Hutchinson Island, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Hutchinson Island, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Hutchinson Island, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Hutchinson Island, FL Auto Insurance Rates
- Hutchinson Island, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Hutchinson Island, FL
- Multi Vehicle Insurance Savings in Hutchinson Island, FL
- How Credit Score Affects Car Insurance Rates in Hutchinson Island, FL
- How DUI Affects Auto Insurance Premiums in Hutchinson Island, FL
- Top Auto Insurance Agents Near Hutchinson Island, FL
- How Driving Violations Affect Auto Insurance Rates in Hutchinson Island, FL
- Hutchinson Island, FL Auto Insurance Discounts on Anti Theft Feature
Hutchinson Island, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Hutchinson Island, FL with that of other cities in and around Hutchinson Island.
| Hutchinson Island | North River Shores | Jensen Beach | Hutchinson Island South | Indian River Estates | River Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,243 | $2,175 | $2,181 | $2,241 | $2,090 | $2,039 |
Hutchinson Island, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Hutchinson Island, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Hutchinson Island | $1,544 | $1,304 |
| Hutchinson Island South | $1,888 | $1,595 |
| Indian River Estates | $1,435 | $1,212 |
| Jensen Beach | $2,246 | $1,897 |
| Ocean Breeze Park | $1,318 | $1,114 |
| River Park | $1,447 | $1,222 |
| Rio | $1,341 | $1,133 |
| North River Shores | $1,128 | $953 |
Hutchinson Island, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Hutchinson Island, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $7,278 |
| 20 Years | $2,882 |
| 30 Years | $2,220 |
| 40 Years | $2,136 |
| 50 Years | $1,978 |
| 60 Years | $2,005 |
| 70 Years | $2,334 |
Hutchinson Island, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Hutchinson Island, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,903 | $583 |
| 3 Vehicles | $5,854 | $875 |
| 4 Vehicles | $7,806 | $1,166 |
Savings on 2 Vehicles bundle:$583
Savings on 3 Vehicles bundle:$875
Savings on 4 Vehicles bundle:$1,166
Hutchinson Island, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Hutchinson Island, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Hutchinson Island | $2,243 | $3,510 |
| Hutchinson Island South | $2,241 | $3,507 |
| Indian River Estates | $2,090 | $3,271 |
| Jensen Beach | $2,181 | $3,413 |
| Ocean Breeze Park | $1,982 | $3,102 |
| River Park | $2,039 | $3,191 |
| Rio | $2,180 | $3,412 |
| North River Shores | $2,175 | $3,404 |
Hutchinson Island, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,924 |
| Excellent (740-799) | $2,197 |
| Good (670-739) | $2,337 |
| Average (580-669) | $3,049 |
| Poor (300-579) | $3,659 |
Hutchinson Island, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Phil White | State Farm | 2480 SE Willoughby Blvd, Stuart, 34994-4739 | 772-287-4700 |
| Atlantic Insurance Advisors, Llc | None | 850 Nw Federal Hwy Ste 193 , Stuart, 34994 | None |
| S. T. Good Insurance Of Fl | None | 2501 Se Aviation Way Ste H , Stuart, 34996 | None |
| We Insure Florida | None | 850 Nw Federal Hwy Ste 129 , Stuart, 34994 | None |
| Agrillo Insurance Agency | Travelers | 49 SW MONTEREY RD, STUART, 34994 | 772-287-1560 |
| Kretschmer Ins Agency Inc | Travelers | 3109 OLEANDER AVE, FORT PIERCE, 34982 | 772-467-6656 |
| Kretschmer Ins Agency Inc | Travelers | 3109 OLEANDER AVE, FORT PIERCE, 34982 | 772-467-6656 |
| Best Of Florida Insurance Corp | Travelers | 10546 S FEDERAL HWY, PORT ST LUCIE, 34952 | 772-335-4300 |
| Great Florida Holding Corporation | None | 955 S Federal Hwy Ste 101, Stuart, 34994 | None |
| Jason Heaney | Liberty Mutual | 5090 Pga Blvd. Suite 216, Palm Beach Gardens, 33418 | 1-561-681-2300 |
| Kurit & Abrams Ins Svcs Inc | Liberty Mutual Independent | 600 SANDTREE DR STE 106, PALM BEACH GARDENS, 33403 | (561) 832-1144 |
Hutchinson Island, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$99 | $2,342 |
| Driver's Failure In Showing Documents | +$218 | $2,461 |
| Driving With An Expired Registration | +$231 | $2,474 |
| Driving At A Considerably Slow Pace | +$487 | $2,730 |
| Using A Cellphone While Driving | +$514 | $2,757 |
| Running A Red Light | +$523 | $2,766 |
| Speeding | +$550 | $2,793 |
| Driving A Vehicle Without The Required Permission | +$698 | $2,941 |
| Driving With An Expired/Suspended License | +$1,512 | $3,755 |
Hutchinson Island, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,153 |
| Active Disabling Device | $2,153 |
| Tracking Device | $2,108 |
| Passive Disabling Device | $2,086 |