Hollis, NH Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Hollis, NH, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Average Cost of Car Insurance in Hollis, NH
Car insurance is one of the most important things you can buy for your car. It protects you financially if you are in an accident and is required by law in most states. When choosing car insurance, shopping around and comparing rates from different companies is important. You should also consider the available coverage options. The average cost of car insurance in Hollis, NH, is $1,523. The best way to find the cheapest car insurance in Hollis, NH, is to shop around and compare rates. Several websites will allow you to do this, and it is a good idea to get quotes from several companies. This will help you to see who has the best rates.
Every auto insurance provider makes an effort to lower its risks. As a result, car owners need to take care to avoid the dangerous mistake of assuming that all insurance packages offer comparable advantages. It will aid them in locating the top auto insurance in Hollis, New Hampshire.
Refer to these factors below.
Deductible
Your deductible is the amount you pay out of pocket before your insurance company steps in to pay the remainder of a claim. While increasing your deductible can save you money on your premium, it’s important to make sure you can afford to pay the deductible if you need to file a claim. No one wants to be in a position where they can’t afford to pay their deductible and are stuck with a large repair bill. For instance, car owners in Hollis, New Hampshire, who select a $1,000 deductible must pay $1,325, while those who want a $500 deductible must pay $$1,569.
The Age of the Driver
Age is a factor in car insurance rates because it predicts future driving behaviour. Studies have shown that drivers under the age of 20 are more likely to be involved in accidents than older drivers and more likely to file claims. As a result, insurance companies charge higher rates for younger drivers. Teenagers in Hollis, New Hampshire, pay $4,942 for auto insurance, compared to drivers over 30 who pay $1,507.
Driving Habits
Regarding auto insurance, your driving history is one of the most important factors that insurers look at when determining your rates. If you have a long and clean driving history, you will likely get a lower rate than someone with accidents or moving violations. Insurance companies view clean driving history as a sign that you are a safe driver. For instance, in Hollis, New Hampshire, running through a red light or driving a vehicle with a suspended license can raise your insurance rates by +$355 and +$1,027, respectively.
Factors that can influence the cost of car insurance in Hollis, NH are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Hollis, NH Auto Insurance Rates
- Hollis, NH Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Hollis, NH
- Multi Vehicle Insurance Savings in Hollis, NH
- How Credit Score Affects Car Insurance Rates in Hollis, NH
- How DUI Affects Auto Insurance Premiums in Hollis, NH
- Top Auto Insurance Agents Near Hollis, NH
- How Driving Violations Affect Auto Insurance Rates in Hollis, NH
- Hollis, NH Auto Insurance Discounts on Anti Theft Feature
Hollis, NH Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Hollis, NH with that of other cities in and around Hollis.
| Hollis | Milford | East Pepperell | Brookline | Pepperell | Merrimack | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,523 | $1,103 | $2,018 | $756 | $1,298 | $1,082 |
Hollis, NH Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Hollis, NH based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Hollis | $1,569 | $1,325 |
| Brookline | $779 | $658 |
| Nashua | $1,319 | $1,114 |
| Pepperell | $1,904 | $1,609 |
| East Pepperell | $1,100 | $929 |
| Milford | $1,136 | $960 |
| Dunstable | $2,021 | $1,707 |
| Merrimack | $1,114 | $941 |
Hollis, NH Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Hollis, NH usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,942 |
| 20 Years | $1,957 |
| 30 Years | $1,507 |
| 40 Years | $1,450 |
| 50 Years | $1,343 |
| 60 Years | $1,362 |
| 70 Years | $1,585 |
Hollis, NH Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Hollis, NH can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,650 | $396 |
| 3 Vehicles | $3,975 | $594 |
| 4 Vehicles | $5,300 | $792 |
Savings on 2 Vehicles bundle:$396
Savings on 3 Vehicles bundle:$594
Savings on 4 Vehicles bundle:$792
Hollis, NH Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hollis, NH.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Hollis | $1,523 | $2,691 |
| Brookline | $756 | $1,336 |
| Nashua | $1,283 | $2,267 |
| Pepperell | $1,298 | $2,350 |
| East Pepperell | $2,018 | $3,654 |
| Milford | $1,103 | $1,949 |
| Dunstable | $1,348 | $2,441 |
| Merrimack | $1,082 | $1,912 |
Hollis, NH Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,307 |
| Excellent (740-799) | $1,492 |
| Good (670-739) | $1,587 |
| Average (580-669) | $2,070 |
| Poor (300-579) | $2,484 |
Hollis, NH Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Nashua Insurance Center | None | 31 Elm St, Nashua, 3060 | None |
| Hpm Insurance | Liberty Mutual Independent | 633 ELM ST, MILFORD, 3055 | 603-673-1201 |
| Mallard Insurance | None | 5 Coliseum Ave Ste 303, Nashua, 3063 | (603)259-4506 |
| Tebbetts Insurance Agency | Liberty Mutual Independent | 3 VILLAGE MARKET PLACE, HOLLIS, 3049 | (603) 465-3333 |
| Slawsby Insurance Agency Inc | Travelers | 3 MOUND CT STE B, MERRIMACK, 3054 | 603-429-1776 |
| Satellite Agency Network Group, Inc. | None | 379 Amherst Street, Pmb 136, Nashua, 3063 | None |
| Latvis Agency | None | 22 Concord Street, Nashua, 3061 | None |
| Gate City Insurance Group | Travelers | 3F TAGGART DR, NASHUA, 3060 | 603-888-9911 |
| Eaton & Berube Ins Agency Inc | Liberty Mutual Independent | 11 CONCORD ST, NASHUA, 3064 | (603) 882-2766 |
| Denise Mccarthy | State Farm | 142 Lowell Rd Unit 11, Hudson, 03051-4938 | 603-595-8400 |
Hollis, NH Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$67 | $1,590 |
| Driver's Failure In Showing Documents | +$148 | $1,671 |
| Driving With An Expired Registration | +$157 | $1,680 |
| Driving At A Considerably Slow Pace | +$330 | $1,853 |
| Using A Cellphone While Driving | +$349 | $1,872 |
| Running A Red Light | +$355 | $1,878 |
| Speeding | +$373 | $1,896 |
| Driving A Vehicle Without The Required Permission | +$474 | $1,997 |
| Driving With An Expired/Suspended License | +$1,027 | $2,550 |
Hollis, NH Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,462 |
| Active Disabling Device | $1,462 |
| Tracking Device | $1,432 |
| Passive Disabling Device | $1,416 |