Hohenwald Auto Insurance Rates, Quotes, Agents & Reviews in TN

Hohenwald, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hohenwald, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hohenwald, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hohenwald, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hohenwald, TN with that of other cities in and around Hohenwald.

Hohenwald Lobelville Perry County Hickman County Waynesboro Linden
Average Insurance Rates $1,388 $1,381 $1,391 $1,411 $1,391 $1,373

Hohenwald, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hohenwald, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hohenwald $1,348 $1,139
Lewis County $2,120 $1,790
Summertown $1,463 $1,235
Linden $1,598 $1,349
Hickman County $1,394 $1,177
Perry County $1,408 $1,189
Lobelville $1,365 $1,153
Waynesboro $2,116 $1,787

Hohenwald, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hohenwald, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,504
20 Years $1,783
30 Years $1,374
40 Years $1,322
50 Years $1,224
60 Years $1,241
70 Years $1,444

Hohenwald, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hohenwald, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,415 $361
3 Vehicles $3,623 $541
4 Vehicles $4,830 $722

Savings on 2 Vehicles bundle:$361

Savings on 3 Vehicles bundle:$541

Savings on 4 Vehicles bundle:$722


Hohenwald, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hohenwald, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Hohenwald $1,388 $2,487
Lewis County $1,395 $2,499
Summertown $1,393 $2,495
Linden $1,373 $2,460
Hickman County $1,411 $2,528
Perry County $1,391 $2,492
Lobelville $1,381 $2,474
Waynesboro $1,391 $2,492

Hohenwald, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,191
Excellent (740-799) $1,359
Good (670-739) $1,446
Average (580-669) $1,887
Poor (300-579) $2,264

Hohenwald, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Montgomery & Associates Llc Travelers 1730 GENERAL GEORGE PATTON DR STE 212, BRENTWOOD, 37027 615-829-8457
Caroline Pistole State Farm 4115 Mallory Ln Ste 100, Franklin, 37067-2906 615-550-0055
International Insurance Brokerage Llc Travelers 504 AUTUMN SPRINGS CT A-9, FRANKLIN, 37067 615-778-7667
Elite Insurance Solutions Erie 1894 GENERAL GEORGE PATTON DR STE 100, FRANKLIN, 37067 (615) 371-5400
Bill Price Allstate 2219 Hillsboro Rd, Franklin, 37069 (615) 791-8003
Irvin-Dyal & Brown Insurance Travelers 3326 ASPEN GROVE DR STE 100, FRANKLIN, 37067 615-791-5555
Mid State Insurance Agency, Inc. None 1130 Carmack Blvd, Columbia, 38401 None
Beverly Hollander Allstate 1014 Fulton Greer Rd Ste 2, Franklin, 37064 (615) 599-1911
Joseph Rooker State Farm 23 N Park St, Hohenwald, 38462-1421 931-796-3247
John M Green Insurance Inc Travelers 118 FOURTH AVENUE NORTH, FRANKLIN, 37064 615-794-4791
Chappell Smith & Assoc Inc Travelers 1006 Merylinger Court, Franklin, 37067 None
Anita Hendrix State Farm 112 Royal Oaks Blvd, Franklin, 37067-3063 615-790-3083
Ed Underwood State Farm 206b Cool Springs Blvd Ste 208, Franklin, 37067-7292 615-771-0700

Hohenwald, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,449
Driver's Failure In Showing Documents +$135 $1,523
Driving With An Expired Registration +$143 $1,531
Driving At A Considerably Slow Pace +$301 $1,689
Using A Cellphone While Driving +$318 $1,706
Running A Red Light +$323 $1,711
Speeding +$340 $1,728
Driving A Vehicle Without The Required Permission +$432 $1,820
Driving With An Expired/Suspended License +$936 $2,324

Hohenwald, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,305
Passive Disabling Device $1,291