Hockessin Auto Insurance Rates, Quotes, Agents & Reviews in DE

Hockessin, DE Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hockessin, DE, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Cheapest Car Insurance in Hockessin, DE

The average cost of car insurance in Hockessin, DE, is $1,983. In most states, auto insurance is mandatory and can save you from dealing with pricey repairs in the event of a car crash or other incident. In order to determine the policy that best suits your needs, it is essential to complete thorough comparisons of the different prices and terms available. Apart from that, the auto insurance rates in Hockessin depend on multiple factors such as the age of the driver, credit history, gender of the driver, marital status, bundling, and many more. 

a. Auto insurance rates based on the age of the driver

Many people are unaware of the impact of their driving experience on the price they pay for car insurance in Hockessin, DE. Since age measures your driving experience and accident risk, the better your driving record, the less you'll pay for auto insurance. Insurance providers charge a high premium to young drivers as they are viewed as reckless and irresponsible behind the wheel. For instance, teenagers pay $6,435 on auto insurance in Hockessin, DE. At the same time, drivers aged 40 years pay $1,888 on car insurance in Hockessin, DE.


b. Auto insurance rates Post-DUI

Facing DUI charges in Honolulu, HI, can be a confusing and frightening experience. From multi-thousand dollar fines and possible probation and jail time to increased car insurance rates, the financial penalties of a DUI are considerable and long-lasting if you are convicted. Apart from hefty fines, car owners will also face complications with their driver's license, employment prospects, and other aspects of their life. On average, the car insurance rate in Hockessin, DE, is $1,983. Post-DUI, the cost goes up to $3,285. Therefore, avoid driving under the influence to save a few bucks on car insurance in Hockessin, DE. 

c. Auto insurance rates based on credit history

When deciding the auto insurance rates, insurance providers consider the credit score of the car owner. Car owners with poor credit scores will encounter high auto insurance rates in Hockessin, DE, whereas those with excellent credit scores can enjoy discounts on insurance and other products. For example, car owners with exceptional credit scores pay $1,701 on auto insurance in Hockessin, DE, whereas those with poor credit scores pay $3,234 on auto insurance in Hockessin, DE.

Factors that can influence the cost of car insurance in Hockessin, DE are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hockessin, DE Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hockessin, DE with that of other cities in and around Hockessin.

Hockessin Pike Creek Kennett North Star Greenville Pike Creek Valley
Average Insurance Rates $1,983 $1,897 $1,661 $1,985 $2,163 $1,846

Hockessin, DE Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hockessin, DE based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hockessin $1,495 $1,262
Piedmont $1,909 $1,612
Pike Creek $1,723 $1,456
Pike Creek-Central Kirkwood $2,129 $1,798
North Star $1,953 $1,650
Kennett $1,965 $1,660
Pike Creek Valley $1,556 $1,315
Greenville $1,916 $1,618

Hockessin, DE Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hockessin, DE usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,435
20 Years $2,548
30 Years $1,963
40 Years $1,888
50 Years $1,749
60 Years $1,773
70 Years $2,064

Hockessin, DE Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hockessin, DE can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,490 $476
3 Vehicles $5,235 $714
4 Vehicles $6,980 $952

Savings on 2 Vehicles bundle:$476

Savings on 3 Vehicles bundle:$714

Savings on 4 Vehicles bundle:$952

Hockessin, DE Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hockessin, DE.

Location Average Insurance Cost Post DUI Insurance Rate
Hockessin $1,983 $3,285
Piedmont $1,999 $3,312
Pike Creek $1,897 $3,143
Pike Creek-Central Kirkwood $1,840 $3,049
North Star $1,985 $3,289
Kennett $1,661 $2,615
Pike Creek Valley $1,846 $3,059
Greenville $2,163 $3,584

Hockessin, DE Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,701
Excellent (740-799) $1,942
Good (670-739) $2,066
Average (580-669) $2,696
Poor (300-579) $3,234

Hockessin, DE Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Abby Pubusky State Farm 1601 Concord Pike Ste 88, Wilmington, 19803-3623 302-434-3333
Prominent Insurance Services None 1201 N. Orange St Suite 700 Willmington, Wilmington, 19801 (302) 319-5520
Bellevue Insurance Services Llc Travelers 2006 FOULK RD STE C, WILMINGTON, 19810 302-246-2400
Provey Powell Jr. Allstate 1819 Newport Gap Pike, Wilmington, 19808 (302) 992-0100
Pat Mccabe State Farm 262 Chapman Rd Ste 109, Newark, 19702-5412 302-368-3711
Aaa Mid-Atlantic Pa-Maig Travelers 200 COMMERCE DR, NEWARK, 19713 800-842-5075
The Wiswall Agency Inc. Nationwide 1035 N Lincoln St STE 300, Wilmington, 19805 (302) 791-7600
Caron Lori Blackwell Agency Nationwide 248 E Chestnut Hill Rd, Newark, 19713-3732 (302) 738-5030
Edward R Broadbent Insurance Inc Nationwide 715 Greenbank Road, Wilmington, 19808-3167 (302) 998-0137
R H Rockwell Insurance Agency Inc Travelers BRANDYWINE PLAZA WEST 1521 CONCORD PK STE 305, WILMINGTON, 19803 302-655-7151

Hockessin, DE Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$87 $2,070
Driver's Failure In Showing Documents +$192 $2,175
Driving With An Expired Registration +$204 $2,187
Driving At A Considerably Slow Pace +$430 $2,413
Using A Cellphone While Driving +$454 $2,437
Running A Red Light +$462 $2,445
Speeding +$486 $2,469
Driving A Vehicle Without The Required Permission +$617 $2,600
Driving With An Expired/Suspended License +$1,337 $3,320

Hockessin, DE Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,904
Active Disabling Device $1,904
Tracking Device $1,864
Passive Disabling Device $1,844