Hickory Auto Insurance Rates, Quotes, Agents & Reviews in NC

Hickory, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hickory, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hickory, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hickory, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hickory, NC with that of other cities in and around Hickory.

Hickory Mountain View Brookford Northlakes Conover Hildebran
Average Insurance Rates $960 $964 $1,217 $1,013 $984 $1,035

Hickory, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hickory, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hickory $1,514 $1,279
Brookford $1,406 $1,188
Long View $1,947 $1,644
Mountain View $1,403 $1,185
St. Stephens $1,964 $1,659
Northlakes $959 $810
Hildebran $1,009 $853
Conover $1,524 $1,288

Hickory, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hickory, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,115
20 Years $1,233
30 Years $950
40 Years $914
50 Years $847
60 Years $858
70 Years $999

Hickory, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hickory, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,651 $269
3 Vehicles $2,477 $403
4 Vehicles $3,302 $538

Savings on 2 Vehicles bundle:$269

Savings on 3 Vehicles bundle:$403

Savings on 4 Vehicles bundle:$538

Hickory, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hickory, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Hickory $960 $3,937
Brookford $1,217 $4,991
Long View $1,222 $5,012
Mountain View $964 $3,954
St. Stephens $1,066 $4,372
Northlakes $1,013 $4,155
Hildebran $1,035 $4,245
Conover $984 $4,036

Hickory, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $824
Excellent (740-799) $940
Good (670-739) $1,000
Average (580-669) $1,305
Poor (300-579) $1,566

Hickory, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lincoln Insurance Agency Inc Travelers 510 East Main Street, Lincolnton, 28092 None
Pc Insurance Services None 2671 East Main Street, Lincolnton, 28092 None
Carey Insurance Agency Inc. Erie 4452 Railroad Avenue, Harrisburg, 28075 None
Swimmer Insurance Agency Liberty Mutual Independent 725 PROVIDENCE RD, CHARLOTTE, 28207 704-333-6694
Jeremy Fulkerson State Farm 4805 Park Rd Ste 103, Charlotte, 28209-3676 704-523-9005
Aprille Shaffer State Farm 8210 Univ Exec Park Dr Ste 150, Charlotte, 28262 704-549-9711
Keith M. Franklin Allstate 818 Tyvola Rd Ste 102, Charlotte, 28217 (704) 527-3434
Eric Harris Allstate 233 S Sharon Amity Rd Ste 107, Charlotte, 28211 (704) 366-4103
Abee Insurance Agency Llc Erie 1922 Briarwood Drive, Hickory, 28602 None
Global Green Insurance Agency Travelers 5960 FAIRVIEW RD STE 400, CHARLOTTE, 28210 704-496-2777
Aaa Insurance Agency-Concord Travelers 300-102 COPPERFIELD BLVD, CONCORD, 28025 704-721-5401
Confia Llc Travelers 2030-A AYRSLEY TOWN BLVD, CHARLOTTE, 28273 704-323-7572
Noble Insurance Advisors None 2101 Rexford Rd Ste. 134-E, Charlotte, 28211 None

Hickory, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $1,002
Driver's Failure In Showing Documents +$93 $1,053
Driving With An Expired Registration +$99 $1,059
Driving At A Considerably Slow Pace +$208 $1,168
Using A Cellphone While Driving +$220 $1,180
Running A Red Light +$224 $1,184
Speeding +$235 $1,195
Driving A Vehicle Without The Required Permission +$299 $1,259
Driving With An Expired/Suspended License +$647 $1,607

Hickory, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $922
Active Disabling Device $922
Tracking Device $902
Passive Disabling Device $893

Latest Auto Insurance Reviews in Hickory, NC | Back to Top

State Farm
While certainly not bad by any means, it is possible to find better deals when switching to their competitors. Geico definitely has better coverages with lower deductibles.
State Farm
The deductible through State Farm is much more reasonable and less expensive than through competing services like Geico or other off-brand insurance providers.
This car insurance isnt as reliable as others maybe but ive had it since a teen so its still affordable and i have the option to say i have auto insurance.
The cost of coverage is very low. The deductible could always be lower, but I drive an older car so keeping the cost of the premium down as what's important to me
State Farm
I am very satisfied with my State farm auto insurance. I would give them a rating of a 4. The only reason I gave them a four instead of a five is because I think they're a little bit expensive.
Deductible is fair depending on what is getting fixed on my car. I understand that help with coverage as much as possible.
Deductible is fair depending on what is getting fixed on my car. I understand that help with coverage as much as possible.
Safeco Insurance
I am satisfied with the services this company provides. Everything is easy to understand and very accessible. I am happy with the company and do not plan to switch.
I like that Progressive is a fair company, with great prices. They are super affordable, giving you plenty of time to pay your bills.
The company is very responsive to my needs and professional to boot. I am satisfied with them in this regard.