Hockessin, DE Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Hockessin, DE, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Cheapest Car Insurance in Hockessin, DE
The average cost of car insurance in Hockessin, DE, is $1,983. In most states, auto insurance is mandatory and can save you from dealing with pricey repairs in the event of a car crash or other incident. In order to determine the policy that best suits your needs, it is essential to complete thorough comparisons of the different prices and terms available. Apart from that, the auto insurance rates in Hockessin depend on multiple factors such as the age of the driver, credit history, gender of the driver, marital status, bundling, and many more.
a. Auto insurance rates based on the age of the driver
Many people are unaware of the impact of their driving experience on the price they pay for car insurance in Hockessin, DE. Since age measures your driving experience and accident risk, the better your driving record, the less you'll pay for auto insurance. Insurance providers charge a high premium to young drivers as they are viewed as reckless and irresponsible behind the wheel. For instance, teenagers pay $6,435 on auto insurance in Hockessin, DE. At the same time, drivers aged 40 years pay $1,888 on car insurance in Hockessin, DE.
b. Auto insurance rates Post-DUI
Facing DUI charges in Honolulu, HI, can be a confusing and frightening experience. From multi-thousand dollar fines and possible probation and jail time to increased car insurance rates, the financial penalties of a DUI are considerable and long-lasting if you are convicted. Apart from hefty fines, car owners will also face complications with their driver's license, employment prospects, and other aspects of their life. On average, the car insurance rate in Hockessin, DE, is $1,983. Post-DUI, the cost goes up to $3,285. Therefore, avoid driving under the influence to save a few bucks on car insurance in Hockessin, DE.
c. Auto insurance rates based on credit history
When deciding the auto insurance rates, insurance providers consider the credit score of the car owner. Car owners with poor credit scores will encounter high auto insurance rates in Hockessin, DE, whereas those with excellent credit scores can enjoy discounts on insurance and other products. For example, car owners with exceptional credit scores pay $1,701 on auto insurance in Hockessin, DE, whereas those with poor credit scores pay $3,234 on auto insurance in Hockessin, DE.
Factors that can influence the cost of car insurance in Hockessin, DE are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Hockessin, DE Auto Insurance Rates
- Hockessin, DE Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Hockessin, DE
- Multi Vehicle Insurance Savings in Hockessin, DE
- How Credit Score Affects Car Insurance Rates in Hockessin, DE
- How DUI Affects Auto Insurance Premiums in Hockessin, DE
- Top Auto Insurance Agents Near Hockessin, DE
- How Driving Violations Affect Auto Insurance Rates in Hockessin, DE
- Hockessin, DE Auto Insurance Discounts on Anti Theft Feature
Hockessin, DE Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Hockessin, DE with that of other cities in and around Hockessin.
|Hockessin||Pike Creek||Kennett||North Star||Greenville||Pike Creek Valley|
|Average Insurance Rates||$1,983||$1,897||$1,661||$1,985||$2,163||$1,846|
Hockessin, DE Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Hockessin, DE based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Pike Creek-Central Kirkwood||$2,129||$1,798|
|Pike Creek Valley||$1,556||$1,315|
Hockessin, DE Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Hockessin, DE usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Hockessin, DE Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Hockessin, DE can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$476
Savings on 3 Vehicles bundle:$714
Savings on 4 Vehicles bundle:$952
Hockessin, DE Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hockessin, DE.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Pike Creek-Central Kirkwood||$1,840||$3,049|
|Pike Creek Valley||$1,846||$3,059|
Hockessin, DE Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Hockessin, DE Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Abby Pubusky||State Farm||1601 Concord Pike Ste 88, Wilmington, 19803-3623||302-434-3333|
|Prominent Insurance Services||None||1201 N. Orange St Suite 700 Willmington, Wilmington, 19801||(302) 319-5520|
|Bellevue Insurance Services Llc||Travelers||2006 FOULK RD STE C, WILMINGTON, 19810||302-246-2400|
|Provey Powell Jr.||Allstate||1819 Newport Gap Pike, Wilmington, 19808||(302) 992-0100|
|Pat Mccabe||State Farm||262 Chapman Rd Ste 109, Newark, 19702-5412||302-368-3711|
|Aaa Mid-Atlantic Pa-Maig||Travelers||200 COMMERCE DR, NEWARK, 19713||800-842-5075|
|The Wiswall Agency Inc.||Nationwide||1035 N Lincoln St STE 300, Wilmington, 19805||(302) 791-7600|
|Caron Lori Blackwell Agency||Nationwide||248 E Chestnut Hill Rd, Newark, 19713-3732||(302) 738-5030|
|Edward R Broadbent Insurance Inc||Nationwide||715 Greenbank Road, Wilmington, 19808-3167||(302) 998-0137|
|R H Rockwell Insurance Agency Inc||Travelers||BRANDYWINE PLAZA WEST 1521 CONCORD PK STE 305, WILMINGTON, 19803||302-655-7151|
Hockessin, DE Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$87||$2,070|
|Driver's Failure In Showing Documents||+$192||$2,175|
|Driving With An Expired Registration||+$204||$2,187|
|Driving At A Considerably Slow Pace||+$430||$2,413|
|Using A Cellphone While Driving||+$454||$2,437|
|Running A Red Light||+$462||$2,445|
|Driving A Vehicle Without The Required Permission||+$617||$2,600|
|Driving With An Expired/Suspended License||+$1,337||$3,320|
Hockessin, DE Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,904|
|Passive Disabling Device||$1,844|