Holt Auto Insurance Rates, Quotes, Agents & Reviews in GA

Holt, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Holt, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Holt, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Holt, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Holt, GA with that of other cities in and around Holt.

Holt Irwin County Ben Hill County Ambrose Broxton Alapaha
Average Insurance Rates $1,555 $1,567 $1,567 $1,629 $1,554 $1,551

Holt, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Holt, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Holt $1,417 $1,197
Ambrose $1,457 $1,231
Ocilla $1,431 $1,208
Irwin County $1,614 $1,363
Ben Hill County $1,614 $1,363
Fitzgerald $1,588 $1,342
Broxton $1,563 $1,320
Alapaha $1,357 $1,146

Holt, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Holt, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,046
20 Years $1,998
30 Years $1,539
40 Years $1,481
50 Years $1,371
60 Years $1,390
70 Years $1,618

Holt, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Holt, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,706 $404
3 Vehicles $4,059 $606
4 Vehicles $5,411 $809

Savings on 2 Vehicles bundle:$404

Savings on 3 Vehicles bundle:$606

Savings on 4 Vehicles bundle:$809

Holt, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Holt, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Holt $1,555 $2,843
Ambrose $1,629 $2,978
Ocilla $1,569 $2,868
Irwin County $1,567 $2,865
Ben Hill County $1,567 $2,865
Fitzgerald $1,567 $2,865
Broxton $1,554 $2,841
Alapaha $1,551 $2,835

Holt, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,334
Excellent (740-799) $1,523
Good (670-739) $1,620
Average (580-669) $2,114
Poor (300-579) $2,536

Holt, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Courtnie Parrish State Farm 207 W 4th St, Ocilla, 31774-1403 229-468-0777
Meeks Insurance Allstate 800 Madison Ave N, Douglas, 31533 (912) 384-4713
The Portier-King Agency Travelers 121 N CHERRY ST, OCILLA, 31774 229-468-3444
Taylor & Towson Agcy None 207 S Cherry St, Ocilla, 31774 None
Taylor Towson & Braddy Insurance Agency Liberty Mutual Independent 409 S Grant St, Fitzgerald, 31750 None
Georgia Farm Bureau Brokerage Inc Travelers 302 N PECAN ST, CORDELE, 31015 229-273-3160
Saunders Stuckey & Mullis Insurance Travelers 320 Oak St, Eastman, 31023 None

Holt, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,623
Driver's Failure In Showing Documents +$151 $1,706
Driving With An Expired Registration +$160 $1,715
Driving At A Considerably Slow Pace +$337 $1,892
Using A Cellphone While Driving +$356 $1,911
Running A Red Light +$362 $1,917
Speeding +$381 $1,936
Driving A Vehicle Without The Required Permission +$484 $2,039
Driving With An Expired/Suspended License +$1,048 $2,603

Holt, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,493
Active Disabling Device $1,493
Tracking Device $1,462
Passive Disabling Device $1,446