Hueytown Auto Insurance Rates, Quotes, Agents & Reviews in AL

Hueytown, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Hueytown, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Hueytown, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Hueytown, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Hueytown, AL with that of other cities in and around Hueytown.

Hueytown Bessemer Lipscomb Concord-Rock Creek Rock Creek Brighton
Average Insurance Rates $1,438 $1,407 $1,373 $1,489 $1,445 $1,378

Hueytown, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Hueytown, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Hueytown $1,176 $994
Concord $2,859 $2,415
Concord-Rock Creek $1,473 $1,244
Brighton $1,324 $1,118
Bessemer $1,550 $1,309
Lipscomb $1,414 $1,195
Pleasant Grove $1,017 $859
Rock Creek $1,419 $1,199

Hueytown, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Hueytown, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,666
20 Years $1,848
30 Years $1,423
40 Years $1,369
50 Years $1,268
60 Years $1,286
70 Years $1,497

Hueytown, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Hueytown, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,473 $403
3 Vehicles $3,710 $604
4 Vehicles $4,947 $805

Savings on 2 Vehicles bundle:$403

Savings on 3 Vehicles bundle:$604

Savings on 4 Vehicles bundle:$805

Hueytown, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hueytown, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Hueytown $1,438 $2,550
Concord $1,481 $2,626
Concord-Rock Creek $1,489 $2,640
Brighton $1,378 $2,443
Bessemer $1,407 $2,495
Lipscomb $1,373 $2,434
Pleasant Grove $1,481 $2,626
Rock Creek $1,445 $2,562

Hueytown, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,234
Excellent (740-799) $1,408
Good (670-739) $1,498
Average (580-669) $1,955
Poor (300-579) $2,346

Hueytown, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chay Watkins State Farm 2163 Clearbrook Rd, Hoover, 35226-1566 205-824-4663
Julie Bell State Farm 1821 13th Avenue N, Bessemer, 35020-3246 205-424-3400
Russ Richardson Agency Inc Nationwide 4908 Cahaba River Rd Ste 108, Birmingham, 35243 (205) 991-7802
Desherri Carlisle Farmers 801 Shades Crest Rd Ste C, Birmingham, 35226 (205) 979-2995
Alabama Insurance Management Services, Inc. None 141 London Parkway, Birmingham, 35211 None
Marietta Wicks State Farm Ste 140 3014 Allison Bonnett Mem Dr, Hueytown, 35023 205-497-8729
Anre Ray Faush Lutcf Farmers 3102 Allison Bonnett Memorial Dr Ste 110, Hueytown, 35023 (205) 491-2522

Hueytown, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,501
Driver's Failure In Showing Documents +$139 $1,577
Driving With An Expired Registration +$148 $1,586
Driving At A Considerably Slow Pace +$312 $1,750
Using A Cellphone While Driving +$329 $1,767
Running A Red Light +$335 $1,773
Speeding +$352 $1,790
Driving A Vehicle Without The Required Permission +$447 $1,885
Driving With An Expired/Suspended License +$969 $2,407

Hueytown, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,380
Active Disabling Device $1,380
Tracking Device $1,352
Passive Disabling Device $1,337