Holland Auto Insurance Rates, Quotes, Agents & Reviews in VT

Holland, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Holland, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Holland, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Holland, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Holland, VT with that of other cities in and around Holland.

Holland Charleston Derby Derby Center Warner's Warren's
Average Insurance Rates $1,061 $1,077 $1,074 $1,063 $1,208 $1,071

Holland, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Holland, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Holland $1,718 $1,451
Warner's $1,244 $1,051
Derby Line $1,462 $1,235
Morgan $1,107 $935
Warren's $1,103 $932
Derby Center $1,826 $1,543
Charleston $1,252 $1,058
Derby $1,079 $912

Holland, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Holland, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,443
20 Years $1,363
30 Years $1,050
40 Years $1,010
50 Years $936
60 Years $949
70 Years $1,104

Holland, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Holland, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,825 $297
3 Vehicles $2,737 $446
4 Vehicles $3,650 $594

Savings on 2 Vehicles bundle:$297

Savings on 3 Vehicles bundle:$446

Savings on 4 Vehicles bundle:$594

Holland, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Holland, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Holland $1,061 $2,193
Warner's $1,208 $2,496
Derby Line $1,062 $2,195
Morgan $1,075 $2,221
Warren's $1,071 $2,213
Derby Center $1,063 $2,197
Charleston $1,077 $2,226
Derby $1,074 $2,219

Holland, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $910
Excellent (740-799) $1,039
Good (670-739) $1,106
Average (580-669) $1,442
Poor (300-579) $1,731

Holland, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Peter Campbell Agency Nationwide 5498 U S Rte 5, Newport, 05855-9483 (802) 334-6454
North Country Insurance Group Llc Travelers 346 MAIN ST, DERBY, 5829 802-766-2294
Associated Ins Agencies Inc Travelers 374 MAIN ST, NEWPORT, 5855 802-334-6584
Nfp None P O Box 265, Orleans, 5860 None
Hickok & Boardman Inc Liberty Mutual Independent 618 S MAIN ST, STOWE, 5672 802-253-9707

Holland, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,108
Driver's Failure In Showing Documents +$103 $1,164
Driving With An Expired Registration +$109 $1,170
Driving At A Considerably Slow Pace +$230 $1,291
Using A Cellphone While Driving +$243 $1,304
Running A Red Light +$247 $1,308
Speeding +$260 $1,321
Driving A Vehicle Without The Required Permission +$330 $1,391
Driving With An Expired/Suspended License +$715 $1,776

Holland, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,019
Active Disabling Device $1,019
Tracking Device $997
Passive Disabling Device $987