Homestead, FL Auto Insurance Rates
Homestead, FL residents can save $920 by comparing multiple quotes & reading reviews & research on Homestead car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1451 | $2307 | $4132 |
Latest Auto Insurance Reviews in Homestead, Florida
Geico has the lowest rates when it comes to comprehensive coverage. There aren't any other companies out there that can match their rates.
This company would be a great choice for insurance coverage. They offer great coverage at a great rate with great response time.
Farm bureau has tons of options, maybe not more than any other company but surely not any less. Everything i have ever needed they have been able to provide.
I would 100% recommend Safeco to my family and friends. Safeco has been really good to me and my family.
I would 100% recommend Safeco to my family and friends. Safeco has been really good to me and my family.
I like that they are cheaper for the same coverage. I like that they have an intuitive web site that I can use to pay or change my coverage.
My auto insurance company's offerings compared to other insurance providers is of better quality and the premium is a lot cheaper compared to these other companies. My insurance company is affordable and provides a lot of coverage.
Esurance premiums are significantly lower cost than most other carriers, achieving at least a 10-20% savings. Additional savings can be obtained by combining automobile coverage with other types of coverage.
The only thing I can think of is the hours. I feel they should have at least one day a week with later hours for people who work late. It would make it easier for customers to go in to the office, if needed, if they did.
Overall I am very happy with the company. We seriously haven't had problems out them. The 2 tow truck incidents were on the towing service not the insurance, but it was still frusting.
Same coverages available to choose from, but with additional accident forgiveness.
I have only ever had to contact my insurance company by phone, one time, and it went very smoothly. I like that the only contact between us is non-verbal.
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
- Single 74 Years old Male licensed 2 years ago with Own Dodge Charger SE used for Commute to Work or School with estimated annual mileage of 20,001+.
- high school education & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Homestead Car Insurance Rate Comparisons
Homestead, FL's average car insurance of $2307 differs from Homestead Base, FL (-$517), Goulds, FL (-$767), Princeton-Goulds, FL (-$1057) and Florida (-$943)
| Homestead | Homestead Base, FL | Goulds, FL | Princeton-Goulds, FL | Florida | |
| Median Insurance Rates | $2307 | -$517 | -$767 | -$1057 | -$943 |
Homestead Car Insurance Savings By Neighborhood & Street Area
| Homestead Driver Street Residence & Car Locations | Car Details in Homestead | Homestead Driver Demographics | Homestead Auto Insurance Estimates | Recent Homestead Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| SW 392nd St | 1999 Cadillac Seville STS | 43 year woman | $2333 | $931 |
| SW 180th Ave | 2005 Chrysler Pacifica Base | 18 year male teenager | $5624 | $723 |
| Boardwalk Mobile Home Park | ||||
| SE 1st Rd | 2006 Buick Rendezvous CX | 62 year senior | $3038 | $967 |
| Red Rd | 2009 Ford Fusion SEL | 17 year teenager | $5528 | $713 |
| Palm Garden Manufactured Home Community | ||||
| SW 300th Ter | 2010 Mazda Mazda3 s Sport | 16 year female teenager | $5244 | $500 |
| SW 289th St | 2012 Hyundai Sonata GLS | 73 year male senior | $3444 | $621 |
| Goldcoaster Mobile Home Park | ||||
| SW 349th St | 2010 Toyota Prius | 70 year female senior | $3189 | $573 |
| SW 348th St | 2012 Dodge Journey Crew | 42 year married man | $3577 | $429 |
| Homestead Trailer Park | ||||
| SW 10th Ave | 2007 Lexus GS 350 Base | 46 year married woman | $2079 | $398 |
| NW 187th Ave | 2013 Honda Civic LX | 42 year man | $3593 | $736 |
Homestead Post DUI Car Insurance Rates
| Homestead | Richmond West | Islandia | Country Walk | Florida | |
| Median Post DUI Insurance Rate | $4291 | -$2543 | -$999 | -$869 | -$1754 |
| Male Teenager Post DUI Insurance Rate | $11541 | -$6839 | -$2686 | -$2336 | -$4717 |
| Female Teenager Post DUI Insurance Rate | $10296 | -$6100 | -$2395 | -$2083 | -$4209 |
The Post DUI insurance in Homestead, FL's is $4291 compared to Richmond West (-$2543), Islandia (-$999), Country Walk (-$869) and Florida (-$1754)
In Homestead, a male teenager with Post DUI pays $1245 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Homestead, FL would pay $10270 on auto insurance while a female teenager POST DUI would pay $9164.
Homestead Car Insurance by Segment
Homestead Teenagers Car Insurance Rates Comparison
8172 Homestead Teenagers (7% of total population), 50% Male & 50% Female.
| Homestead | Cutler Bay | Palmetto Estates | Upper Keys | Florida | |
| All Teenagers | $5813 | -$3344 | -$2336 | -$1252 | -$2376 |
| Male Teenager | $6205 | -$3569 | -$2493 | -$1337 | -$2536 |
| Female Teenager | $5536 | -$3184 | -$2224 | -$1192 | -$2263 |
Homestead teenagers pay $5813 in insurance in contrast with Cutler Bay (-$3344), Palmetto Estates (-$2336), Upper Keys (-$1252) and Florida (-$2376). The difference between Male & Female teenagers in Homestead is $669
Example
- 2005 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $5996
- 2011 Nissan Rogue SV Female Teenager Insurance Rate $5484
Homestead Men & Women Car Insurance
114304 Homestead Adults (100% of total population), 53% Men & 47% Women.
| Homestead | North Key Largo | Islandia | Miami-Dade County | Florida | |
| All Women | $2122 | -$402 | -$494 | -$1239 | -$868 |
| Married Women | $1937 | -$367 | -$451 | -$1131 | -$792 |
| All Men | $3806 | -$721 | -$886 | -$2222 | -$1556 |
| Married Men | $3691 | -$699 | -$859 | -$2155 | -$1509 |
The typical insurance rate of $3806 that Homestead Men pay varies from North Key Largo (-$721), Islandia (-$886), Miami-Dade County (-$2222) and Florida (-$1556). In Homestead, married men pay $1754 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $3752
- 2014 Jeep Wrangler Sport Married Women Insurance Rate $3313
Homestead Senior Car Insurance
12103 Homestead Seniors (10% of total population), 46% Senior Men & 54% Senior Women.
| Homestead | Islandia | Upper Keys | Princeton-Goulds | Florida | |
| All Seniors | $3414 | -$795 | -$736 | -$1564 | -$1396 |
| Senior Men | $3506 | -$816 | -$755 | -$1606 | -$1433 |
| Senior Women | $3322 | -$774 | -$716 | -$1522 | -$1358 |
Homestead seniors pay $3414 in insurance compared to Islandia (-$795), Upper Keys (-$736), Princeton-Goulds (-$1564) and Florida (-$1396). In Homestead, senior men pay $184 more than senior women.
Homestead Car Insurance Discounts for Multiple Vehicles
Homestead Population with 1 Vehicle 12907 (42% of Homestead population), 2 Vehicles 10157 (33% of the Homestead population) and 3 vehicles 2700 (9% of the population)
| Homestead | Princeton | Islandia | Key Largo | Florida | |
| 2 Vehicles | $4384 | -$1553 | -$1021 | -$850 | -$1792 |
| 3 Vehicles | $6691 | -$2370 | -$1558 | -$1297 | -$2735 |
| 4 Vehicles | $8998 | -$3187 | -$2095 | -$1744 | -$3678 |
Homestead Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Volvo, XC60 R-Design | $700 | $2910 | $3410 | $2690 | $3390 | $20 |
| Volvo, S60 T6 | $200 | $2820 | $3020 | $2670 | $2870 | $150 |
| Chevrolet, Silverado 1500 Work Truck | $400 | $2800 | $3200 | $2630 | $3030 | $170 |
| Ford, Explorer AWD | $1500 | $2690 | $3190 | $2520 | $4020 | $-830 |
| Lincoln, MKS | $100 | $2620 | $2720 | $2430 | $2530 | $190 |