Houston, TX Auto Insurance Rates
Houston, TX residents can save $600 by comparing multiple quotes & reading reviews & research on Houston car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1158 | $1512 | $1781 |
Latest Auto Insurance Reviews in Houston, Texas
Progressive
I would definitely recommend Progressive for home insurance based on my experience with their cost, offerings, and customer service.
I would definitely recommend Progressive for home insurance based on my experience with their cost, offerings, and customer service.
Usaa
I dislike the company. In fact, I am now actively looking to switch.
I dislike the company. In fact, I am now actively looking to switch.
Usaa
I have nothing to dislike about USAA. Although you do have to be in the service or have a qualifying family member in the service to be able to use their products. So not everyone can utilize the services they have to offer.
I have nothing to dislike about USAA. Although you do have to be in the service or have a qualifying family member in the service to be able to use their products. So not everyone can utilize the services they have to offer.
Geico
GEICO's premium is pretty competitive for my location which tends to be high. I have priced my premium with other insurers and they are not able to compete with GEICO's prices.
GEICO's premium is pretty competitive for my location which tends to be high. I have priced my premium with other insurers and they are not able to compete with GEICO's prices.
State Farm
since I am technically on a family plan, my premium is the same as my fathers' who's is very low so because of that , I get to benefit from a very low premium.
since I am technically on a family plan, my premium is the same as my fathers' who's is very low so because of that , I get to benefit from a very low premium.
Safeco Insurance
A good company that is quick to respond to my claims. I really haven't had an issue with them in the past. I like working with them.
A good company that is quick to respond to my claims. I really haven't had an issue with them in the past. I like working with them.
Farm Bureau
So far there has been little to upset me. There were some initial communication issues but nothing too severe. Over all I can't complain.
So far there has been little to upset me. There were some initial communication issues but nothing too severe. Over all I can't complain.
Geico
We had Allstate for the last ten years or so. We were rear ended at a stop light twice and our rates were super high. No other insurance companies would even give us a quote because of the multiple accidents even though we were completely not at fault. Finally, the accidents got old enough to stop effecting us and we were able to switch companies which saved us almost $400 per month so I am very happy with Geico compared to Allstate in this regard but very unhappy that we were put into that position by no fault of our own.
We had Allstate for the last ten years or so. We were rear ended at a stop light twice and our rates were super high. No other insurance companies would even give us a quote because of the multiple accidents even though we were completely not at fault. Finally, the accidents got old enough to stop effecting us and we were able to switch companies which saved us almost $400 per month so I am very happy with Geico compared to Allstate in this regard but very unhappy that we were put into that position by no fault of our own.
State Farm
I wish the bundling prices and good driver discounts were better. I have been a loyal customer for almost 10 years, and I wish my premium reflected that.
I wish the bundling prices and good driver discounts were better. I have been a loyal customer for almost 10 years, and I wish my premium reflected that.
Mercury
What I hate about the company I doubt is unique to the company, more like insurance as a whole. I don't like hos expensive it is when you neevr use it. I don't liek the random increases when i'm not changing my policy. Just this month my bill went up from 118 to 180 for no reason! I live on a budget where i need to know about an increase like that before it happens so i can try to save money from somewhere else.
What I hate about the company I doubt is unique to the company, more like insurance as a whole. I don't like hos expensive it is when you neevr use it. I don't liek the random increases when i'm not changing my policy. Just this month my bill went up from 118 to 180 for no reason! I live on a budget where i need to know about an increase like that before it happens so i can try to save money from somewhere else.
Nationwide, Houston, TX
$150/1 month
Car Insurance Policy Holder
- Married 24 Years old Male licensed 3 years ago with Financed 2008 Dodge Caliber used for Pleasure with estimated annual mileage of 12,001 - 15,000.
- Associate & Full Time Job.
- Yes accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $$50,001 - $100,000K (Per Person Bodily Injury) / $$50,001 - $100,000K (Per Accident Bodily Injury)
- $15,001 - $20,000 K Property Damage
- $50,001 - $100,000 K Personal Injury Protection
- Comprehensive insurance with $501 - $750 deductible
- Collision insurance with $501 - $750 deductible
- $50,001 - $100,000 K Uninsured Motorists Bodily Injury
- $50,001 - $100,000 K Uninsured Motorists Property Damage
Progressive Insurance, Houston, TX
$174/1 month
Car Insurance Policy Holder
- Married 54 Years old Male licensed 30 years ago with Financed Ford Explorer Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- vocational education & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 2 people are part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Houston Car Insurance Rate Comparisons
Houston, TX's average car insurance of $1512 differs from Stafford, TX (-$40), South Houston, TX (-$44), Hunters Creek Village, TX (+$608) and Texas (+$33)
| Houston | Stafford, TX | South Houston, TX | Hunters Creek Village, TX | Texas | |
| Median Insurance Rates | $1512 | -$40 | -$44 | +$608 | +$33 |
Houston Car Insurance Savings By Neighborhood & Street Area
| Houston Driver Street Residence & Car Locations | Car Details in Houston | Houston Driver Demographics | Houston Auto Insurance Estimates | Recent Houston Insurance Savings |
|---|---|---|---|---|
| Rosslyn | ||||
| Mitchelldale St | 2003 Buick Rendezvous CX | 18 year male teenager | $3242 | $961 |
| Deauville Plaza Dr | 2007 Mazda MAZDA3 s Sport | 61 year male senior | $1566 | $329 |
| Deerfield Village | ||||
| Wilstone Dr | 2009 Ford Fusion SE | 16 year female teenager | $2670 | $982 |
| Arbor Falls Ln | 2007 Acura TSX Base | 70 year senior | $1571 | $597 |
| Westfield Village | ||||
| Mt Vinson Way | 2009 Chrysler 300 Touring | 17 year teenager | $2988 | $521 |
| Kale Garden Ct | 2012 Honda Civic LX | 68 year female senior | $1346 | $772 |
| Hunter Ridge Village | ||||
| Tree Ln | 2007 Jeep Commander Sport | 44 year man | $1571 | $761 |
| Kings Forest Dr | 2013 Hyundai Sonata GLS | 38 year woman | $1374 | $725 |
| Candlelight Oaks Village | ||||
| Fallen Oaks Dr | 2012 Dodge Journey SXT | 40 year married woman | $1324 | $591 |
| Oak Shadows Dr | 2010 Nissan Rogue S | 46 year married man | $1731 | $819 |
Houston Post DUI Car Insurance Rates
| Houston | Meadows Place | Sheldon | Bunker Hill Village | Texas | |
| Median Post DUI Insurance Rate | $2812 | -$376 | +$945 | +$1094 | +$61 |
| Male Teenager Post DUI Insurance Rate | $6411 | -$858 | +$2154 | +$2494 | +$139 |
| Female Teenager Post DUI Insurance Rate | $5369 | -$716 | +$1806 | +$2091 | +$118 |
The Post DUI insurance in Houston, TX's is $2812 compared to Meadows Place (-$376), Sheldon (+$945), Bunker Hill Village (+$1094) and Texas (+$61)
In Houston, a male teenager with Post DUI pays $1042 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Houston, TX would pay $5927 on auto insurance while a female teenager POST DUI would pay $4966.
Houston Car Insurance by Segment
Houston Teenagers Car Insurance Rates Comparison
221559 Houston Teenagers (7% of total population), 51% Male & 49% Female.
| Houston | Cloverleaf | Aldine | Humble | Texas | |
| All Teenagers | $3144 | +$787 | +$1265 | -$72 | +$69 |
| Male Teenager | $3447 | +$862 | +$1386 | -$80 | +$75 |
| Female Teenager | $2887 | +$722 | +$1162 | -$66 | +$63 |
Houston teenagers pay $3144 in insurance in contrast with Cloverleaf (+$787), Aldine (+$1265), Humble (-$72) and Texas (+$69). The difference between Male & Female teenagers in Houston is $560
Example
- 2009 Cadillac DTS Luxury 6-Passenger Male Teenager Insurance Rate $4060
- 2010 Lincoln MKZ Female Teenager Insurance Rate $3008
Houston Men & Women Car Insurance
3081338 Houston Adults (100% of total population), 50% Men & 50% Women.
| Houston | Humble | Meadows Place | South Houston | Texas | |
| All Women | $1451 | -$34 | -$194 | -$42 | +$32 |
| Married Women | $1391 | -$33 | -$186 | -$41 | +$30 |
| All Men | $1950 | -$45 | -$261 | -$57 | +$43 |
| Married Men | $1844 | -$43 | -$246 | -$54 | +$40 |
The typical insurance rate of $1950 that Houston Men pay varies from Humble (-$45), Meadows Place (-$261), South Houston (-$57) and Texas (+$43). In Houston, married men pay $453 more than married women.
Example
- 2013 Toyota Prius Two Married Men Insurance Rate $1751
- 2014 Kia Sorento LX Married Women Insurance Rate $1603
Houston Senior Car Insurance
389435 Houston Seniors (12% of total population), 44% Senior Men & 56% Senior Women.
| Houston | Southside Place | Cloverleaf | Galena Park | Texas | |
| All Seniors | $1632 | +$538 | +$409 | -$23 | +$36 |
| Senior Men | $1708 | +$563 | +$427 | -$25 | +$37 |
| Senior Women | $1587 | +$523 | +$397 | -$23 | +$35 |
Houston seniors pay $1632 in insurance compared to Southside Place (+$538), Cloverleaf (+$409), Galena Park (-$23) and Texas (+$36). In Houston, senior men pay $121 more than senior women.
Houston Car Insurance Discounts for Multiple Vehicles
Houston Population with 1 Vehicle 425809 (40% of Houston population), 2 Vehicles 397112 (37% of the Houston population) and 3 vehicles 122849 (11% of the population)
| Houston | West University Place | Harris County | Stafford | Texas | |
| 2 Vehicles | $2873 | +$1212 | -$42 | -$76 | +$63 |
| 3 Vehicles | $4385 | +$1850 | -$64 | -$116 | +$96 |
| 4 Vehicles | $5897 | +$2488 | -$86 | -$156 | +$129 |
Car Insurance Agents in Houston, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | 713 Auto Insurace | 3403 Richmond Ave, Houston, TX 77046 |
| 2 | AAAA Insurance | 12450 East Fwy Ste 130, Houston, TX 77015 |
| 3 | AAAA Insurance | 12304 Fondren Rd Ste B, Houston, TX 77035 |
| 4 | AAAA Insurance | 8145 Highway 6 S Ste 122, Houston, TX 77083 |
| 5 | AAAA Insurance | 6702 Lyons Ave Ste 4, Houston, TX 77020 |
| 6 | AAAA Insurance | 1802 Wirt Rd Ste B, Houston, TX 77055 |
| 7 | AAAA Insurance | 8640 S Braeswood Blvd, Houston, TX 77031 |
| 8 | AAAA Insurance | 8817 Jensen Dr, Houston, TX 77093 |
| 9 | AAAA Insurance | 5326 Airline Dr, Houston, TX 77022 |
| 10 | AAAA Insurance | 900 S Wayside Dr Ste 400, Houston, TX 77023 |
Houston Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Focus SE | $100 | $1610 | $1710 | $1490 | $1590 | $120 |
| Jaguar, XK | $1500 | $1720 | $2220 | $1590 | $3090 | $-870 |
| Toyota, Camry XLE | $1000 | $1560 | $2060 | $1460 | $2460 | $-400 |
| Kia, Sorento EX | $300 | $1720 | $2020 | $1610 | $1910 | $110 |
| Chevrolet, Avalanche LTZ | $200 | $1700 | $1900 | $1580 | $1780 | $120 |