Hood River County Auto Insurance Rates, Quotes, Agents & Reviews in OR

Hood River County, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hood River County, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Hood River County, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Hood River County, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hood River County, OR with that of other cities in and around Hood River County.

Hood River County Parkdale Hood River Government Camp Bingen Dee
Average Insurance Rates $1,499 $1,518 $1,507 $1,510 $1,194 $1,471

Hood River County, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hood River County, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hood River County $2,434 $2,056
Dee $1,214 $1,026
Parkdale $1,700 $1,436
Odell $1,607 $1,357
Cascade Locks $1,523 $1,287
Hood River $1,552 $1,311
Government Camp $1,440 $1,216
Bingen $1,449 $1,224

Hood River County, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hood River County, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,864
20 Years $1,926
30 Years $1,484
40 Years $1,427
50 Years $1,322
60 Years $1,340
70 Years $1,560

Hood River County, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hood River County, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,638 $360
3 Vehicles $3,957 $540
4 Vehicles $5,276 $720

Savings on 2 Vehicles bundle:$360

Savings on 3 Vehicles bundle:$540

Savings on 4 Vehicles bundle:$720


Hood River County, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hood River County, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Hood River County $1,499 $2,242
Dee $1,471 $2,201
Parkdale $1,518 $2,271
Odell $1,484 $2,220
Cascade Locks $1,412 $2,112
Hood River $1,507 $2,254
Government Camp $1,510 $2,259
Bingen $1,194 $1,916

Hood River County, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,286
Excellent (740-799) $1,468
Good (670-739) $1,562
Average (580-669) $2,038
Poor (300-579) $2,445

Hood River County, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chet Hill Insurance Liberty Mutual Independent 10402 Ne Sandy Blvd, Portland, 97220 None
Premier Nw Insurance Liberty Mutual Independent 15661 SE 82ND DR, CLACKAMAS, 97015 (503) 655-6344
Stanley Hill Farmers 4504 SW Corbett Ave Ste 100, Portland, 97239 (503) 683-2834
Monterey Insurance Inc Liberty Mutual Independent 45 82ND DR STE 45, GLADSTONE, 97027 (503) 652-3950
Monterey Insurance Inc Liberty Mutual Independent 45 82ND DR STE 45, GLADSTONE, 97027 (503) 652-3950
Vu Han State Farm 322 NE 82nd Ave, Portland, 97220-6006 503-252-1114
Parker Smith & Feek Inc Travelers UNION BANK OF CA BLDG 707 SW WASHINGTON 1400, PORTLAND, 97205 503-778-5555
C A Tomassene & Son Travelers 707 S W WASHINGTON ST 1418, PORTLAND, 97205 503-226-3741
Fadia Hadeed Lutcf Farmers 14210 SE Sunnyside Rd Ste 400, Clackamas, 97015 (503) 558-1080
Tec Equipment Inc None 750 Ne Columbia Blvd, Portland, 97211 None
C U Insurance Agency Llc Liberty Mutual Independent 1866 NE 162ND AVE, PORTLAND, 97230 (503) 251-2398

Hood River County, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,565
Driver's Failure In Showing Documents +$145 $1,644
Driving With An Expired Registration +$154 $1,653
Driving At A Considerably Slow Pace +$325 $1,824
Using A Cellphone While Driving +$343 $1,842
Running A Red Light +$349 $1,848
Speeding +$367 $1,866
Driving A Vehicle Without The Required Permission +$466 $1,965
Driving With An Expired/Suspended License +$1,010 $2,509

Hood River County, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,439
Active Disabling Device $1,439
Tracking Device $1,409
Passive Disabling Device $1,394