Hickory, NC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Hickory, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Hickory, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Hickory, NC Auto Insurance Rates
- Hickory, NC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Hickory, NC
- Multi Vehicle Insurance Savings in Hickory, NC
- How Credit Score Affects Car Insurance Rates in Hickory, NC
- How DUI Affects Auto Insurance Premiums in Hickory, NC
- Top Auto Insurance Agents Near Hickory, NC
- How Driving Violations Affect Auto Insurance Rates in Hickory, NC
- Hickory, NC Auto Insurance Discounts on Anti Theft Feature
- Hickory, NC Auto Insurance Company Reviews
Hickory, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Hickory, NC with that of other cities in and around Hickory.
| Hickory | Mountain View | Brookford | Northlakes | Conover | Hildebran | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $960 | $964 | $1,217 | $1,013 | $984 | $1,035 |
Hickory, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Hickory, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Hickory | $1,514 | $1,279 |
| Brookford | $1,406 | $1,188 |
| Long View | $1,947 | $1,644 |
| Mountain View | $1,403 | $1,185 |
| St. Stephens | $1,964 | $1,659 |
| Northlakes | $959 | $810 |
| Hildebran | $1,009 | $853 |
| Conover | $1,524 | $1,288 |
Hickory, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Hickory, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,115 |
| 20 Years | $1,233 |
| 30 Years | $950 |
| 40 Years | $914 |
| 50 Years | $847 |
| 60 Years | $858 |
| 70 Years | $999 |
Hickory, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Hickory, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,651 | $269 |
| 3 Vehicles | $2,477 | $403 |
| 4 Vehicles | $3,302 | $538 |
Savings on 2 Vehicles bundle:$269
Savings on 3 Vehicles bundle:$403
Savings on 4 Vehicles bundle:$538
Hickory, NC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hickory, NC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Hickory | $960 | $3,937 |
| Brookford | $1,217 | $4,991 |
| Long View | $1,222 | $5,012 |
| Mountain View | $964 | $3,954 |
| St. Stephens | $1,066 | $4,372 |
| Northlakes | $1,013 | $4,155 |
| Hildebran | $1,035 | $4,245 |
| Conover | $984 | $4,036 |
Hickory, NC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $824 |
| Excellent (740-799) | $940 |
| Good (670-739) | $1,000 |
| Average (580-669) | $1,305 |
| Poor (300-579) | $1,566 |
Hickory, NC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Lincoln Insurance Agency Inc | Travelers | 510 East Main Street, Lincolnton, 28092 | None |
| Pc Insurance Services | None | 2671 East Main Street, Lincolnton, 28092 | None |
| Carey Insurance Agency Inc. | Erie | 4452 Railroad Avenue, Harrisburg, 28075 | None |
| Swimmer Insurance Agency | Liberty Mutual Independent | 725 PROVIDENCE RD, CHARLOTTE, 28207 | 704-333-6694 |
| Jeremy Fulkerson | State Farm | 4805 Park Rd Ste 103, Charlotte, 28209-3676 | 704-523-9005 |
| Aprille Shaffer | State Farm | 8210 Univ Exec Park Dr Ste 150, Charlotte, 28262 | 704-549-9711 |
| Keith M. Franklin | Allstate | 818 Tyvola Rd Ste 102, Charlotte, 28217 | (704) 527-3434 |
| Eric Harris | Allstate | 233 S Sharon Amity Rd Ste 107, Charlotte, 28211 | (704) 366-4103 |
| Abee Insurance Agency Llc | Erie | 1922 Briarwood Drive, Hickory, 28602 | None |
| Global Green Insurance Agency | Travelers | 5960 FAIRVIEW RD STE 400, CHARLOTTE, 28210 | 704-496-2777 |
| Aaa Insurance Agency-Concord | Travelers | 300-102 COPPERFIELD BLVD, CONCORD, 28025 | 704-721-5401 |
| Confia Llc | Travelers | 2030-A AYRSLEY TOWN BLVD, CHARLOTTE, 28273 | 704-323-7572 |
| Noble Insurance Advisors | None | 2101 Rexford Rd Ste. 134-E, Charlotte, 28211 | None |
Hickory, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$42 | $1,002 |
| Driver's Failure In Showing Documents | +$93 | $1,053 |
| Driving With An Expired Registration | +$99 | $1,059 |
| Driving At A Considerably Slow Pace | +$208 | $1,168 |
| Using A Cellphone While Driving | +$220 | $1,180 |
| Running A Red Light | +$224 | $1,184 |
| Speeding | +$235 | $1,195 |
| Driving A Vehicle Without The Required Permission | +$299 | $1,259 |
| Driving With An Expired/Suspended License | +$647 | $1,607 |
Hickory, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $922 |
| Active Disabling Device | $922 |
| Tracking Device | $902 |
| Passive Disabling Device | $893 |
Latest Auto Insurance Reviews in Hickory, NC | Back to Top
State FarmWhile certainly not bad by any means, it is possible to find better deals when switching to their competitors. Geico definitely has better coverages with lower deductibles.
State FarmThe deductible through State Farm is much more reasonable and less expensive than through competing services like Geico or other off-brand insurance providers.
ProgressiveThis car insurance isnt as reliable as others maybe but ive had it since a teen so its still affordable and i have the option to say i have auto insurance.
ProgressiveThe cost of coverage is very low. The deductible could always be lower, but I drive an older car so keeping the cost of the premium down as what's important to me
State FarmI am very satisfied with my State farm auto insurance. I would give them a rating of a 4. The only reason I gave them a four instead of a five is because I think they're a little bit expensive.
AllstateDeductible is fair depending on what is getting fixed on my car. I understand that help with coverage as much as possible.
AllstateDeductible is fair depending on what is getting fixed on my car. I understand that help with coverage as much as possible.
Safeco InsuranceI am satisfied with the services this company provides. Everything is easy to understand and very accessible. I am happy with the company and do not plan to switch.
ProgressiveI like that Progressive is a fair company, with great prices. They are super affordable, giving you plenty of time to pay your bills.
GeicoThe company is very responsive to my needs and professional to boot. I am satisfied with them in this regard.