Hoonah Auto Insurance Rates, Quotes, Agents & Reviews in AK

Hoonah, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hoonah, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hoonah, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hoonah, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hoonah, AK with that of other cities in and around Hoonah.

Hoonah Whitestone Logging Camp Game Creek Hoonah-Angoon Census
Average Insurance Rates $2,115 $1,985 $2,058 $1,159

Hoonah, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hoonah, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hoonah $1,107 $935
Whitestone Logging Camp $2,045 $1,727
Game Creek $2,120 $1,790
Hoonah-Angoon Census $1,831 $1,547

Hoonah, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hoonah, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,863
20 Years $2,718
30 Years $2,093
40 Years $2,014
50 Years $1,865
60 Years $1,891
70 Years $2,201

Hoonah, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hoonah, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,722 $508
3 Vehicles $5,584 $761
4 Vehicles $7,445 $1,015

Savings on 2 Vehicles bundle:$508

Savings on 3 Vehicles bundle:$761

Savings on 4 Vehicles bundle:$1,015

Hoonah, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hoonah, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Hoonah $2,115 $3,302
Whitestone Logging Camp $1,985 $3,099
Game Creek $2,058 $3,213
Hoonah-Angoon Census $1,159 $1,809

Hoonah, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,815
Excellent (740-799) $2,071
Good (670-739) $2,204
Average (580-669) $2,875
Poor (300-579) $3,450

Hoonah, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Budget Insurance Allstate 3090 Douglas Hwy, Juneau, 99801 (907) 586-2603
Chad Erickson State Farm 9109 Mendenhall Mall Rd Ste 1, Juneau, 99801-7136 907-463-3276
Alaska Usa Insurance Brokers None 8390 Airport Blvd Ste 201, Juneau, 99801 None
Malia Hayward State Farm 9110 Glacier Hwy, Juneau, 99801-8032 907-789-3127

Hoonah, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$93 $2,208
Driver's Failure In Showing Documents +$205 $2,320
Driving With An Expired Registration +$218 $2,333
Driving At A Considerably Slow Pace +$459 $2,574
Using A Cellphone While Driving +$484 $2,599
Running A Red Light +$493 $2,608
Speeding +$518 $2,633
Driving A Vehicle Without The Required Permission +$658 $2,773
Driving With An Expired/Suspended License +$1,426 $3,541

Hoonah, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,030
Active Disabling Device $2,030
Tracking Device $1,988
Passive Disabling Device $1,967