Honolulu, HI Auto Insurance Rates

Honolulu, HI residents can save $520 by comparing multiple quotes & reading reviews & research on Honolulu car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$887 $1304 $1734

Latest Auto Insurance Reviews in Honolulu, Hawaii


Erie Insurance
We recently had a car accident claim, which was processed seamlessly. Customer service was great. They coordinated all matters and quickly issued a check.
Aaa
I would recommend them on their low rates and communication. You also get cross over coverage for towing and roadside assistance. This two things make it a good company to go to.
Travelers
travelers has great options for choosing what you want. You can get cheaper insurance with them, or opt all the way to the top for the most. expensive. I used them for over 20 years, and sad to say i have to leave because they dont work in texas.
Travelers
travelers has great options for choosing what you want. You can get cheaper insurance with them, or opt all the way to the top for the most. expensive. I used them for over 20 years, and sad to say i have to leave because they dont work in texas.
Geico
Geico has been a disaster in my opinion. They only thing that your company has mastered is cute commercials. I am advising others to spend their money somewhere else. It is as though one person there has no idea what another says. I have received 4 different stories from 4 different people during my auto insurance claim
Allstate
My company offers me liability, collision, comprehensive and a towing package. We rate allstate as a 1. We can talk with our agent in person if we need to do so. It is so much better to look a jperson in the eye that use my phone or my computer.
Travelers
I believe my premium is appropriate for the service i receive. Insurance is not something that should be purchased form the lowest bidder. I'm confident of I need to place a claim it will be reviewed fairly and promptly
Travelers
I like the fact that they offer vanishing deductible $100 off for a year of no at fault accidents. They also have the best rates out of most of the companies I've look at.
Horace Mann
I appreciate having a local agent. When I had an accident, my agent helped me file the claim in person and then called the next day to make sure I was feeling ok. I don't think I would get this kind of service from a company that purely online.
State Farm
The premium does tend to be somewhat higher than other insurance companies. However, the high-quality service and local agents make this a reasonable option for me.
Geico
I have not shopped around in a long time but this was the best premium for that kind of coverage at the time.
Allstate
What I like about customer care is that they are always available and that they are situated somewhere in the US since I always speak to someone from here not outsourced
Write Your Review | Honolulu, Hawaii Auto Insurance Analysis
Allstate Auto Insurance, Honolulu, HI
$107/1 month
Car Insurance Policy Holder
  • Divorced 28 Years old Male licensed 2 years ago with Own Chrysler 300 S used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 50 K Uninsured Motorists Bodily Injury
  • 100 K Uninsured Motorists Property Damage

Honolulu Car Insurance Rate Comparisons

Honolulu, HI's average car insurance of $1304 differs from Kalaheo, HI (-$24), Kalihiwai, HI (+$416), Omao, HI (-$434) and Hawaii (-$0)

Honolulu Kalaheo, HI Kalihiwai, HI Omao, HI Hawaii
Median Insurance Rates $1304 -$24 +$416 -$434 -$0

Honolulu Car Insurance Savings By Neighborhood & Street Area

Honolulu Driver Street Residence & Car Locations Car Details in Honolulu Honolulu Driver Demographics Honolulu Auto Insurance Estimates Recent Honolulu Insurance Savings
Mō‘ili‘ili
Waiola St2004 Buick Rendezvous CX33 year married man$1812$333
Citron St2008 Ford Fusion SE72 year male senior$1742$815
Wilhelmina Rise
Lilinoe Pl2006 Jeep Commander Base19 year male teenager$1358$855
Wilhelmina Rise2007 GMC Sierra 1500 Classic Work Truck29 year man$1904$608
Iwilei
Mookaula St2008 Chrysler 300 Touring18 year teenager$1383$548
Pine St2009 Mazda 3 S19 year female teenager$1120$795
Portlock
Kaiolohia Pl2007 Cadillac DTS Luxury I33 year woman$1618$851
Ainahou St2006 Acura TSX \N31 year married woman$1328$842
Palolo Homes
Lamaku Pl2013 Hyundai Sonata GLS82 year female senior$1924$568
Magnolia Pl2013 Honda Civic LX72 year senior$1666$527

Honolulu Post DUI Car Insurance Rates

Honolulu Kaumakani Princeville Kalihiwai Hawaii
Median Post DUI Insurance Rate $2425 +$904 +$848 +$774 -$0
Male Teenager Post DUI Insurance Rate $2522 +$939 +$881 +$803 -$0
Female Teenager Post DUI Insurance Rate $1915 +$715 +$670 +$610 -$0

The Post DUI insurance in Honolulu, HI's is $2425 compared to Kaumakani (+$904), Princeville (+$848), Kalihiwai (+$774) and Hawaii (-$0)

In Honolulu, a male teenager with Post DUI pays $607 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Jeep Commander Base in Honolulu, HI would pay $2525 on auto insurance while a female teenager POST DUI would pay $1917.

Honolulu Car Insurance by Segment

Honolulu Teenagers Car Insurance Rates Comparison

21489 Honolulu Teenagers (5% of total population), 53% Male & 47% Female.

Honolulu Kilauea Niihau Haena Hawaii
All Teenagers $1290 -$251 +$412 +$422 -$0
Male Teenager $1356 -$264 +$432 +$443 -$0
Female Teenager $1030 -$201 +$328 +$336 -$0

Honolulu teenagers pay $1290 in insurance in contrast with Kilauea (-$251), Niihau (+$412), Haena (+$422) and Hawaii (-$0). The difference between Male & Female teenagers in Honolulu is $326

Example

  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $1609
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $1184

Honolulu Men & Women Car Insurance

394430 Honolulu Adults (100% of total population), 49% Men & 51% Women.

Honolulu Wailua Homesteads Kekaha Kalaheo Hawaii
All Women $1212 -$329 +$136 -$22 -$0
Married Women $1199 -$325 +$135 -$22 -$0
All Men $1695 -$460 +$190 -$31 -$0
Married Men $1734 -$471 +$194 -$32 -$0

The typical insurance rate of $1695 that Honolulu Men pay varies from Wailua Homesteads (-$460), Kekaha (+$190), Kalaheo (-$31) and Hawaii (-$0). In Honolulu, married men pay $535 more than married women.

Example

  • 2013 Toyota Prius Two Married Men Insurance Rate $1949
  • 2014 Kia Sorento LX Married Women Insurance Rate $1826

Honolulu Senior Car Insurance

97363 Honolulu Seniors (24% of total population), 45% Senior Men & 55% Senior Women.

Honolulu Kekaha-Waimea Omao Kaumakani Hawaii
All Seniors $1630 +$220 -$543 +$607 -$0
Senior Men $1603 +$217 -$533 +$598 -$0
Senior Women $1695 +$229 -$564 +$632 -$0

Honolulu seniors pay $1630 in insurance compared to Kekaha-Waimea (+$220), Omao (-$543), Kaumakani (+$607) and Hawaii (-$0). In Honolulu, senior men pay $92 less than senior women.

Honolulu Car Insurance Discounts for Multiple Vehicles

Honolulu Population with 1 Vehicle 60739 (42% of Honolulu population), 2 Vehicles 41649 (29% of the Honolulu population) and 3 vehicles 13033 (9% of the population)

Honolulu Niihau Pakala Village Wailua Homesteads Hawaii
2 Vehicles $2478 +$790 +$771 -$673 -$0
3 Vehicles $3782 +$1206 +$1177 -$1027 -$0
4 Vehicles $5086 +$1622 +$1583 -$1381 -$0

Car Insurance Agents in Honolulu, HI

Rank Agent Name Agent Contact
1 AAA Insurance 1130 N Nimitz Hwy Rm A170, Honolulu, HI 96817
2 ACW Group 1000 Bishop St Ste 600, Honolulu, HI 96813
3 American Mutual Underwriters 1357 Kapiolani Blvd Ste 1000, Honolulu, HI 96814
4 American Mutual Underwriters 560 N Nimitz Hwy, Honolulu, HI 96817
5 Andrew Ku 1314 S King St Ste 752, Honolulu, HI 96814
6 Anita Diniega 2055 N King St Ste 206, Honolulu, HI 96819
7 Aon Risk Services 201 Merchant St Ste 2400, Honolulu, HI 96813
8 Atlas Insurance Agency 1132 Bishop St Ste 1600, Honolulu, HI 96813
9 Bradley Maruyama 800 S Beretania St Ste 204, Honolulu, HI 96813
10 Business Insurance Services 841 Bishop St Ste 1617, Honolulu, HI 96813

Honolulu Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Jeep, Compass Limited $1500 $1300 $1800 $1230 $2730 $-930
Infiniti, G37 $200 $1500 $1700 $1380 $1580 $120
Audi, TT 2.0T Quattro $300 $1420 $1720 $1340 $1640 $80
Ford, Flex Limited $1000 $1400 $1900 $1310 $2310 $-410
Ford, Explorer XLT $500 $1360 $1860 $1290 $1790 $70