Indian Head Auto Insurance Rates, Quotes, Agents & Reviews in MD

Indian Head, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Indian Head, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Indian Head, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Indian Head, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Indian Head, MD with that of other cities in and around Indian Head.

Indian Head Mason Neck Woodbridge Pomfret Mount Vernon Bryans Road
Average Insurance Rates $1,340 $1,088 $963 $1,361 $1,038 $1,370

Indian Head, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Indian Head, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Indian Head $1,577 $1,332
Potomac Heights $2,732 $2,307
Bryans Road $1,561 $1,319
Mason Neck $2,035 $1,719
Woodbridge $1,806 $1,525
Marumsco $3,044 $2,571
Mount Vernon $1,202 $1,015
Pomfret $2,120 $1,790

Indian Head, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Indian Head, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,348
20 Years $1,722
30 Years $1,326
40 Years $1,276
50 Years $1,182
60 Years $1,198
70 Years $1,395

Indian Head, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Indian Head, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,305 $375
3 Vehicles $3,457 $563
4 Vehicles $4,610 $750

Savings on 2 Vehicles bundle:$375

Savings on 3 Vehicles bundle:$563

Savings on 4 Vehicles bundle:$750


Indian Head, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Indian Head, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Indian Head $1,340 $2,136
Potomac Heights $2,099 $3,347
Bryans Road $1,370 $2,184
Mason Neck $1,088 $1,776
Woodbridge $963 $1,572
Marumsco $1,220 $1,991
Mount Vernon $1,038 $1,694
Pomfret $1,361 $2,170

Indian Head, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,150
Excellent (740-799) $1,312
Good (670-739) $1,396
Average (580-669) $1,822
Poor (300-579) $2,186

Indian Head, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dave Dixon State Farm 3a N First St, Indian Head, 20640 301-743-7200
Dave Whitaker State Farm 12480 Mattawoman Dr, Waldorf, 20601-3148 301-843-1260
Raley Watts & Oneill Travelers 9375 CHESAPEAKE ST, LA PLATA, 20646 301-870-3500
Cassie Mcgovern Allstate 495 Old Mill Rd Ste C, Millersville, 21108 (410) 987-1431
Geoffrey S. Walker Allstate 10296a Baltimore National Pike, Ellicott City, 21042 (410) 750-9100
Edward L. Sanders Insurance Agency, Inc. None 10 Washington Avenue , La Plata, 20646 (240) 607-5142
Kim Musser State Farm 10724 Ltl Patux Pkwy Ste 201, Columbia, 21044-3249 410-730-4334
Darrell Tucker State Farm 7707 Belle Point Dr, Greenbelt, 20770-3300 301-474-5007

Indian Head, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,399
Driver's Failure In Showing Documents +$130 $1,470
Driving With An Expired Registration +$138 $1,478
Driving At A Considerably Slow Pace +$291 $1,631
Using A Cellphone While Driving +$307 $1,647
Running A Red Light +$312 $1,652
Speeding +$328 $1,668
Driving A Vehicle Without The Required Permission +$417 $1,757
Driving With An Expired/Suspended License +$903 $2,243

Indian Head, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,286
Active Disabling Device $1,286
Tracking Device $1,260
Passive Disabling Device $1,246