Hewlett Harbor, NY Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Hewlett Harbor, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Hewlett Harbor, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Hewlett Harbor, NY Auto Insurance Rates
- Hewlett Harbor, NY Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Hewlett Harbor, NY
- Multi Vehicle Insurance Savings in Hewlett Harbor, NY
- How Credit Score Affects Car Insurance Rates in Hewlett Harbor, NY
- How DUI Affects Auto Insurance Premiums in Hewlett Harbor, NY
- Top Auto Insurance Agents Near Hewlett Harbor, NY
- How Driving Violations Affect Auto Insurance Rates in Hewlett Harbor, NY
- Hewlett Harbor, NY Auto Insurance Discounts on Anti Theft Feature
Hewlett Harbor, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Hewlett Harbor, NY with that of other cities in and around Hewlett Harbor.
| Hewlett Harbor | Hewlett | East Rockaway | Lynbrook | Bay Park | Hewlett Bay Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,217 | $1,845 | $1,848 | $1,837 | $1,776 | $2,624 |
Hewlett Harbor, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Hewlett Harbor, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Hewlett Harbor | $2,285 | $1,930 |
| Hewlett Bay Park | $1,362 | $1,150 |
| Hewlett | $1,739 | $1,469 |
| Hewlett Neck | $1,987 | $1,678 |
| Bay Park | $1,670 | $1,410 |
| East Rockaway | $1,957 | $1,653 |
| Woodsburgh | $1,737 | $1,467 |
| Lynbrook | $1,811 | $1,529 |
Hewlett Harbor, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Hewlett Harbor, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $7,194 |
| 20 Years | $2,849 |
| 30 Years | $2,194 |
| 40 Years | $2,111 |
| 50 Years | $1,955 |
| 60 Years | $1,982 |
| 70 Years | $2,307 |
Hewlett Harbor, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Hewlett Harbor, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,813 | $621 |
| 3 Vehicles | $5,720 | $931 |
| 4 Vehicles | $7,626 | $1,242 |
Savings on 2 Vehicles bundle:$621
Savings on 3 Vehicles bundle:$931
Savings on 4 Vehicles bundle:$1,242
Hewlett Harbor, NY Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hewlett Harbor, NY.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Hewlett Harbor | $2,217 | $3,345 |
| Hewlett Bay Park | $2,624 | $3,959 |
| Hewlett | $1,845 | $2,783 |
| Hewlett Neck | $2,218 | $3,346 |
| Bay Park | $1,776 | $2,679 |
| East Rockaway | $1,848 | $2,788 |
| Woodsburgh | $2,140 | $3,229 |
| Lynbrook | $1,837 | $2,771 |
Hewlett Harbor, NY Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,902 |
| Excellent (740-799) | $2,171 |
| Good (670-739) | $2,310 |
| Average (580-669) | $3,014 |
| Poor (300-579) | $3,616 |
Hewlett Harbor, NY Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| John Riccio | Allstate | 450 Dogwood Ave, Franklin Square, 11010 | (516) 371-3300 |
| Barry S Bryan | Allstate | 9310 Woodhaven Blvd, Woodhaven, 11421 | (718) 850-9200 |
| Steve Candon | State Farm | 932 Hempstead Tpke, Franklin Sq, 11010-3628 | 516-488-3333 |
| Kirit Shah | Allstate | 25208 Hillside Ave, Bellerose, 11426 | (718) 831-1800 |
| Arthur J Gallagher Risk Management Svcs Inc | Travelers | 50 CHARLES LINDBERGH BLVD STE 602, UNIONDALE, 11553 | 516-745-0800 |
| Paston Group Llc | Liberty Mutual Independent | 381 SUNRISE HWY 4TH FL, LYNBROOK, 11563 | (516) 593-2220 |
| Brownie W Davis Agency Corp | Travelers | 22 ELM ST, WOODMERE, 11598 | 516-569-7979 |
| Picone-Hastava Ins. Agency | Travelers | 161 Long Beach Rd , Island Park, 11558 | None |
| Ohlert-Ruggiere Inc | Travelers | 89-11 JAMAICA AVE, WOODHAVEN, 11421 | 718-847-2323 |
| The Signature B&B Cos. | None | 1 E Lincoln Ave , Valley Stream, 11580 | None |
Hewlett Harbor, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$98 | $2,315 |
| Driver's Failure In Showing Documents | +$215 | $2,432 |
| Driving With An Expired Registration | +$228 | $2,445 |
| Driving At A Considerably Slow Pace | +$481 | $2,698 |
| Using A Cellphone While Driving | +$508 | $2,725 |
| Running A Red Light | +$517 | $2,734 |
| Speeding | +$543 | $2,760 |
| Driving A Vehicle Without The Required Permission | +$689 | $2,906 |
| Driving With An Expired/Suspended License | +$1,494 | $3,711 |
Hewlett Harbor, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,128 |
| Active Disabling Device | $2,128 |
| Tracking Device | $2,084 |
| Passive Disabling Device | $2,062 |