Homestead, FL Auto Insurance Rates

Homestead, FL residents can save $920 by comparing multiple quotes & reading reviews & research on Homestead car insurance rates, quotes, agents & coverage.

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$1451 $2307 $4132

Latest Auto Insurance Reviews in Homestead, Florida

Farm Bureau
Farm bureau has tons of options, maybe not more than any other company but surely not any less. Everything i have ever needed they have been able to provide.
Safeco Insurance
I would 100% recommend Safeco to my family and friends. Safeco has been really good to me and my family.
Safeco Insurance
I would 100% recommend Safeco to my family and friends. Safeco has been really good to me and my family.
I like that they are cheaper for the same coverage. I like that they have an intuitive web site that I can use to pay or change my coverage.
My auto insurance company's offerings compared to other insurance providers is of better quality and the premium is a lot cheaper compared to these other companies. My insurance company is affordable and provides a lot of coverage.
Esurance premiums are significantly lower cost than most other carriers, achieving at least a 10-20% savings. Additional savings can be obtained by combining automobile coverage with other types of coverage.
Farmer's Insurance
The only thing I can think of is the hours. I feel they should have at least one day a week with later hours for people who work late. It would make it easier for customers to go in to the office, if needed, if they did.
Overall I am very happy with the company. We seriously haven't had problems out them. The 2 tow truck incidents were on the towing service not the insurance, but it was still frusting.
Same coverages available to choose from, but with additional accident forgiveness.
I have only ever had to contact my insurance company by phone, one time, and it went very smoothly. I like that the only contact between us is non-verbal.
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Write Your Review | Homestead, Florida Auto Insurance Analysis
Chubb Group Of Insurance, Homestead, FL
$172/1 month
Car Insurance Policy Holder
  • Single 74 Years old Male licensed 2 years ago with Own Dodge Charger SE used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Homestead Car Insurance Rate Comparisons

Homestead, FL's average car insurance of $2307 differs from Homestead Base, FL (-$517), Goulds, FL (-$767), Princeton-Goulds, FL (-$1057) and Florida (-$943)

Homestead Homestead Base, FL Goulds, FL Princeton-Goulds, FL Florida
Median Insurance Rates $2307 -$517 -$767 -$1057 -$943

Homestead Car Insurance Savings By Neighborhood & Street Area

Homestead Driver Street Residence & Car Locations Car Details in Homestead Homestead Driver Demographics Homestead Auto Insurance Estimates Recent Homestead Insurance Savings
Other Area
SW 392nd St1999 Cadillac Seville STS43 year woman$2333$931
SW 180th Ave2005 Chrysler Pacifica Base18 year male teenager$5624$723
Boardwalk Mobile Home Park
SE 1st Rd2006 Buick Rendezvous CX62 year senior$3038$967
Red Rd2009 Ford Fusion SEL17 year teenager$5528$713
Palm Garden Manufactured Home Community
SW 300th Ter2010 Mazda Mazda3 s Sport16 year female teenager$5244$500
SW 289th St2012 Hyundai Sonata GLS73 year male senior$3444$621
Goldcoaster Mobile Home Park
SW 349th St2010 Toyota Prius 70 year female senior$3189$573
SW 348th St2012 Dodge Journey Crew42 year married man$3577$429
Homestead Trailer Park
SW 10th Ave2007 Lexus GS 350 Base46 year married woman$2079$398
NW 187th Ave2013 Honda Civic LX42 year man$3593$736

Homestead Post DUI Car Insurance Rates

Homestead Richmond West Islandia Country Walk Florida
Median Post DUI Insurance Rate $4291 -$2543 -$999 -$869 -$1754
Male Teenager Post DUI Insurance Rate $11541 -$6839 -$2686 -$2336 -$4717
Female Teenager Post DUI Insurance Rate $10296 -$6100 -$2395 -$2083 -$4209

The Post DUI insurance in Homestead, FL's is $4291 compared to Richmond West (-$2543), Islandia (-$999), Country Walk (-$869) and Florida (-$1754)

In Homestead, a male teenager with Post DUI pays $1245 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Homestead, FL would pay $10270 on auto insurance while a female teenager POST DUI would pay $9164.

Homestead Car Insurance by Segment

Homestead Teenagers Car Insurance Rates Comparison

8172 Homestead Teenagers (7% of total population), 50% Male & 50% Female.

Homestead Cutler Bay Palmetto Estates Upper Keys Florida
All Teenagers $5813 -$3344 -$2336 -$1252 -$2376
Male Teenager $6205 -$3569 -$2493 -$1337 -$2536
Female Teenager $5536 -$3184 -$2224 -$1192 -$2263

Homestead teenagers pay $5813 in insurance in contrast with Cutler Bay (-$3344), Palmetto Estates (-$2336), Upper Keys (-$1252) and Florida (-$2376). The difference between Male & Female teenagers in Homestead is $669


  • 2005 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $5996
  • 2011 Nissan Rogue SV Female Teenager Insurance Rate $5484

Homestead Men & Women Car Insurance

114304 Homestead Adults (100% of total population), 53% Men & 47% Women.

Homestead North Key Largo Islandia Miami-Dade County Florida
All Women $2122 -$402 -$494 -$1239 -$868
Married Women $1937 -$367 -$451 -$1131 -$792
All Men $3806 -$721 -$886 -$2222 -$1556
Married Men $3691 -$699 -$859 -$2155 -$1509

The typical insurance rate of $3806 that Homestead Men pay varies from North Key Largo (-$721), Islandia (-$886), Miami-Dade County (-$2222) and Florida (-$1556). In Homestead, married men pay $1754 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $3752
  • 2014 Jeep Wrangler Sport Married Women Insurance Rate $3313

Homestead Senior Car Insurance

12103 Homestead Seniors (10% of total population), 46% Senior Men & 54% Senior Women.

Homestead Islandia Upper Keys Princeton-Goulds Florida
All Seniors $3414 -$795 -$736 -$1564 -$1396
Senior Men $3506 -$816 -$755 -$1606 -$1433
Senior Women $3322 -$774 -$716 -$1522 -$1358

Homestead seniors pay $3414 in insurance compared to Islandia (-$795), Upper Keys (-$736), Princeton-Goulds (-$1564) and Florida (-$1396). In Homestead, senior men pay $184 more than senior women.

Homestead Car Insurance Discounts for Multiple Vehicles

Homestead Population with 1 Vehicle 12907 (42% of Homestead population), 2 Vehicles 10157 (33% of the Homestead population) and 3 vehicles 2700 (9% of the population)

Homestead Princeton Islandia Key Largo Florida
2 Vehicles $4384 -$1553 -$1021 -$850 -$1792
3 Vehicles $6691 -$2370 -$1558 -$1297 -$2735
4 Vehicles $8998 -$3187 -$2095 -$1744 -$3678

Homestead Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Volvo, XC60 R-Design $700 $2910 $3410 $2690 $3390 $20
Volvo, S60 T6 $200 $2820 $3020 $2670 $2870 $150
Chevrolet, Silverado 1500 Work Truck $400 $2800 $3200 $2630 $3030 $170
Ford, Explorer AWD $1500 $2690 $3190 $2520 $4020 $-830
Lincoln, MKS $100 $2620 $2720 $2430 $2530 $190