Hollis Auto Insurance Rates, Quotes, Agents & Reviews in NH

Hollis, NH Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hollis, NH, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Average Cost of Car Insurance in Hollis, NH

Car insurance is one of the most important things you can buy for your car. It protects you financially if you are in an accident and is required by law in most states. When choosing car insurance, shopping around and comparing rates from different companies is important. You should also consider the available coverage options. The average cost of car insurance in Hollis, NH, is $1,523. The best way to find the cheapest car insurance in Hollis, NH, is to shop around and compare rates. Several websites will allow you to do this, and it is a good idea to get quotes from several companies. This will help you to see who has the best rates.

Every auto insurance provider makes an effort to lower its risks. As a result, car owners need to take care to avoid the dangerous mistake of assuming that all insurance packages offer comparable advantages. It will aid them in locating the top auto insurance in Hollis, New Hampshire.

Refer to these factors below.


Your deductible is the amount you pay out of pocket before your insurance company steps in to pay the remainder of a claim. While increasing your deductible can save you money on your premium, it’s important to make sure you can afford to pay the deductible if you need to file a claim. No one wants to be in a position where they can’t afford to pay their deductible and are stuck with a large repair bill. For instance, car owners in Hollis, New Hampshire, who select a $1,000 deductible must pay $1,325, while those who want a $500 deductible must pay $$1,569.

The Age of the Driver

Age is a factor in car insurance rates because it predicts future driving behaviour. Studies have shown that drivers under the age of 20 are more likely to be involved in accidents than older drivers and more likely to file claims. As a result, insurance companies charge higher rates for younger drivers. Teenagers in Hollis, New Hampshire, pay $4,942 for auto insurance, compared to drivers over 30 who pay $1,507.

Driving Habits

Regarding auto insurance, your driving history is one of the most important factors that insurers look at when determining your rates. If you have a long and clean driving history, you will likely get a lower rate than someone with accidents or moving violations. Insurance companies view clean driving history as a sign that you are a safe driver. For instance, in Hollis, New Hampshire, running through a red light or driving a vehicle with a suspended license can raise your insurance rates by +$355 and +$1,027, respectively.

Factors that can influence the cost of car insurance in Hollis, NH are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hollis, NH Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hollis, NH with that of other cities in and around Hollis.

Hollis Milford East Pepperell Brookline Pepperell Merrimack
Average Insurance Rates $1,523 $1,103 $2,018 $756 $1,298 $1,082

Hollis, NH Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hollis, NH based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hollis $1,569 $1,325
Brookline $779 $658
Nashua $1,319 $1,114
Pepperell $1,904 $1,609
East Pepperell $1,100 $929
Milford $1,136 $960
Dunstable $2,021 $1,707
Merrimack $1,114 $941

Hollis, NH Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hollis, NH usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,942
20 Years $1,957
30 Years $1,507
40 Years $1,450
50 Years $1,343
60 Years $1,362
70 Years $1,585

Hollis, NH Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hollis, NH can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,650 $396
3 Vehicles $3,975 $594
4 Vehicles $5,300 $792

Savings on 2 Vehicles bundle:$396

Savings on 3 Vehicles bundle:$594

Savings on 4 Vehicles bundle:$792

Hollis, NH Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hollis, NH.

Location Average Insurance Cost Post DUI Insurance Rate
Hollis $1,523 $2,691
Brookline $756 $1,336
Nashua $1,283 $2,267
Pepperell $1,298 $2,350
East Pepperell $2,018 $3,654
Milford $1,103 $1,949
Dunstable $1,348 $2,441
Merrimack $1,082 $1,912

Hollis, NH Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,307
Excellent (740-799) $1,492
Good (670-739) $1,587
Average (580-669) $2,070
Poor (300-579) $2,484

Hollis, NH Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Nashua Insurance Center None 31 Elm St, Nashua, 3060 None
Hpm Insurance Liberty Mutual Independent 633 ELM ST, MILFORD, 3055 603-673-1201
Mallard Insurance None 5 Coliseum Ave Ste 303, Nashua, 3063 (603)259-4506
Tebbetts Insurance Agency Liberty Mutual Independent 3 VILLAGE MARKET PLACE, HOLLIS, 3049 (603) 465-3333
Slawsby Insurance Agency Inc Travelers 3 MOUND CT STE B, MERRIMACK, 3054 603-429-1776
Satellite Agency Network Group, Inc. None 379 Amherst Street, Pmb 136, Nashua, 3063 None
Latvis Agency None 22 Concord Street, Nashua, 3061 None
Gate City Insurance Group Travelers 3F TAGGART DR, NASHUA, 3060 603-888-9911
Eaton & Berube Ins Agency Inc Liberty Mutual Independent 11 CONCORD ST, NASHUA, 3064 (603) 882-2766
Denise Mccarthy State Farm 142 Lowell Rd Unit 11, Hudson, 03051-4938 603-595-8400

Hollis, NH Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,590
Driver's Failure In Showing Documents +$148 $1,671
Driving With An Expired Registration +$157 $1,680
Driving At A Considerably Slow Pace +$330 $1,853
Using A Cellphone While Driving +$349 $1,872
Running A Red Light +$355 $1,878
Speeding +$373 $1,896
Driving A Vehicle Without The Required Permission +$474 $1,997
Driving With An Expired/Suspended License +$1,027 $2,550

Hollis, NH Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,462
Active Disabling Device $1,462
Tracking Device $1,432
Passive Disabling Device $1,416