Houma, LA Auto Insurance Rates
Houma, LA residents can save $900 by comparing multiple quotes & reading reviews & research on Houma car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1307 | $2251 | $3513 |
Latest Auto Insurance Reviews in Houma, Louisiana
Progressive
I would recommend them, but am (honestly) not sure how much better/worse they are than other companies. They don't give the personal one-on-one service that a local insurance agent gives.
I would recommend them, but am (honestly) not sure how much better/worse they are than other companies. They don't give the personal one-on-one service that a local insurance agent gives.
Hanover Insurance Group
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
Hanover Insurance Group
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
This group has decent pricing in comparison to other car insurance companies. I used to be with Geico, but they were extremely expensive in comparison. I insure my families cars, so spending that extra $20-$50 a month is a killer.
American National Property And Casualty Company
I think the rates I am paying are comparable to other company's.I do not like that when my rates have gone up in the past I was not informed that they went up, or when they would change the draft amount.
I think the rates I am paying are comparable to other company's.I do not like that when my rates have gone up in the past I was not informed that they went up, or when they would change the draft amount.
Aaa
I feel pretty neutral about this company, honestly. I'm sure there are worse companies out there, but they are all a scam.
I feel pretty neutral about this company, honestly. I'm sure there are worse companies out there, but they are all a scam.
Fiesta Auto Insurance, Houma, LA
$144/1 month
Car Insurance Policy Holder
- Married 56 Years old Female licensed 41 years ago with Financed Nissan Titan SV Crew Cab LWB used for Business with estimated annual mileage of 12,001 - 15,000.
- vocational education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Progressive Insurance, Houma, LA
$48/1 month
Car Insurance Policy Holder
- Divorced 79 Years old Male licensed 7 years ago with Own Nissan Rogue S used for Commute to Work or School with estimated annual mileage of 20,001+.
- Associate, pursuing Bachelors Degree & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Houma, LA
$106/1 month
Car Insurance Policy Holder
- Divorced 76 Years old Female licensed 7 years ago with Own Chevrolet, Equinox LS AWD, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Geico, Houma, LA
$995/12 months
Car Insurance Policy Holder
- Single 59 Years old Female licensed 19 years ago with Financed Acura, MDX, 5 Door 4WD Utility Advance used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 20 K Property Damage
- 300 K Personal Injury Protection
- 100 K Uninsured Motorists Bodily Injury
- 300 K Uninsured Motorists Property Damage
Geico, Houma, LA
$1259/12 months
Car Insurance Policy Holder
- Single 26 Years old Female licensed 6 years ago with Own Ford, Expedition King Ranch, 4WD 4 Door SUV used for Commute to Work or School with estimated annual mileage of 20,001+.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Houma, LA
$1645/12 months
Car Insurance Policy Holder
- Divorced 46 Years old Female licensed 31 years ago with Financed Ford, Expedition EL King Ranch, 4WD 4 Door SUV used for Business with estimated annual mileage of 6,001 - 7,500.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 10 K Uninsured Motorists Bodily Injury
- 20 K Uninsured Motorists Property Damage
Safeco Insurance, Houma, LA
$1287/12 months
Car Insurance Policy Holder
- Single 63 Years old Female licensed 43 years ago with Own Ford, Mustang, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Progressive Insurance, Houma, LA
$1527/12 months
Car Insurance Policy Holder
- Married 51 Years old Male licensed 17 years ago with Own Kia, Sedona EX, 2WD 4 Door Van used for Business with estimated annual mileage of 20,001+.
- Vocational & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Houma Car Insurance Rate Comparisons
Houma, LA's average car insurance of $2251 differs from Choctaw, LA (+$1309), Kraemer, LA (+$1349), Dulac, LA (+$1289) and Louisiana (+$448)
| Houma | Choctaw, LA | Kraemer, LA | Dulac, LA | Louisiana | |
| Median Insurance Rates | $2251 | +$1309 | +$1349 | +$1289 | +$448 |
Houma Car Insurance Savings By Neighborhood & Street Area
| Houma Driver Street Residence & Car Locations | Car Details in Houma | Houma Driver Demographics | Houma Auto Insurance Estimates | Recent Houma Insurance Savings |
|---|---|---|---|---|
| Sarah Plantation | ||||
| Ja Don Dr | 2006 Buick Rendezvous CX | 17 year female teenager | $4252 | $608 |
| Glenn Paul St | 2003 Chevrolet Silverado 2500HD LS | 17 year teenager | $4908 | $646 |
| Rose Mary Ave | 2004 Cadillac DeVille DTS | 37 year married man | $3358 | $357 |
| Alex Ln | 2004 Acura TSX Base w/Navi | 17 year male teenager | $5242 | $640 |
| Ron St | 2006 Ford Fusion V6 SEL | 37 year woman | $1858 | $452 |
| Other Area | ||||
| Elizabeth St | 2011 Hyundai Sonata GLS | 44 year man | $2889 | $859 |
| Vera St | 2010 Mazda 3 S | 42 year married woman | $1813 | $774 |
| Doris Ct | 2010 Toyota Prius I | 73 year senior | $2574 | $477 |
| Wolfe Ln | 2008 Audi A6 3.2 quattro | 77 year female senior | $3110 | $768 |
| Scott Ln | 2011 Kia Sorento LX | 62 year male senior | $2420 | $582 |
Houma Post DUI Car Insurance Rates
| Houma | Bourg | Montegut | Schriever | Louisiana | |
| Median Post DUI Insurance Rate | $4186 | -$76 | +$2584 | +$1952 | +$834 |
| Male Teenager Post DUI Insurance Rate | $10968 | -$199 | +$6768 | +$5113 | +$2184 |
| Female Teenager Post DUI Insurance Rate | $9586 | -$175 | +$5917 | +$4470 | +$1908 |
The Post DUI insurance in Houma, LA's is $4186 compared to Bourg (-$76), Montegut (+$2584), Schriever (+$1952) and Louisiana (+$834)
In Houma, a male teenager with Post DUI pays $1382 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Cadillac DeVille DTS in Houma, LA would pay $11771 on auto insurance while a female teenager POST DUI would pay $10289.
Houma Car Insurance by Segment
Houma Teenagers Car Insurance Rates Comparison
2274 Houma Teenagers (6% of total population), 51% Male & 49% Female.
| Houma | Terrebonne | Raceland | Montegut | Louisiana | |
| All Teenagers | $5469 | +$1529 | +$2938 | +$3376 | +$1089 |
| Male Teenager | $5897 | +$1648 | +$3168 | +$3639 | +$1174 |
| Female Teenager | $5154 | +$1441 | +$2769 | +$3181 | +$1026 |
Houma teenagers pay $5469 in insurance in contrast with Terrebonne (+$1529), Raceland (+$2938), Montegut (+$3376) and Louisiana (+$1089). The difference between Male & Female teenagers in Houma is $743
Example
- 2006 Jeep Grand Cherokee SRT-8 Base Male Teenager Insurance Rate $4736
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $4896
Houma Men & Women Car Insurance
33719 Houma Adults (100% of total population), 48% Men & 52% Women.
| Houma | Lafourche Crossing | Dulac | Larose | Louisiana | |
| All Women | $2160 | -$29 | +$1238 | +$595 | +$431 |
| Married Women | $2093 | -$29 | +$1199 | +$576 | +$417 |
| All Men | $3286 | -$45 | +$1882 | +$904 | +$654 |
| Married Men | $3128 | -$43 | +$1792 | +$861 | +$623 |
The typical insurance rate of $3286 that Houma Men pay varies from Lafourche Crossing (-$45), Dulac (+$1882), Larose (+$904) and Louisiana (+$654). In Houma, married men pay $1035 more than married women.
Example
- 2006 Chrysler 300C SRT-8 Base Married Men Insurance Rate $2766
- 2014 Volkswagen Beetle R-Line Married Women Insurance Rate $2754
Houma Senior Car Insurance
6086 Houma Seniors (18% of total population), 45% Senior Men & 55% Senior Women.
| Houma | Terrebonne | Larose | Lockport Heights | Louisiana | |
| All Seniors | $2971 | +$830 | +$817 | +$1503 | +$591 |
| Senior Men | $2926 | +$818 | +$805 | +$1481 | +$582 |
| Senior Women | $3016 | +$843 | +$829 | +$1526 | +$600 |
Houma seniors pay $2971 in insurance compared to Terrebonne (+$830), Larose (+$817), Lockport Heights (+$1503) and Louisiana (+$591). In Houma, senior men pay $90 less than senior women.
Houma Car Insurance Discounts for Multiple Vehicles
Houma Population with 1 Vehicle 4180 (34% of Houma population), 2 Vehicles 4971 (40% of the Houma population) and 3 vehicles 1412 (11% of the population)
| Houma | Montegut | Gray | Mathews | Louisiana | |
| 2 Vehicles | $4277 | +$2639 | +$2449 | +$1442 | +$852 |
| 3 Vehicles | $6528 | +$4028 | +$3738 | +$2201 | +$1300 |
| 4 Vehicles | $8779 | +$5417 | +$5027 | +$2960 | +$1748 |
Houma Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 2500HD Work Truck | $500 | $2420 | $2920 | $2240 | $2740 | $180 |
| Porsche, Cayenne Turbo | $300 | $2390 | $2690 | $2260 | $2560 | $130 |
| Volvo, XC70 3.2 | $1500 | $2160 | $2660 | $2020 | $3520 | $-860 |
| Suzuki, SX4 SportBack | $1000 | $2240 | $2740 | $2070 | $3070 | $-330 |
| Honda, CR-V EX-L | $100 | $2320 | $2420 | $2150 | $2250 | $170 |