Indianapolis, IN Auto Insurance Rates

Indianapolis, IN residents can save $490 by comparing multiple quotes & reading reviews & research on Indianapolis car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$829 $1222 $2075

Latest Auto Insurance Reviews in Indianapolis, Indiana

State Farm
St. Farm gave me a reasonable quote that was just what I needed without trying to sell me something else.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
When I have had a claim, Geico has been quick to respond and take care of things. Customer service is easily accessed through online chat.
Although I understand that rates cannot remain the same, I dislike that even though I have been a customer of Geico for more than 10 years, my rates have increased this year.
Auto Owners Insurance
I love the quick customer service response. I usually call and get an answer within minutes of calling them. Their customer service is outstanding and always have answers quickly.
Safeco Insurance
I like that my liability coverage is higher and everything is covered, and almost like 500 dollars a year less than other companies. This helps save a lot.
I have called geico for several different issues over the years and their customer service is top notch. Also, the attorney they hired for my lawsuit was amazing - because of her, I won the case.
National General
I have progressive. What I like best is free roadside assistance. I have never been in accident, but they gave me free tow when my last car died. 5 all day.
Pekin Insurance
I like that the fact my company is always helpful. I like that they are a bigger national company. I like that they are well known.
They are easy to use, and the least expensive for my son
I love the customer service at geico. I have never had any issue with them. They answer the phone quickly and they are extremely helpful and nice when talking to them.
State Auto
I like that the rate was the lowest I could find for decent coverage. This was a nice part of the company for the past year.
I like Geico because they have a lot of members. My previous insurance was progressive and state farm. I pretty much just get the standard coverage.
Write Your Review | Indianapolis, Indiana Auto Insurance Analysis
Erie Insurance Group, Indianapolis, IN
$70/1 month
Car Insurance Policy Holder
  • Single 61 Years old Female licensed 3 years ago with Own Ford Expedition EL King Ranch used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Indianapolis Car Insurance Rate Comparisons

Indianapolis, IN's average car insurance of $1222 differs from Southport, IN (+$68), Wynnedale, IN (+$318), Crows Nest, IN (+$378) and Indiana (-$39)

Indianapolis Southport, IN Wynnedale, IN Crows Nest, IN Indiana
Median Insurance Rates $1222 +$68 +$318 +$378 -$39

Indianapolis Car Insurance Savings By Neighborhood & Street Area

Indianapolis Driver Street Residence & Car Locations Car Details in Indianapolis Indianapolis Driver Demographics Indianapolis Auto Insurance Estimates Recent Indianapolis Insurance Savings
Washington Place
Boehning Ln2005 Buick Rendezvous CXL30 year married woman$997$483
Shibler Dr2006 Jeep Commander Base73 year female senior$1099$406
Bently Bend Ct2006 Acura TSX Base24 year woman$1123$800
Twin Bridge Ct2005 Chevrolet Silverado 2500HD Work Truck18 year teenager$3087$304
Perry Manor
Raylin Dr2009 Mazda MAZDASPEED3 Sport62 year male senior$1299$808
Cordia Ct2009 Ford Fusion SE16 year female teenager$2619$943
Legendary Hills
Echo Way2006 Chrysler 300 C16 year male teenager$3430$343
Cavern Pl2010 Lincoln MKZ Base70 year senior$1416$344
Keystone Manor
Port Irving Dr2013 Hyundai Sonata GLS22 year man$1485$449
Greensward Ln2014 Volkswagen Jetta S32 year married man$1428$345

Indianapolis Post DUI Car Insurance Rates

Indianapolis Southport Speedway Decatur Indiana
Median Post DUI Insurance Rate $2272 +$127 -$67 -$452 -$72
Male Teenager Post DUI Insurance Rate $7272 +$406 -$214 -$1447 -$232
Female Teenager Post DUI Insurance Rate $5591 +$310 -$166 -$1113 -$179

The Post DUI insurance in Indianapolis, IN's is $2272 compared to Southport (+$127), Speedway (-$67), Decatur (-$452) and Indiana (-$72)

In Indianapolis, a male teenager with Post DUI pays $1681 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Acura TSX Base in Indianapolis, IN would pay $6891 on auto insurance while a female teenager POST DUI would pay $5297.

Indianapolis Car Insurance by Segment

Indianapolis Teenagers Car Insurance Rates Comparison

55868 Indianapolis Teenagers (6% of total population), 51% Male & 49% Female.

Indianapolis Wayne Meridian Hills Southport Indiana
All Teenagers $3348 +$652 +$1118 +$186 -$107
Male Teenager $3910 +$762 +$1306 +$218 -$125
Female Teenager $3006 +$585 +$1003 +$167 -$96

Indianapolis teenagers pay $3348 in insurance in contrast with Wayne (+$652), Meridian Hills (+$1118), Southport (+$186) and Indiana (-$107). The difference between Male & Female teenagers in Indianapolis is $904


  • 2013 Honda Civic LX Male Teenager Insurance Rate $3292
  • 2013 Dodge Journey SXT Female Teenager Insurance Rate $2742

Indianapolis Men & Women Car Insurance

822006 Indianapolis Adults (100% of total population), 48% Men & 52% Women.

Indianapolis Crows Nest Southport Perry Indiana
All Women $1185 +$367 +$66 -$21 -$38
Married Women $1148 +$356 +$64 -$20 -$36
All Men $1613 +$499 +$89 -$29 -$52
Married Men $1564 +$484 +$87 -$28 -$50

The typical insurance rate of $1613 that Indianapolis Men pay varies from Crows Nest (+$499), Southport (+$89), Perry (-$29) and Indiana (-$52). In Indianapolis, married men pay $416 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1368
  • 2014 GMC Sierra 1500 Base Married Women Insurance Rate $1492

Indianapolis Senior Car Insurance

124982 Indianapolis Seniors (15% of total population), 42% Senior Men & 58% Senior Women.

Indianapolis Wynnedale Pike Williams Creek Indiana
All Seniors $1429 +$372 -$178 +$466 -$45
Senior Men $1490 +$388 -$185 +$486 -$47
Senior Women $1368 +$356 -$170 +$446 -$44

Indianapolis seniors pay $1429 in insurance compared to Wynnedale (+$372), Pike (-$178), Williams Creek (+$466) and Indiana (-$45). In Indianapolis, senior men pay $122 more than senior women.

Indianapolis Car Insurance Discounts for Multiple Vehicles

Indianapolis Population with 1 Vehicle 132539 (41% of Indianapolis population), 2 Vehicles 117052 (36% of the Indianapolis population) and 3 vehicles 34843 (11% of the population)

Indianapolis Pike Clermont Wynnedale Indiana
2 Vehicles $2322 -$289 +$15 +$604 -$74
3 Vehicles $3544 -$441 +$23 +$922 -$113
4 Vehicles $4766 -$593 +$31 +$1240 -$152

Car Insurance Agents in Indianapolis, IN

Rank Agent Name Agent Contact
1 A-1 Insurance Agency 4030 S Emerson Ave Ste E, Indianapolis, IN 46203
2 A-1 Insurance Agency 2929 E 96th St Ste A, Indianapolis, IN 46240
3 AAA Insurance 3750 Guion Rd, Indianapolis, IN 46222
4 AAA Insurance 8751 Wesleyan Rd, Indianapolis, IN 46268
5 AAA Insurance 1309 E Stop 11 Rd, Indianapolis, IN 46227
6 AAA Insurance 3073 N High School Rd, Indianapolis, IN 46224
7 AAA Insurance 8120 E 21st St, Indianapolis, IN 46219
8 AAA Insurance 5180 Allisonville Rd, Indianapolis, IN 46205
9 A&A All Risk Insurance Agency 3728 E Raymond St, Indianapolis, IN 46203
10 A Acceptance Insurance Agency 9181 E Washington St, Indianapolis, IN 46229

Indianapolis Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Scion, xD $500 $1360 $1860 $1250 $1750 $110
GMC, Yukon XL 1500 SLT $1500 $1230 $1730 $1140 $2640 $-910
Hyundai, Genesis 3.8 Track $100 $1280 $1380 $1210 $1310 $70
Acura, TSX $300 $1300 $1600 $1230 $1530 $70
Lincoln, Navigator $1000 $1340 $1840 $1260 $2260 $-420