Holtville Auto Insurance Rates, Quotes, Agents & Reviews in AL

Holtville, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Holtville, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Holtville, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Holtville, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Holtville, AL with that of other cities in and around Holtville.

Holtville Titus Millbrook Elmore Pine Level Deatsville
Average Insurance Rates $1,498 $1,494 $1,475 $1,473 $1,478 $1,481

Holtville, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Holtville, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Holtville $1,480 $1,250
Deatsville $1,525 $1,288
Titus $2,883 $2,435
Pine Level $1,720 $1,453
Elmore $1,630 $1,377
Millbrook $1,012 $855
Coosada $2,068 $1,747
Marbury $1,656 $1,399

Holtville, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Holtville, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,861
20 Years $1,925
30 Years $1,483
40 Years $1,426
50 Years $1,321
60 Years $1,339
70 Years $1,559

Holtville, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Holtville, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,547 $449
3 Vehicles $3,820 $674
4 Vehicles $5,093 $899

Savings on 2 Vehicles bundle:$449

Savings on 3 Vehicles bundle:$674

Savings on 4 Vehicles bundle:$899

Holtville, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Holtville, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Holtville $1,498 $2,656
Deatsville $1,481 $2,626
Titus $1,494 $2,649
Pine Level $1,478 $2,621
Elmore $1,473 $2,612
Millbrook $1,475 $2,615
Coosada $1,487 $2,636
Marbury $1,447 $2,566

Holtville, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,285
Excellent (740-799) $1,467
Good (670-739) $1,561
Average (580-669) $2,036
Poor (300-579) $2,443

Holtville, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Liveoak Agency Inc Travelers 4791 MAIN ST, MILLBROOK, 36054 334-285-2881
Gene Jones Insurance Agency Inc Travelers 3347 HIGHWAY 14, MILLBROOK, 36054 334-285-1700
Starke Agency Inc Travelers 210 Commerce Street, Montgomery, 36104 (334) 954-1460
Mike Devers State Farm 100 Deatsville Highway, Millbrook, 36054 334-285-3662
Stephen W Nelson Nationwide 2800 Zelda Road Ste 200-2, Montgomery, 36106 (334) 272-7288
Christin Millard Allstate 62 Church St, Jemison, 35085 (205) 688-1986
Cousins Insurance Agency Inc Travelers 234 Hill St, Wetumpka, 36092 None

Holtville, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,564
Driver's Failure In Showing Documents +$145 $1,643
Driving With An Expired Registration +$154 $1,652
Driving At A Considerably Slow Pace +$325 $1,823
Using A Cellphone While Driving +$343 $1,841
Running A Red Light +$349 $1,847
Speeding +$367 $1,865
Driving A Vehicle Without The Required Permission +$466 $1,964
Driving With An Expired/Suspended License +$1,010 $2,508

Holtville, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,438
Active Disabling Device $1,438
Tracking Device $1,408
Passive Disabling Device $1,393