High Point, NC Auto Insurance Rates
High Point, NC residents can save $390 by comparing multiple quotes & reading reviews & research on High Point car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $689 | $963 | $1271 |
Latest Auto Insurance Reviews in High Point, North Carolina
I feel State farm is cheaper than most insurance companies when doing comparisons.
THE PREMIUM IS PRETTY LOW (DEPENDING ON THE DEDUCTIBLE). I THINK IT'S MORE AFFORDABLE THAN MOST INSURANCE COMPANIES.
Our deductible and premiums are in line with what other companies offer. It would be nice if our deductible was lower, but it is a fair market value.
I haven't researched other insurance companies deductibles in a while so I don't really know how they compare. The last time I did look though I made sure I researched and I feel like I got a good deal.
Any time we have needed to contact them about anything, including the two accidents our son was in, were all handled quickly and courteously.
Any time we have needed to contact them about anything, including the two accidents our son was in, were all handled quickly and courteously.
The accessibility is the main reason I went with my insurance company. I can print off my policy online and have the newest proof of insurance right away. The ease of access is great.
good this company offers me different offers of policies which are of great benefit, offers everything related to the safety of my car at a very affordable price and accessible for any person compared to other companies MetLife offers a better service and better offers of policy
Geico offers great coverage at a cheaper cost. I have great coverage. I have never had an issue making a claim, and they have always been quick with the claims process.
At this point, I'll rate MetLife a 3 on their auto insurance. I drive about 5-6 thousand miles a year and my policy seems to go up a bit each year. I called awhile back to ask why and was told there are folks making claims, it was hard for me to understand why I have to pay higher rates for someone else's transgressions. I do not know about other companies, but I should probably start looking. I have a fear though, that if I change, my other policies with MetLife, home, umbrella, flood will go up, making it a wash.
I really like the fact that when I call into customer service I usually always get an American on the other end of the line instead of someone from overseas
The offer higher quality service than most other providers at a reasonable cost.
this place has a cheaper policy and they are easier to work with.
- Married 27 Years old Female licensed 4 years ago with Own Chevrolet Express 3500 used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Doctors & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
High Point Car Insurance Rate Comparisons
High Point, NC's average car insurance of $963 differs from Archdale, NC (-$131), Jamestown, NC (+$537), Broadbay, NC (+$237) and North Carolina (+$122)
| High Point | Archdale, NC | Jamestown, NC | Broadbay, NC | North Carolina | |
| Median Insurance Rates | $963 | -$131 | +$537 | +$237 | +$122 |
High Point Car Insurance Savings By Neighborhood & Street Area
| High Point Driver Street Residence & Car Locations | Car Details in High Point | High Point Driver Demographics | High Point Auto Insurance Estimates | Recent High Point Insurance Savings |
|---|---|---|---|---|
| Oakdale | ||||
| Cloverbrook Ct | 2002 Buick Rendezvous CXL | 18 year female teenager | $2223 | $859 |
| Newberry Ct | 2005 Chevrolet Silverado 2500HD LS | 67 year male senior | $1089 | $358 |
| Adams Farm | ||||
| Red Gate Ct | 2006 Ford Fusion SEL | 43 year man | $1215 | $855 |
| Sagewood Rd | 2008 Audi A4 2.0T quattro | 39 year married man | $1500 | $717 |
| Friendswood | ||||
| Chimney Rock Pl | 2010 Mazda Mazda3 s Sport | 78 year senior | $1119 | $930 |
| Tarrant Rd | 2011 Hyundai Sonata GLS | 39 year woman | $929 | $436 |
| Melborne Heights | ||||
| Birdwood Way | 2012 Honda Civic LX | 18 year male teenager | $2416 | $570 |
| Kearns St | 2011 Kia Sorento LX | 18 year teenager | $2262 | $934 |
| Bakertown | ||||
| Knightdale Ave | 2008 Acura TSX Base | 80 year female senior | $1159 | $620 |
| Brentwood St | 2010 Toyota Prius I | 42 year married woman | $808 | $431 |
High Point Post DUI Car Insurance Rates
| High Point | Middle Fork II | Midway | Abbotts Creek | North Carolina | |
| Median Post DUI Insurance Rate | $1791 | +$403 | +$236 | +$69 | +$227 |
| Male Teenager Post DUI Insurance Rate | $5085 | +$1147 | +$671 | +$197 | +$645 |
| Female Teenager Post DUI Insurance Rate | $4423 | +$997 | +$584 | +$171 | +$559 |
The Post DUI insurance in High Point, NC's is $1791 compared to Middle Fork II (+$403), Midway (+$236), Abbotts Creek (+$69) and North Carolina (+$227)
In High Point, a male teenager with Post DUI pays $662 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion SEL in High Point, NC would pay $4720 on auto insurance while a female teenager POST DUI would pay $4106.
High Point Car Insurance by Segment
High Point Teenagers Car Insurance Rates Comparison
8324 High Point Teenagers (7% of total population), 51% Male & 49% Female.
| High Point | Level Cross | Guilford County | Archdale | North Carolina | |
| All Teenagers | $2503 | +$1371 | +$279 | -$340 | +$318 |
| Male Teenager | $2734 | +$1497 | +$304 | -$372 | +$347 |
| Female Teenager | $2378 | +$1302 | +$264 | -$323 | +$301 |
High Point teenagers pay $2503 in insurance in contrast with Level Cross (+$1371), Guilford County (+$279), Archdale (-$340) and North Carolina (+$318). The difference between Male & Female teenagers in High Point is $356
Example
- 2008 Chrysler 300 SRT-8 Male Teenager Insurance Rate $2601
- 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2462
High Point Men & Women Car Insurance
104394 High Point Adults (100% of total population), 47% Men & 53% Women.
| High Point | Level Cross | Midway | Morehead | North Carolina | |
| All Women | $934 | +$511 | +$123 | +$45 | +$118 |
| Married Women | $876 | +$479 | +$115 | +$43 | +$111 |
| All Men | $1309 | +$717 | +$173 | +$64 | +$166 |
| Married Men | $1290 | +$706 | +$170 | +$63 | +$163 |
The typical insurance rate of $1309 that High Point Men pay varies from Level Cross (+$717), Midway (+$173), Morehead (+$64) and North Carolina (+$166). In High Point, married men pay $414 more than married women.
Example
- 2012 GMC Sierra 1500 SLE Married Men Insurance Rate $1114
- 2014 Volkswagen Jetta GLI PZEV Married Women Insurance Rate $1260
High Point Senior Car Insurance
16571 High Point Seniors (15% of total population), 42% Senior Men & 58% Senior Women.
| High Point | New Market | Middle Fork II | Thomasville | North Carolina | |
| All Seniors | $1174 | +$448 | +$265 | -$159 | +$149 |
| Senior Men | $1174 | +$448 | +$265 | -$159 | +$149 |
| Senior Women | $1194 | +$455 | +$269 | -$163 | +$151 |
High Point seniors pay $1174 in insurance compared to New Market (+$448), Middle Fork II (+$265), Thomasville (-$159) and North Carolina (+$149). In High Point, senior men pay $20 less than senior women.
High Point Car Insurance Discounts for Multiple Vehicles
High Point Population with 1 Vehicle 14796 (37% of High Point population), 2 Vehicles 14536 (36% of the High Point population) and 3 vehicles 5398 (13% of the population)
| High Point | Jamestown | Guilford County | Level Cross | North Carolina | |
| 2 Vehicles | $1830 | +$1020 | +$203 | +$1001 | +$232 |
| 3 Vehicles | $2793 | +$1557 | +$310 | +$1528 | +$354 |
| 4 Vehicles | $3756 | +$2094 | +$417 | +$2055 | +$476 |
High Point Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Focus S | $500 | $970 | $1470 | $910 | $1410 | $60 |
| Ford, Mustang GT | $200 | $1110 | $1310 | $1030 | $1230 | $80 |
| Ford, F-150 XLT | $1000 | $990 | $1490 | $910 | $1910 | $-420 |
| Mitsubishi, Lancer Ralliart | $1500 | $1010 | $1510 | $950 | $2450 | $-940 |
| GMC, Yukon XL 1500 SLT | $700 | $1010 | $1510 | $940 | $1640 | $-130 |