Hewlett Harbor Auto Insurance Rates, Quotes, Agents & Reviews in NY

Hewlett Harbor, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hewlett Harbor, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hewlett Harbor, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hewlett Harbor, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hewlett Harbor, NY with that of other cities in and around Hewlett Harbor.

Hewlett Harbor Hewlett East Rockaway Lynbrook Bay Park Hewlett Bay Park
Average Insurance Rates $2,217 $1,845 $1,848 $1,837 $1,776 $2,624

Hewlett Harbor, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hewlett Harbor, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hewlett Harbor $2,285 $1,930
Hewlett Bay Park $1,362 $1,150
Hewlett $1,739 $1,469
Hewlett Neck $1,987 $1,678
Bay Park $1,670 $1,410
East Rockaway $1,957 $1,653
Woodsburgh $1,737 $1,467
Lynbrook $1,811 $1,529

Hewlett Harbor, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hewlett Harbor, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $7,194
20 Years $2,849
30 Years $2,194
40 Years $2,111
50 Years $1,955
60 Years $1,982
70 Years $2,307

Hewlett Harbor, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hewlett Harbor, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,813 $621
3 Vehicles $5,720 $931
4 Vehicles $7,626 $1,242

Savings on 2 Vehicles bundle:$621

Savings on 3 Vehicles bundle:$931

Savings on 4 Vehicles bundle:$1,242


Hewlett Harbor, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hewlett Harbor, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Hewlett Harbor $2,217 $3,345
Hewlett Bay Park $2,624 $3,959
Hewlett $1,845 $2,783
Hewlett Neck $2,218 $3,346
Bay Park $1,776 $2,679
East Rockaway $1,848 $2,788
Woodsburgh $2,140 $3,229
Lynbrook $1,837 $2,771

Hewlett Harbor, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,902
Excellent (740-799) $2,171
Good (670-739) $2,310
Average (580-669) $3,014
Poor (300-579) $3,616

Hewlett Harbor, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Riccio Allstate 450 Dogwood Ave, Franklin Square, 11010 (516) 371-3300
Barry S Bryan Allstate 9310 Woodhaven Blvd, Woodhaven, 11421 (718) 850-9200
Steve Candon State Farm 932 Hempstead Tpke, Franklin Sq, 11010-3628 516-488-3333
Kirit Shah Allstate 25208 Hillside Ave, Bellerose, 11426 (718) 831-1800
Arthur J Gallagher Risk Management Svcs Inc Travelers 50 CHARLES LINDBERGH BLVD STE 602, UNIONDALE, 11553 516-745-0800
Paston Group Llc Liberty Mutual Independent 381 SUNRISE HWY 4TH FL, LYNBROOK, 11563 (516) 593-2220
Brownie W Davis Agency Corp Travelers 22 ELM ST, WOODMERE, 11598 516-569-7979
Picone-Hastava Ins. Agency Travelers 161 Long Beach Rd , Island Park, 11558 None
Ohlert-Ruggiere Inc Travelers 89-11 JAMAICA AVE, WOODHAVEN, 11421 718-847-2323
The Signature B&B Cos. None 1 E Lincoln Ave , Valley Stream, 11580 None

Hewlett Harbor, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$98 $2,315
Driver's Failure In Showing Documents +$215 $2,432
Driving With An Expired Registration +$228 $2,445
Driving At A Considerably Slow Pace +$481 $2,698
Using A Cellphone While Driving +$508 $2,725
Running A Red Light +$517 $2,734
Speeding +$543 $2,760
Driving A Vehicle Without The Required Permission +$689 $2,906
Driving With An Expired/Suspended License +$1,494 $3,711

Hewlett Harbor, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,128
Active Disabling Device $2,128
Tracking Device $2,084
Passive Disabling Device $2,062