Highland Auto Insurance Rates, Quotes, Agents & Reviews in MD

Highland, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Highland, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Highland, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Highland, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Highland, MD with that of other cities in and around Highland.

Highland Scaggsville Ashton-Sandy Spring Spencerville Fulton Burtonsville
Average Insurance Rates $1,549 $1,475 $1,553 $1,480 $1,540 $1,427

Highland, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Highland, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Highland $1,458 $1,232
Ashton-Sandy Spring $1,933 $1,633
Fulton $1,918 $1,620
Burtonsville $1,786 $1,509
Spencerville $1,933 $1,633
Howard County $1,955 $1,651
Scaggsville $1,431 $1,208
Columbia $1,779 $1,502

Highland, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Highland, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,026
20 Years $1,990
30 Years $1,533
40 Years $1,475
50 Years $1,366
60 Years $1,385
70 Years $1,612

Highland, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Highland, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,664 $434
3 Vehicles $3,996 $651
4 Vehicles $5,329 $867

Savings on 2 Vehicles bundle:$434

Savings on 3 Vehicles bundle:$651

Savings on 4 Vehicles bundle:$867

Highland, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Highland, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Highland $1,549 $2,470
Ashton-Sandy Spring $1,553 $2,476
Fulton $1,540 $2,455
Burtonsville $1,427 $2,275
Spencerville $1,480 $2,360
Howard County $1,454 $2,318
Scaggsville $1,475 $2,352
Columbia $1,421 $2,266

Highland, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,329
Excellent (740-799) $1,517
Good (670-739) $1,614
Average (580-669) $2,106
Poor (300-579) $2,527

Highland, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
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Kim Musser State Farm 10724 Little Patuxent Pkwy, Columbia, 21044-3342 410-730-4334
Aronow Insurance Agency Inc. Erie 3416 Olandwood Court Suite 209, Olney, 20832 None
Colleen Wagschal Allstate 9051 Red Branch Rd Ste J, Columbia, 21045 (443) 546-3456
Keith R. Miller Allstate 4920 Waterloo Rd Ste B, Ellicott City, 21043 (410) 750-0900
Marc Winer Farmers 13884 Old Columbia Pike, Silver Spring, 20904 (301) 658-2227
Andrew W. Zink Allstate 3460 Olny Laytnsvl Rd Ste 202, Olney, 20832 (301) 570-9200
Jim Flower State Farm 10999 Red Run Blvd Ste 202, Owings Mills, 21117-3262 410-363-4720
Joseph Swann Agency Nationwide 5570 Sterrett Pl STE 304, Columbia, 21044-2641 (410) 795-4253
Scott Garvey State Farm 207 Key Hwy, Baltimore, 21230-3919 667-309-3792
Curt Sumpter State Farm 12520 Prosperity Dr Ste 115, Silver Spring, 20904-1664 301-680-7917

Highland, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,617
Driver's Failure In Showing Documents +$150 $1,699
Driving With An Expired Registration +$160 $1,709
Driving At A Considerably Slow Pace +$336 $1,885
Using A Cellphone While Driving +$355 $1,904
Running A Red Light +$361 $1,910
Speeding +$380 $1,929
Driving A Vehicle Without The Required Permission +$482 $2,031
Driving With An Expired/Suspended License +$1,044 $2,593

Highland, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,487
Active Disabling Device $1,487
Tracking Device $1,456
Passive Disabling Device $1,441