Huguley Auto Insurance Rates, Quotes, Agents & Reviews in AL

Huguley, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Huguley, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Huguley, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Huguley, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Huguley, AL with that of other cities in and around Huguley.

Huguley Cusseta Beulah Lanett Chambers County Fredonia
Average Insurance Rates $1,402 $1,433 $1,466 $1,415 $1,410 $1,439

Huguley, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Huguley, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Huguley $1,431 $1,208
Lanett $2,736 $2,311
Valley $1,552 $1,311
Cusseta $1,582 $1,336
West Point $1,328 $1,121
Fredonia $1,952 $1,649
Chambers County $1,917 $1,619
Beulah $1,714 $1,448

Huguley, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Huguley, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,549
20 Years $1,801
30 Years $1,388
40 Years $1,335
50 Years $1,236
60 Years $1,253
70 Years $1,459

Huguley, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Huguley, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,468 $336
3 Vehicles $3,701 $505
4 Vehicles $4,935 $673

Savings on 2 Vehicles bundle:$336

Savings on 3 Vehicles bundle:$505

Savings on 4 Vehicles bundle:$673

Huguley, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Huguley, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Huguley $1,402 $2,486
Lanett $1,415 $2,509
Valley $1,409 $2,498
Cusseta $1,433 $2,541
West Point $1,595 $2,916
Fredonia $1,439 $2,551
Chambers County $1,410 $2,500
Beulah $1,466 $2,599

Huguley, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,203
Excellent (740-799) $1,373
Good (670-739) $1,461
Average (580-669) $1,906
Poor (300-579) $2,287

Huguley, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tom Bryan State Farm 1819 Pepperell Pkwy, Opelika, 36801-5475 334-749-5777
Dee C Madison Allstate 1444 Opelika Rd, Auburn, 36830 (334) 301-2601
Prewett Insurance Group Allstate 2210 Gateway Dr Ste B, Opelika, 36801 (334) 528-0303
Diana Welch Farmers 802 S Gilmer Ave, Lanett, 36863 (334) 642-0111
Tri Co Ins-Valley Allstate 360 Fob James Dr, Valley, 36854 (334) 756-3600
Terri Slade State Farm 3210 20th Ave, Valley, 36854-2951 334-768-2333
Tri County Insurance Travelers 360 Fob James Dr, Valley, 36854 (334) 756-3600

Huguley, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,464
Driver's Failure In Showing Documents +$136 $1,538
Driving With An Expired Registration +$144 $1,546
Driving At A Considerably Slow Pace +$304 $1,706
Using A Cellphone While Driving +$321 $1,723
Running A Red Light +$327 $1,729
Speeding +$343 $1,745
Driving A Vehicle Without The Required Permission +$436 $1,838
Driving With An Expired/Suspended License +$945 $2,347

Huguley, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,346
Active Disabling Device $1,346
Tracking Device $1,318
Passive Disabling Device $1,304