Holt Auto Insurance Rates, Quotes, Agents & Reviews in AL

Holt, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Holt, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Holt, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Holt, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Holt, AL with that of other cities in and around Holt.

Holt Coaling Tuscaloosa Northport Big Sandy-Duncanville Tuscaloosa County
Average Insurance Rates $1,387 $1,479 $1,404 $1,497 $1,481 $1,323

Holt, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Holt, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Holt $1,913 $1,616
Tuscaloosa $948 $800
Tuscaloosa County $1,225 $1,034
Coaling $1,669 $1,409
Northport $1,730 $1,462
Coaling-Vance $1,513 $1,278
Brookwood $1,374 $1,161
Big Sandy-Duncanville $1,722 $1,455

Holt, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Holt, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,501
20 Years $1,782
30 Years $1,373
40 Years $1,321
50 Years $1,223
60 Years $1,240
70 Years $1,443

Holt, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Holt, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,413 $361
3 Vehicles $3,620 $541
4 Vehicles $4,827 $721

Savings on 2 Vehicles bundle:$361

Savings on 3 Vehicles bundle:$541

Savings on 4 Vehicles bundle:$721

Holt, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Holt, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Holt $1,387 $2,459
Tuscaloosa $1,404 $2,489
Tuscaloosa County $1,323 $2,346
Coaling $1,479 $2,622
Northport $1,497 $2,654
Coaling-Vance $1,463 $2,594
Brookwood $1,431 $2,537
Big Sandy-Duncanville $1,481 $2,626

Holt, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,190
Excellent (740-799) $1,358
Good (670-739) $1,445
Average (580-669) $1,886
Poor (300-579) $2,262

Holt, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gary Rath State Farm 1241 McFarland Blvd E Ste 3, Tuscaloosa, 35404-5854 205-248-2408
Hampton Insurance Agency None 1800 Hackberry Lane 1800 Hackberry Lane, Tuscaloosa, 35401 None
Michael Mcguire State Farm 302 Merchants Walk Ste 200, Tuscaloosa, 35406-2291 205-752-8500
David Abbott Allstate 100 Brook Dr Ste C, Helena, 35080 (205) 434-2770
Antonette Lipscomb State Farm 453 Green Springs Hwy, Homewood, 35209-4921 205-942-0495
Lloyd Payne State Farm 2496 Rocky Ridge Rd, Vestavia, 35243-2850 205-978-7378
Cornelison & Associates Dba Zealco Insurance None 1802 Lurleen Wallace Blvd, Northport, 35476 (205) 650-1064
David Mcmillan Liberty Mutual 100 Corporate Parkway Suite 225, Birmingham, 35242 1-205-995-9883
Cobbs Allen & Hall Inc Liberty Mutual Independent 115 OFFICE PARK DR STE 200, BIRMINGHAM, 35223 205-414-8100
Anchor Insurance Agency Travelers 414 Lorna Sq Birmingham, Hoover, 35216 None
Corkren Ins Llc Travelers 1516 9TH AVE N STE 112, BESSEMER, 35020 205-565-0060
Auvalo Mason Farmers 4256 Cahaba Heights Ct, Vestavia, 35243 (205) 490-6000

Holt, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,448
Driver's Failure In Showing Documents +$135 $1,522
Driving With An Expired Registration +$143 $1,530
Driving At A Considerably Slow Pace +$301 $1,688
Using A Cellphone While Driving +$318 $1,705
Running A Red Light +$323 $1,710
Speeding +$340 $1,727
Driving A Vehicle Without The Required Permission +$431 $1,818
Driving With An Expired/Suspended License +$935 $2,322

Holt, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,304
Passive Disabling Device $1,290