Hubbardton Auto Insurance Rates, Quotes, Agents & Reviews in VT

Hubbardton, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hubbardton, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Hubbardton, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hubbardton, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hubbardton, VT with that of other cities in and around Hubbardton.

Hubbardton Pittsford Proctor Orwell Sudbury Benson
Average Insurance Rates $1,086 $1,076 $1,067 $1,095 $1,108 $1,073

Hubbardton, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hubbardton, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hubbardton $1,345 $1,136
Sudbury $1,865 $1,576
Pittsford $1,797 $1,518
Castleton $1,676 $1,415
Benson $1,080 $913
Brandon $1,737 $1,467
Orwell $1,751 $1,479
Proctor $1,319 $1,114

Hubbardton, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hubbardton, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,524
20 Years $1,395
30 Years $1,075
40 Years $1,034
50 Years $958
60 Years $971
70 Years $1,130

Hubbardton, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hubbardton, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,846 $326
3 Vehicles $2,769 $489
4 Vehicles $3,692 $652

Savings on 2 Vehicles bundle:$326

Savings on 3 Vehicles bundle:$489

Savings on 4 Vehicles bundle:$652

Hubbardton, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hubbardton, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Hubbardton $1,086 $2,244
Sudbury $1,108 $2,290
Pittsford $1,076 $2,224
Castleton $1,078 $2,228
Benson $1,073 $2,217
Brandon $1,077 $2,226
Orwell $1,095 $2,263
Proctor $1,067 $2,205

Hubbardton, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $932
Excellent (740-799) $1,064
Good (670-739) $1,132
Average (580-669) $1,476
Poor (300-579) $1,771

Hubbardton, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
O Shea Insurance Agency None 1387 Rt 4A West, Castleton, 5750 None
The Rabideau Agency Inc Travelers 33 COTTAGE ST, RUTLAND, 5701 802-775-1628
Mccrillis & Eldredge Ins Inc Liberty Mutual Independent 2 Park Street, Brandon, 5733 None
Poulos Ins Inc Allstate 1 Franklin St, Brandon, 5733 (802) 247-3176
Nfp None Po Box 436 Bethel, Adelaide, 5032 None
Poulos Ins Inc Allstate 74 Depot St, Poultney, 5764 (802) 287-2324

Hubbardton, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,134
Driver's Failure In Showing Documents +$105 $1,191
Driving With An Expired Registration +$112 $1,198
Driving At A Considerably Slow Pace +$236 $1,322
Using A Cellphone While Driving +$249 $1,335
Running A Red Light +$253 $1,339
Speeding +$266 $1,352
Driving A Vehicle Without The Required Permission +$338 $1,424
Driving With An Expired/Suspended License +$732 $1,818

Hubbardton, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,043
Active Disabling Device $1,043
Tracking Device $1,021
Passive Disabling Device $1,010