Indian Mountain Lake Auto Insurance Rates, Quotes, Agents & Reviews in PA

Indian Mountain Lake, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Indian Mountain Lake, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Indian Mountain Lake, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Indian Mountain Lake, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Indian Mountain Lake, PA with that of other cities in and around Indian Mountain Lake.

Indian Mountain Lake Polk Towamensing Trails Sierra View Chestnuthill Sun Valley
Average Insurance Rates $1,420 $1,438 $1,435 $1,423 $1,440 $1,419

Indian Mountain Lake, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Indian Mountain Lake, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Indian Mountain Lake $1,463 $1,235
Sun Valley $1,718 $1,451
Tunkhannock $1,462 $1,235
Towamensing Trails $1,243 $1,050
Sierra View $1,826 $1,543
Chestnuthill $2,900 $2,450
Polk $1,133 $957
Albrightsville $1,848 $1,561

Indian Mountain Lake, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Indian Mountain Lake, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,608
20 Years $1,825
30 Years $1,405
40 Years $1,352
50 Years $1,252
60 Years $1,270
70 Years $1,478

Indian Mountain Lake, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Indian Mountain Lake, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,471 $369
3 Vehicles $3,706 $554
4 Vehicles $4,942 $738

Savings on 2 Vehicles bundle:$369

Savings on 3 Vehicles bundle:$554

Savings on 4 Vehicles bundle:$738


Indian Mountain Lake, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Indian Mountain Lake, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Indian Mountain Lake $1,420 $2,235
Sun Valley $1,419 $2,234
Tunkhannock $1,419 $2,234
Towamensing Trails $1,435 $2,259
Sierra View $1,423 $2,240
Chestnuthill $1,440 $2,267
Polk $1,438 $2,264
Albrightsville $1,454 $2,289

Indian Mountain Lake, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,218
Excellent (740-799) $1,391
Good (670-739) $1,480
Average (580-669) $1,930
Poor (300-579) $2,316

Indian Mountain Lake, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Philip B Kulp Nationwide 102 N Walnut St, Bath, 18014-1106 (610) 837-7990
Alex R. Ramos Allstate 4200 William Penn Hwy, Easton, 18045 (610) 253-1771
Raj Khullar Allstate 252 W Swamp Rd Ste 28, Doylestown, 18901 (215) 345-6188
Bailey Associates, Inc. None 315 East Main Street, Macungie, 18062 None
Coleman Insurance Agency Travelers Route 209, Gilbert, 18331 None
Jeffrey Lee Landis Nationwide 1456 Ferry Road STE 701, Doylestown, 18901-2493 (215) 345-4665
C D Baker Insurance Inc. Erie 404 Dublin Pike Suite 1 Dublin, Hilltown Township, 18917 (215) 660-3517
Linda Gelcius State Farm 252 W Swamp Rd Ste 21, Doylestown, 18901-2466 215-340-1222
William Huck Agency Inc Nationwide 245 N 8th St, Allentown, 18102 (484) 223-3402

Indian Mountain Lake, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,482
Driver's Failure In Showing Documents +$138 $1,558
Driving With An Expired Registration +$146 $1,566
Driving At A Considerably Slow Pace +$308 $1,728
Using A Cellphone While Driving +$325 $1,745
Running A Red Light +$331 $1,751
Speeding +$348 $1,768
Driving A Vehicle Without The Required Permission +$442 $1,862
Driving With An Expired/Suspended License +$957 $2,377

Indian Mountain Lake, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,363
Active Disabling Device $1,363
Tracking Device $1,335
Passive Disabling Device $1,321