Huntingtown Auto Insurance Rates, Quotes, Agents & Reviews in MD

Huntingtown, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Huntingtown, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Huntingtown, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Huntingtown, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Huntingtown, MD with that of other cities in and around Huntingtown.

Huntingtown Owings Prince Frederick Eagle Harbor Baden Aquasco
Average Insurance Rates $1,449 $1,463 $1,387 $1,356 $1,428 $1,392

Huntingtown, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Huntingtown, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Huntingtown $1,812 $1,530
Aquasco $1,421 $1,201
Eagle Harbor $1,409 $1,190
Prince Frederick $1,414 $1,195
Chesapeake Beach $1,529 $1,291
Owings $1,984 $1,676
Benedict $1,284 $1,085
Baden $1,405 $1,187

Huntingtown, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Huntingtown, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,702
20 Years $1,862
30 Years $1,434
40 Years $1,380
50 Years $1,278
60 Years $1,295
70 Years $1,508

Huntingtown, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Huntingtown, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,492 $406
3 Vehicles $3,738 $609
4 Vehicles $4,985 $811

Savings on 2 Vehicles bundle:$406

Savings on 3 Vehicles bundle:$609

Savings on 4 Vehicles bundle:$811

Huntingtown, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Huntingtown, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Huntingtown $1,449 $2,310
Aquasco $1,392 $2,219
Eagle Harbor $1,356 $2,162
Prince Frederick $1,387 $2,211
Chesapeake Beach $1,395 $2,224
Owings $1,463 $2,333
Benedict $1,387 $2,211
Baden $1,428 $2,277

Huntingtown, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,243
Excellent (740-799) $1,419
Good (670-739) $1,510
Average (580-669) $1,970
Poor (300-579) $2,363

Huntingtown, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jackie Gibson State Farm 10337 Southern Maryland Blvd, Dunkirk, 20754-3051 443-964-6869
Dave Wayson State Farm Dunkirk Village Shopping Ctr 10339 So Md Blvd, Dunkirk, 20754 301-855-8807
Woody Hoyle State Farm 102 Paul Mellon Ct Ste 105, Waldorf, 20602-2795 301-645-2221
Alice Flerlage Allstate 67 Sherry Ln, Prince Frederick, 20678 (443) 684-5771
Wayne Shoemaker State Farm 205 Steeple Chase Dr Ste 305, Prnc Frederck, 20678-4054 410-535-0434
Michael Sprague & Associates Erie 200-A E Mount Harmony Road, Owings, 20736 None
Tom Corbitt State Farm 614 Old Edmondson Ave, Catonsville, 21228-3306 410-744-3344
Michele Y. Primich Allstate 3460 Laytonsville Rd Ste 202, Olney, 20832 (301) 570-9200
Renee Ford Allstate 105 Paul Mellon Ct Ste 20, Waldorf, 20602 (301) 870-8181
R K Tongue Co Inc Travelers 575 S CHARLES ST 205, BALTIMORE, 21201 410-752-4008
Michael Cruz Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300

Huntingtown, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,513
Driver's Failure In Showing Documents +$141 $1,590
Driving With An Expired Registration +$149 $1,598
Driving At A Considerably Slow Pace +$314 $1,763
Using A Cellphone While Driving +$332 $1,781
Running A Red Light +$338 $1,787
Speeding +$355 $1,804
Driving A Vehicle Without The Required Permission +$451 $1,900
Driving With An Expired/Suspended License +$977 $2,426

Huntingtown, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,391
Active Disabling Device $1,391
Tracking Device $1,362
Passive Disabling Device $1,348