Hinesburg Auto Insurance Rates, Quotes, Agents & Reviews in VT

Hinesburg, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hinesburg, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hinesburg, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hinesburg, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hinesburg, VT with that of other cities in and around Hinesburg.

Hinesburg Williston Monkton Charlotte St. George Huntington
Average Insurance Rates $1,141 $1,149 $1,114 $1,237 $1,106 $1,115

Hinesburg, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hinesburg, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hinesburg $1,516 $1,281
St. George $2,114 $1,785
Richmond $1,869 $1,579
Williston $2,306 $1,948
Huntington $1,716 $1,449
Charlotte $1,980 $1,672
Monkton $1,406 $1,188
South Burlington $1,320 $1,115

Hinesburg, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hinesburg, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,702
20 Years $1,466
30 Years $1,129
40 Years $1,086
50 Years $1,006
60 Years $1,020
70 Years $1,187

Hinesburg, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hinesburg, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,008 $274
3 Vehicles $3,012 $411
4 Vehicles $4,016 $548

Savings on 2 Vehicles bundle:$274

Savings on 3 Vehicles bundle:$411

Savings on 4 Vehicles bundle:$548


Hinesburg, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hinesburg, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Hinesburg $1,141 $2,358
St. George $1,106 $2,286
Richmond $1,148 $2,372
Williston $1,149 $2,374
Huntington $1,115 $2,304
Charlotte $1,237 $2,556
Monkton $1,114 $2,302
South Burlington $1,129 $2,333

Hinesburg, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $979
Excellent (740-799) $1,117
Good (670-739) $1,189
Average (580-669) $1,551
Poor (300-579) $1,861

Hinesburg, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Citro Agency Allstate 20 Kimball Ave Ste 307, South Burlington, 5403 (802) 863-3434
The Citro Agency Allstate 20 Kimball Ave Ste 307, South Burlington, 5403 (802) 863-3434
Michael Coburn Allstate 1134 S Brownell Rd, Williston, 5495 (802) 658-7800
Jim Moran Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Jim Moran Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Titus Insurance Agency None 4281, Shelburne, 5482 None
T S Peck Insurance Llc Travelers 41 IDX DR STE 135, SOUTH BURLINGTON, 5403 (802) 865-8000
Jamieson Insurance Agency None 13 E Main St , Richmond, 5477 None

Hinesburg, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,191
Driver's Failure In Showing Documents +$111 $1,252
Driving With An Expired Registration +$118 $1,259
Driving At A Considerably Slow Pace +$248 $1,389
Using A Cellphone While Driving +$261 $1,402
Running A Red Light +$266 $1,407
Speeding +$280 $1,421
Driving A Vehicle Without The Required Permission +$355 $1,496
Driving With An Expired/Suspended License +$769 $1,910

Hinesburg, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,095
Active Disabling Device $1,095
Tracking Device $1,073
Passive Disabling Device $1,061