Indiana County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Indiana County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Indiana County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Indiana County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Indiana County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Indiana County, PA with that of other cities in and around Indiana County.

Indiana County Clymer Chevy Chase Heights Cherryhill Ernest Indiana
Average Insurance Rates $1,390 $1,353 $1,419 $1,407 $1,354 $1,390

Indiana County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Indiana County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Indiana County $2,777 $2,346
White $1,480 $1,250
Chevy Chase Heights $1,685 $1,423
Clymer $1,502 $1,268
Rayne $1,990 $1,681
Indiana $1,982 $1,674
Cherryhill $1,449 $1,224
Ernest $1,893 $1,599

Indiana County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Indiana County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,510
20 Years $1,786
30 Years $1,376
40 Years $1,324
50 Years $1,226
60 Years $1,243
70 Years $1,447

Indiana County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Indiana County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,419 $361
3 Vehicles $3,628 $542
4 Vehicles $4,837 $723

Savings on 2 Vehicles bundle:$361

Savings on 3 Vehicles bundle:$542

Savings on 4 Vehicles bundle:$723


Indiana County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Indiana County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Indiana County $1,390 $2,188
White $1,437 $2,262
Chevy Chase Heights $1,419 $2,234
Clymer $1,353 $2,130
Rayne $1,416 $2,229
Indiana $1,390 $2,188
Cherryhill $1,407 $2,215
Ernest $1,354 $2,131

Indiana County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,193
Excellent (740-799) $1,361
Good (670-739) $1,448
Average (580-669) $1,890
Poor (300-579) $2,267

Indiana County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dave Covato Allstate 120 N 5th St, Indiana, 15701 (724) 349-7952
Indiana Insurance Travelers 823 Rose Street, Indiana, 15701 None
Alphonse L. Kovacik Insurance Agency None 135 E Market St, Blairsville, 15717 None
Ken Mihalcin Allstate 3336 Babcock Blvd Rear, Pittsburgh, 15237 (412) 367-2124
Nelson & Associates Insurance Services Erie 1080 Franklin St , Clymer, 15728 None
Mcgrath Ins Group Inc None 4170 William Penn Hwy, Murrysville, 15668 None
Century Ins Consultants Ltd Travelers 111 WHITEHEAD LN STE 400, MONROEVILLE, 15146 412-373-5454
The Wagner Agency, Inc None 5020 Centre Ave Pittsburgh, PGH, 15213 None
Henderson Brothers Travelers 920 FORT DUQUESNE BLVD, PITTSBURGH, 15222 412-261-1842
Brandywine Agency, Inc. None 480 Lincoln Highway , North Versailles, 15137 None
Spodek Insurance Liberty Mutual Independent 4349 MURRAY AVE, PITTSBURGH, 15217 412-521-8600

Indiana County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,451
Driver's Failure In Showing Documents +$135 $1,525
Driving With An Expired Registration +$143 $1,533
Driving At A Considerably Slow Pace +$302 $1,692
Using A Cellphone While Driving +$318 $1,708
Running A Red Light +$324 $1,714
Speeding +$341 $1,731
Driving A Vehicle Without The Required Permission +$432 $1,822
Driving With An Expired/Suspended License +$937 $2,327

Indiana County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,334
Active Disabling Device $1,334
Tracking Device $1,307
Passive Disabling Device $1,293