Houma, LA Auto Insurance Rates
Houma, LA residents can save $900 by comparing multiple quotes & reading reviews & research on Houma car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1307 | $2251 | $3513 |
Latest Auto Insurance Reviews in Houma, Louisiana
Progressive
Our premium is the lowest that we could find. Many companies try and rape you if you have a young driver. Ours went up but not as bad as other companies wanted to charge.
Our premium is the lowest that we could find. Many companies try and rape you if you have a young driver. Ours went up but not as bad as other companies wanted to charge.
State Farm
I would definitely recommend State Farm based on my experience with customer service and competitive pricing. I did have to call for road side assistance since purchasing this policy.
I would definitely recommend State Farm based on my experience with customer service and competitive pricing. I did have to call for road side assistance since purchasing this policy.
Progressive
I would recommend them, but am (honestly) not sure how much better/worse they are than other companies. They don't give the personal one-on-one service that a local insurance agent gives.
I would recommend them, but am (honestly) not sure how much better/worse they are than other companies. They don't give the personal one-on-one service that a local insurance agent gives.
Hanover Insurance Group
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
Hanover Insurance Group
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
American National Property And Casualty Company
I think the rates I am paying are comparable to other company's.I do not like that when my rates have gone up in the past I was not informed that they went up, or when they would change the draft amount.
I think the rates I am paying are comparable to other company's.I do not like that when my rates have gone up in the past I was not informed that they went up, or when they would change the draft amount.
Aaa
I feel pretty neutral about this company, honestly. I'm sure there are worse companies out there, but they are all a scam.
I feel pretty neutral about this company, honestly. I'm sure there are worse companies out there, but they are all a scam.
Fiesta Auto Insurance, Houma, LA
$144/1 month
Car Insurance Policy Holder
- Married 56 Years old Female licensed 41 years ago with Financed Nissan Titan SV Crew Cab LWB used for Business with estimated annual mileage of 12,001 - 15,000.
- vocational education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Progressive Insurance, Houma, LA
$48/1 month
Car Insurance Policy Holder
- Divorced 79 Years old Male licensed 7 years ago with Own Nissan Rogue S used for Commute to Work or School with estimated annual mileage of 20,001+.
- Associate, pursuing Bachelors Degree & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Houma, LA
$106/1 month
Car Insurance Policy Holder
- Divorced 76 Years old Female licensed 7 years ago with Own Chevrolet, Equinox LS AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Geico, Houma, LA
$995/12 months
Car Insurance Policy Holder
- Single 59 Years old Female licensed 19 years ago with Financed Acura, MDX, 5 Door 4WD Utility Advance used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 20 K Property Damage
- 300 K Personal Injury Protection
- 100 K Uninsured Motorists Bodily Injury
- 300 K Uninsured Motorists Property Damage
Geico, Houma, LA
$1259/12 months
Car Insurance Policy Holder
- Single 26 Years old Female licensed 6 years ago with Own Ford, Expedition King Ranch, 4WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 20,001+.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Houma, LA
$1645/12 months
Car Insurance Policy Holder
- Divorced 46 Years old Female licensed 31 years ago with Financed Ford, Expedition EL King Ranch, 4WD 4 Door SUV used for Business with estimated annual mileage of 6,001 - 7,500.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Safeco Insurance, Houma, LA
$1287/12 months
Car Insurance Policy Holder
- Single 63 Years old Female licensed 43 years ago with Own Ford, Mustang, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Progressive Insurance, Houma, LA
$1527/12 months
Car Insurance Policy Holder
- Married 51 Years old Male licensed 17 years ago with Own Kia, Sedona EX, 2WD 4 Door Van used for Business with estimated annual mileage of 20,001+.
- Vocational & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Houma Car Insurance Rate Comparisons
Houma, LA's average car insurance of $2251 differs from Choctaw, LA (+$1309), Kraemer, LA (+$1349), Dulac, LA (+$1289) and Louisiana (+$448)
| Houma | Choctaw, LA | Kraemer, LA | Dulac, LA | Louisiana | |
| Median Insurance Rates | $2251 | +$1309 | +$1349 | +$1289 | +$448 |
Houma Car Insurance Savings By Neighborhood & Street Area
| Houma Driver Street Residence & Car Locations | Car Details in Houma | Houma Driver Demographics | Houma Auto Insurance Estimates | Recent Houma Insurance Savings |
|---|---|---|---|---|
| Sarah Plantation | ||||
| Ja Don Dr | 2006 Buick Rendezvous CX | 17 year female teenager | $4252 | $608 |
| Glenn Paul St | 2003 Chevrolet Silverado 2500HD LS | 17 year teenager | $4908 | $646 |
| Rose Mary Ave | 2004 Cadillac DeVille DTS | 37 year married man | $3358 | $357 |
| Alex Ln | 2004 Acura TSX Base w/Navi | 17 year male teenager | $5242 | $640 |
| Ron St | 2006 Ford Fusion V6 SEL | 37 year woman | $1858 | $452 |
| Other Area | ||||
| Elizabeth St | 2011 Hyundai Sonata GLS | 44 year man | $2889 | $859 |
| Vera St | 2010 Mazda 3 S | 42 year married woman | $1813 | $774 |
| Doris Ct | 2010 Toyota Prius I | 73 year senior | $2574 | $477 |
| Wolfe Ln | 2008 Audi A6 3.2 quattro | 77 year female senior | $3110 | $768 |
| Scott Ln | 2011 Kia Sorento LX | 62 year male senior | $2420 | $582 |
Houma Post DUI Car Insurance Rates
| Houma | Bourg | Montegut | Schriever | Louisiana | |
| Median Post DUI Insurance Rate | $4186 | -$76 | +$2584 | +$1952 | +$834 |
| Male Teenager Post DUI Insurance Rate | $10968 | -$199 | +$6768 | +$5113 | +$2184 |
| Female Teenager Post DUI Insurance Rate | $9586 | -$175 | +$5917 | +$4470 | +$1908 |
The Post DUI insurance in Houma, LA's is $4186 compared to Bourg (-$76), Montegut (+$2584), Schriever (+$1952) and Louisiana (+$834)
In Houma, a male teenager with Post DUI pays $1382 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac DeVille DTS in Houma, LA would pay $11771 on auto insurance while a female teenager POST DUI would pay $10289.
Houma Car Insurance by Segment
Houma Teenagers Car Insurance Rates Comparison
2274 Houma Teenagers (6% of total population), 51% Male & 49% Female.
| Houma | Terrebonne | Raceland | Montegut | Louisiana | |
| All Teenagers | $5469 | +$1529 | +$2938 | +$3376 | +$1089 |
| Male Teenager | $5897 | +$1648 | +$3168 | +$3639 | +$1174 |
| Female Teenager | $5154 | +$1441 | +$2769 | +$3181 | +$1026 |
Houma teenagers pay $5469 in insurance in contrast with Terrebonne (+$1529), Raceland (+$2938), Montegut (+$3376) and Louisiana (+$1089). The difference between Male & Female teenagers in Houma is $743
Example
- 2006 Jeep Grand Cherokee SRT-8 Base Male Teenager Insurance Rate $4736
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $4896
Houma Men & Women Car Insurance
33719 Houma Adults (100% of total population), 48% Men & 52% Women.
| Houma | Lafourche Crossing | Dulac | Larose | Louisiana | |
| All Women | $2160 | -$29 | +$1238 | +$595 | +$431 |
| Married Women | $2093 | -$29 | +$1199 | +$576 | +$417 |
| All Men | $3286 | -$45 | +$1882 | +$904 | +$654 |
| Married Men | $3128 | -$43 | +$1792 | +$861 | +$623 |
The typical insurance rate of $3286 that Houma Men pay varies from Lafourche Crossing (-$45), Dulac (+$1882), Larose (+$904) and Louisiana (+$654). In Houma, married men pay $1035 more than married women.
Example
- 2006 Chrysler 300C SRT-8 Base Married Men Insurance Rate $2766
- 2014 Volkswagen Beetle R-Line Married Women Insurance Rate $2754
Houma Senior Car Insurance
6086 Houma Seniors (18% of total population), 45% Senior Men & 55% Senior Women.
| Houma | Terrebonne | Larose | Lockport Heights | Louisiana | |
| All Seniors | $2971 | +$830 | +$817 | +$1503 | +$591 |
| Senior Men | $2926 | +$818 | +$805 | +$1481 | +$582 |
| Senior Women | $3016 | +$843 | +$829 | +$1526 | +$600 |
Houma seniors pay $2971 in insurance compared to Terrebonne (+$830), Larose (+$817), Lockport Heights (+$1503) and Louisiana (+$591). In Houma, senior men pay $90 less than senior women.
Houma Car Insurance Discounts for Multiple Vehicles
Houma Population with 1 Vehicle 4180 (34% of Houma population), 2 Vehicles 4971 (40% of the Houma population) and 3 vehicles 1412 (11% of the population)
| Houma | Montegut | Gray | Mathews | Louisiana | |
| 2 Vehicles | $4277 | +$2639 | +$2449 | +$1442 | +$852 |
| 3 Vehicles | $6528 | +$4028 | +$3738 | +$2201 | +$1300 |
| 4 Vehicles | $8779 | +$5417 | +$5027 | +$2960 | +$1748 |
Houma Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 2500HD Work Truck | $500 | $2420 | $2920 | $2240 | $2740 | $180 |
| Porsche, Cayenne Turbo | $300 | $2390 | $2690 | $2260 | $2560 | $130 |
| Volvo, XC70 3.2 | $1500 | $2160 | $2660 | $2020 | $3520 | $-860 |
| Suzuki, SX4 SportBack | $1000 | $2240 | $2740 | $2070 | $3070 | $-330 |
| Honda, CR-V EX-L | $100 | $2320 | $2420 | $2150 | $2250 | $170 |