Huntsville, AL Auto Insurance Rates

Huntsville, AL residents can save $510 by comparing multiple quotes & reading reviews & research on Huntsville car insurance rates, quotes, agents & coverage.

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$819 $1265 $2004

Latest Auto Insurance Reviews in Huntsville, Alabama

I do wait a long time on the phone to connect with a representative, and once connected I am often moved around several times and have to re explain my situation before I receive the correct assistance.
I have spent several months looking for the lowest cost rate because I did have to add my family to the plan and esurance by far always gave the lowest price for the same amount of coverage other companies.
State Farm
I get full coverage for very cheap because of my family plans and bundles. I cant get a price anywhere near what I pay from anyone else. Its actually close to double.
State Farm
the premium and ductile of the company is good.i satisfied more with is helpful buy car in a easy way.
State Farm
the premium and ductile of the company is good.i satisfied more with is helpful buy car in a easy way.
I don't put very many miles on per year (5000-6000), so hopefully, I would receive some benefit from Met Life. Maybe 6,7 years ago I did have a claim (car stuck while parked) and MetLife did come through for me. Each year though, the policy does rise somewhat and they told me it was because other folks are making claims. That didn't sit too well with me. I just feel it's time for me to shop around a bit.
Compared to other companies, the premium is very low when talking about covering ALL of your possessions. The number of events protected against is a big plus as well. The premium is worth paying.
Farmer's Insurance
The auto insurance company I have used for the past 14 years offers, uninsured, bodily, and accidental coverage options. Since, I have used the same company for so long I have not compared my coverage options against other companies in a few years. I am fairly satisfied with my current options.
My company's policy offerings is similar to that of other companies, it's just affordable and easy to maintain.
it feels like I am talking to someone that genuinely is interested in helping me out. I have only had to call them once but it was a pleasant experience
Write Your Review | Huntsville, Alabama Auto Insurance Analysis
Aaa Auto Insurance, Huntsville, AL
$72/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed <1 year ago with Own GMC Acadia SLT used for Commute to Work or School with estimated annual mileage of 5,001 - 6,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Huntsville Car Insurance Rate Comparisons

Huntsville, AL's average car insurance of $1265 differs from Hazel Green, AL (+$285), Limestone County, AL (+$265), Park City, TN (+$445) and Alabama (+$402)

Huntsville Hazel Green, AL Limestone County, AL Park City, TN Alabama
Median Insurance Rates $1265 +$285 +$265 +$445 +$402

Huntsville Car Insurance Savings By Neighborhood & Street Area

Huntsville Driver Street Residence & Car Locations Car Details in Huntsville Huntsville Driver Demographics Huntsville Auto Insurance Estimates Recent Huntsville Insurance Savings
Double Tree
Huntsville Hills Dr SE2004 Buick Rendezvous CX40 year married man$1627$426
Golden Rd SE2008 Jeep Commander Sport19 year male teenager$3142$936
Byrd Springs
Hilton Dr SW2008 Ford Fusion I4 SE27 year woman$1073$729
Carlton Cove Blvd SW2008 Chrysler 300 C HEMI16 year teenager$3254$885
Baltimore Hill
Trailwood Dr2007 Acura TSX Base71 year female senior$1443$759
Anne Bradley Rd2008 Mazda MAZDASPEED3 Sport83 year senior$1391$763
Dawnwood Dr NW2012 Volkswagen Jetta S17 year female teenager$3205$669
Barry St NW2006 Chevrolet Silverado 2500HD LT364 year male senior$1557$554
West Huntsville
9th St SW2010 Nissan Rogue SL42 year man$1702$498
W Clinton Ave2013 Honda Civic LX45 year married woman$964$449

Huntsville Post DUI Car Insurance Rates

Huntsville Laceys Spring Owens Cross Roads Park City, TN Alabama
Median Post DUI Insurance Rate $2352 +$1535 +$456 +$828 +$748
Male Teenager Post DUI Insurance Rate $7081 +$4618 +$1372 +$2492 +$2250
Female Teenager Post DUI Insurance Rate $6422 +$4189 +$1244 +$2260 +$2041

The Post DUI insurance in Huntsville, AL's is $2352 compared to Laceys Spring (+$1535), Owens Cross Roads (+$456), Park City, TN (+$828) and Alabama (+$748)

In Huntsville, a male teenager with Post DUI pays $659 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Huntsville, AL would pay $6325 on auto insurance while a female teenager POST DUI would pay $5736.

Huntsville Car Insurance by Segment

Huntsville Teenagers Car Insurance Rates Comparison

16374 Huntsville Teenagers (7% of total population), 52% Male & 48% Female.

Huntsville Moores Mill Limestone County Madison County Alabama
All Teenagers $3579 -$70 +$750 -$438 +$1138
Male Teenager $3807 -$75 +$798 -$466 +$1210
Female Teenager $3453 -$68 +$723 -$423 +$1097

Huntsville teenagers pay $3579 in insurance in contrast with Moores Mill (-$70), Limestone County (+$750), Madison County (-$438) and Alabama (+$1138). The difference between Male & Female teenagers in Huntsville is $354


  • 2012 Lincoln MKZ Male Teenager Insurance Rate $3831
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3286

Huntsville Men & Women Car Insurance

216499 Huntsville Adults (100% of total population), 49% Men & 51% Women.

Huntsville Redstone Arsenal Laceys Spring Ardmore, TN Alabama
All Women $1201 +$860 +$784 +$442 +$382
Married Women $1113 +$796 +$726 +$409 +$353
All Men $1821 +$1303 +$1188 +$670 +$579
Married Men $1796 +$1285 +$1171 +$660 +$571

The typical insurance rate of $1821 that Huntsville Men pay varies from Redstone Arsenal (+$1303), Laceys Spring (+$1188), Ardmore, TN (+$670) and Alabama (+$579). In Huntsville, married men pay $683 more than married women.


  • 2013 Toyota Prius Two Married Men Insurance Rate $2083
  • 2009 GMC Sierra 1500 SLT Married Women Insurance Rate $1704

Huntsville Senior Car Insurance

40863 Huntsville Seniors (18% of total population), 44% Senior Men & 56% Senior Women.

Huntsville Ardmore, TN Gurley Madison Crossroads Alabama
All Seniors $1530 +$563 +$1277 +$611 +$487
Senior Men $1631 +$600 +$1361 +$652 +$519
Senior Women $1429 +$525 +$1192 +$571 +$454

Huntsville seniors pay $1530 in insurance compared to Ardmore, TN (+$563), Gurley (+$1277), Madison Crossroads (+$611) and Alabama (+$487). In Huntsville, senior men pay $202 more than senior women.

Huntsville Car Insurance Discounts for Multiple Vehicles

Huntsville Population with 1 Vehicle 29846 (34% of Huntsville population), 2 Vehicles 32254 (37% of the Huntsville population) and 3 vehicles 13427 (15% of the population)

Huntsville Owens Cross Roads New Hope Meridianville Alabama
2 Vehicles $2404 +$465 -$86 -$409 +$764
3 Vehicles $3669 +$710 -$131 -$624 +$1166
4 Vehicles $4934 +$955 -$176 -$839 +$1568

Car Insurance Agents in Huntsville, AL

Rank Agent Name Agent Contact
1 A&A Insurance 1228 Jordan Ln NW, Huntsville, AL 35816
2 Adcock & Frazier Insurance Inc. 703 Halsey Ave NE, Huntsville, AL 35801
3 A. G. D. Insurance LLC 2603 Newby Rd SW, Huntsville, AL 35805
4 Alabama Insurance Agency 3077 Leeman Ferry Rd SW, Huntsville, AL 35801
5 Alabama Insurance Agency 7500 Memorial Pkwy SW Ste 215a, Huntsville, AL 35802
6 Alabama Insurance Agency 228 Holmes Ave NE Ste 1a, Huntsville, AL 35801
7 Alabama Insurance Agency 528 Jordan Ln NW, Huntsville, AL 35805
8 Alabama Insurance Agency 1429 Weatherly Rd SE Ste A, Huntsville, AL 35803
9 Alex W Adams 2413b Jordan Ln NW, Huntsville, AL 35816
10 Alfa Insurance 2205 Whitesburg Dr S, Huntsville, AL 35801

Huntsville Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Porsche, Panamera $200 $1470 $1670 $1400 $1600 $70
GMC, Yukon Denali $700 $1400 $1900 $1310 $2010 $-110
Mini, Cooper $1000 $1300 $1800 $1230 $2230 $-430
Lincoln, MKZ Hybrid $100 $1290 $1390 $1240 $1340 $50
Lincoln, MKT $1500 $1250 $1750 $1190 $2690 $-940