insurance Policy Holder
  • Single 25 Years old Female licensed 3 years ago with Own Fiat, 500 CPop, 2WD 2 Door Convertible used for Business with estimated annual mileage of 20,001+.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 2 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Hesperia, CA
$1284/12 months
Car Insurance Policy Holder
  • Divorced 78 Years old Female licensed 52 years ago with Leased GMC, Sierra 1500 Denali, 2WD 4 Door Crew Cab used for Business with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Hesperia Car Insurance Rate Comparisons

Hesperia, CA's average car insurance of $1414 differs from Pi-on Hills, CA (+$1056), Crestline, CA (+$1026), Highland, CA (+$966) and California (+$405)

Hesperia Pi-on Hills, CA Crestline, CA Highland, CA California
Median Insurance Rates $1414 +$1056 +$1026 +$966 +$405

Hesperia Car Insurance Savings By Neighborhood & Street Area

Hesperia Driver Street Residence & Car Locations Car Details in Hesperia Hesperia Driver Demographics Hesperia Auto Insurance Estimates Recent Hesperia Insurance Savings
Cedar Springs (historical)
Thorn Pl2005 Buick Rendezvous CX17 year male teenager$3104$782
Dart Canyon Rd2007 Jeep Commander Sport23 year woman$1191$913
Thorn
Calcite Ave2009 Ford Fusion SE17 year female teenager$2797$354
Garnet Ave2005 Acura TSX Base38 year man$1744$643
Lugo
Farmington St2009 Mazda MAZDASPEED3 Sport42 year married woman$1268$953
Flora Ct2006 Chrysler 300 C82 year senior$1478$918
Mariana Ranchos
Silverwood Rd2012 Lincoln MKZ Base16 year teenager$3075$970
Kerrie Way2011 Nissan Rogue SV82 year male senior$1394$635
Cedar Glen
Yellowstone Dr2014 Volkswagen Jetta S45 year married man$1626$356
Hillside Spr2013 Honda Civic LX77 year female senior$1321$923

Hesperia Post DUI Car Insurance Rates

Hesperia Running Springs Mount Baldy-Wrightwood Apple Valley California
Median Post DUI Insurance Rate $2630 +$1871 +$1517 -$92 +$753
Male Teenager Post DUI Insurance Rate $5732 +$4079 +$3309 -$199 +$1642
Female Teenager Post DUI Insurance Rate $5706 +$4060 +$3294 -$197 +$1635

The Post DUI insurance in Hesperia, CA's is $2630 compared to Running Springs (+$1871), Mount Baldy-Wrightwood (+$1517), Apple Valley (-$92) and California (+$753)

In Hesperia, a male teenager with Post DUI pays $26 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Hesperia, CA would pay $5226 on auto insurance while a female teenager POST DUI would pay $5202.

Hesperia Car Insurance by Segment

Hesperia Teenagers Car Insurance Rates Comparison

8415 Hesperia Teenagers (9% of total population), 48% Male & 52% Female.

Hesperia Victorville Mountain View Acres Oak Hills California
All Teenagers $3082 +$61 +$2193 +$2150 +$883
Male Teenager $3082 +$61 +$2193 +$2150 +$883
Female Teenager $3068 +$61 +$2183 +$2140 +$879

Hesperia teenagers pay $3082 in insurance in contrast with Victorville (+$61), Mountain View Acres (+$2193), Oak Hills (+$2150) and California (+$883). The difference between Male & Female teenagers in Hesperia is $14

Example

  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $3246
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3020

Hesperia Men & Women Car Insurance

89703 Hesperia Adults (100% of total population), 50% Men & 50% Women.

Hesperia Apple Valley Spring Valley Lake Muscoy California
All Women $1371 -$47 +$1054 +$1044 +$393
Married Women $1329 -$46 +$1021 +$1011 +$380
All Men $1795 -$62 +$1380 +$1367 +$515
Married Men $1710 -$59 +$1315 +$1302 +$490

The typical insurance rate of $1795 that Hesperia Men pay varies from Apple Valley (-$62), Spring Valley Lake (+$1380), Muscoy (+$1367) and California (+$515). In Hesperia, married men pay $381 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1529
  • 2011 Cadillac DTS Luxury Collection Married Women Insurance Rate $1906

Hesperia Senior Car Insurance

12305 Hesperia Seniors (13% of total population), 45% Senior Men & 55% Senior Women.

Hesperia Oak Hills Pi-on Hills Victorville California
All Seniors $1498 +$1046 +$1120 +$30 +$430
Senior Men $1470 +$1026 +$1098 +$29 +$421
Senior Women $1527 +$1065 +$1140 +$30 +$437

Hesperia seniors pay $1498 in insurance compared to Oak Hills (+$1046), Pi-on Hills (+$1120), Victorville (+$30) and California (+$430). In Hesperia, senior men pay $57 less than senior women.

Hesperia Car Insurance Discounts for Multiple Vehicles

Hesperia Population with 1 Vehicle 7191 (28% of Hesperia population), 2 Vehicles 9013 (35% of the Hesperia population) and 3 vehicles 5201 (20% of the population)

Hesperia Highland Lake Arrowhead San Bernardino California
2 Vehicles $2687 +$1835 +$2025 +$314 +$770
3 Vehicles $4101 +$2801 +$3091 +$479 +$1175
4 Vehicles $5515 +$3767 +$4157 +$644 +$1580

Car Insurance Agents in Hesperia, CA

Rank Agent Name Agent Contact
1 Pay Low Insurance Agency 15659 Bear Valley Rd Hesperia, CA 92345

Hesperia Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Nissan, Rogue S $200 $1440 $1640 $1330 $1530 $110
Mazda, Mazda3s Touring $300 $1370 $1670 $1270 $1570 $100
Honda, Civic LX $700 $1410 $1910 $1350 $2050 $-140
Ford, Focus SE $1500 $1470 $1970 $1350 $2850 $-880
Infiniti, G37 $400 $1510 $1910 $1440 $1840 $70