Hillcrest Heights Auto Insurance Rates, Quotes, Agents & Reviews in MD

Hillcrest Heights, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hillcrest Heights, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hillcrest Heights, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hillcrest Heights, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hillcrest Heights, MD with that of other cities in and around Hillcrest Heights.

Hillcrest Heights Glassmanor Silver Hill Temple Hills Coral Hills Forest Heights
Average Insurance Rates $1,347 $1,345 $1,328 $1,361 $1,338 $1,342

Hillcrest Heights, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hillcrest Heights, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hillcrest Heights $1,853 $1,565
Glassmanor $1,316 $1,112
Silver Hill $1,229 $1,038
Marlow Heights $1,331 $1,124
Temple Hills $1,073 $907
Forest Heights $1,509 $1,275
Suitland $1,351 $1,141
Coral Hills $1,683 $1,422

Hillcrest Heights, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hillcrest Heights, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,371
20 Years $1,731
30 Years $1,333
40 Years $1,283
50 Years $1,188
60 Years $1,204
70 Years $1,402

Hillcrest Heights, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hillcrest Heights, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,317 $377
3 Vehicles $3,475 $566
4 Vehicles $4,634 $754

Savings on 2 Vehicles bundle:$377

Savings on 3 Vehicles bundle:$566

Savings on 4 Vehicles bundle:$754


Hillcrest Heights, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hillcrest Heights, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Hillcrest Heights $1,347 $2,148
Glassmanor $1,345 $2,144
Silver Hill $1,328 $2,117
Marlow Heights $1,355 $2,160
Temple Hills $1,361 $2,170
Forest Heights $1,342 $2,140
Suitland $1,343 $2,141
Coral Hills $1,338 $2,133

Hillcrest Heights, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,156
Excellent (740-799) $1,319
Good (670-739) $1,404
Average (580-669) $1,831
Poor (300-579) $2,197

Hillcrest Heights, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,406
Driver's Failure In Showing Documents +$131 $1,478
Driving With An Expired Registration +$139 $1,486
Driving At A Considerably Slow Pace +$292 $1,639
Using A Cellphone While Driving +$308 $1,655
Running A Red Light +$314 $1,661
Speeding +$330 $1,677
Driving A Vehicle Without The Required Permission +$419 $1,766
Driving With An Expired/Suspended License +$908 $2,255

Hillcrest Heights, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,293
Active Disabling Device $1,293
Tracking Device $1,266
Passive Disabling Device $1,253