Houston Auto Insurance Rates, Quotes, Agents & Reviews in AK

Houston, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Houston, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Houston, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Houston, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Houston, AK with that of other cities in and around Houston.

Houston Meadow Lakes Willow Knik-Fairview Lakes Big Lake
Average Insurance Rates $1,134 $1,159 $1,141 $1,163 $1,513 $1,143

Houston, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Houston, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Houston $1,290 $1,089
Meadow Lakes $1,480 $1,250
Knik-Fairview $1,864 $1,575
Big Lake $1,474 $1,245
Wasilla $1,835 $1,550
Tanaina $974 $823
Willow $1,496 $1,263
Lakes $1,387 $1,172

Houston, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Houston, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,680
20 Years $1,457
30 Years $1,122
40 Years $1,080
50 Years $1,000
60 Years $1,014
70 Years $1,180

Houston, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Houston, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,928 $340
3 Vehicles $2,892 $510
4 Vehicles $3,856 $680

Savings on 2 Vehicles bundle:$340

Savings on 3 Vehicles bundle:$510

Savings on 4 Vehicles bundle:$680

Houston, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Houston, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Houston $1,134 $1,770
Meadow Lakes $1,159 $1,809
Knik-Fairview $1,163 $1,815
Big Lake $1,143 $1,784
Wasilla $1,227 $1,915
Tanaina $1,503 $2,346
Willow $1,141 $1,781
Lakes $1,513 $2,362

Houston, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $973
Excellent (740-799) $1,111
Good (670-739) $1,182
Average (580-669) $1,542
Poor (300-579) $1,850

Houston, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Devine State Farm 2200 E Parks Hwy Ste A, Wasilla, 99654-7371 907-373-4959
Linda Brandon State Farm 436 N Main St, Wasilla, 99654-7018 907-376-2478
Charity Carmody State Farm 405 W Benson Blvd, Anchorage, 99503-3828 907-336-8800
Devery Prince Agency Team Allstate 401 E Fireweed Ln Ste 200, Anchorage, 99503 (907) 279-9000
Justin Goodman State Farm 4200 Old Seward Hwy Ste B4, Anchorage, 99503-6064 907-561-7771
Ann T. Steck-Nale Allstate 1120 Huffman Rd Ste A21, Anchorage, 99515 (907) 333-4411
Babette Miller Allstate 3304 Spenard Rd, Anchorage, 99503 (907) 561-7671
Glenn Marlin State Farm 172 S Lamont Circle Ste C, Wasilla, 99654 907-376-3766
Alaska Usa Insurance Brokers, Llc None 500 W 36Th Ave, Anchorage, 99503 (907) 331-0729
Art Mathias State Farm 3900 Arctic Blvd Ste 102, Anchorage, 99503-5780 907-563-3188
Curt Green State Farm 836 E 15th Ave Ste 1, Anchorage, 99501-5440 907-272-2812

Houston, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,184
Driver's Failure In Showing Documents +$110 $1,244
Driving With An Expired Registration +$117 $1,251
Driving At A Considerably Slow Pace +$246 $1,380
Using A Cellphone While Driving +$260 $1,394
Running A Red Light +$264 $1,398
Speeding +$278 $1,412
Driving A Vehicle Without The Required Permission +$353 $1,487
Driving With An Expired/Suspended License +$764 $1,898

Houston, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,089
Active Disabling Device $1,089
Tracking Device $1,066
Passive Disabling Device $1,055