Indianapolis, IN Auto Insurance Rates

Indianapolis, IN residents can save $490 by comparing multiple quotes & reading reviews & research on Indianapolis car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$829 $1222 $2075

Latest Auto Insurance Reviews in Indianapolis, Indiana

geico is pretty good for what we could afford at the time it was very reasonable for what we needed. compared to other ones and for my age it is very affordable.
Farm Bureau
I love my insurance company company they go out of their way to help me whenever I need it. Everyone in the office helps and they never pass me off to another person that is great!
State Farm
St. Farm gave me a reasonable quote that was just what I needed without trying to sell me something else.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
When I have had a claim, Geico has been quick to respond and take care of things. Customer service is easily accessed through online chat.
Although I understand that rates cannot remain the same, I dislike that even though I have been a customer of Geico for more than 10 years, my rates have increased this year.
Auto Owners Insurance
I love the quick customer service response. I usually call and get an answer within minutes of calling them. Their customer service is outstanding and always have answers quickly.
Safeco Insurance
I like that my liability coverage is higher and everything is covered, and almost like 500 dollars a year less than other companies. This helps save a lot.
I have called geico for several different issues over the years and their customer service is top notch. Also, the attorney they hired for my lawsuit was amazing - because of her, I won the case.
National General
I have progressive. What I like best is free roadside assistance. I have never been in accident, but they gave me free tow when my last car died. 5 all day.
Pekin Insurance
I like that the fact my company is always helpful. I like that they are a bigger national company. I like that they are well known.
They are easy to use, and the least expensive for my son
I love the customer service at geico. I have never had any issue with them. They answer the phone quickly and they are extremely helpful and nice when talking to them.
State Auto
I like that the rate was the lowest I could find for decent coverage. This was a nice part of the company for the past year.
I like Geico because they have a lot of members. My previous insurance was progressive and state farm. I pretty much just get the standard coverage.
Write Your Review | Indianapolis, Indiana Auto Insurance Analysis
Erie Insurance Group, Indianapolis, IN
$70/1 month
Car Insurance Policy Holder
  • Single 61 Years old Female licensed 3 years ago with Own Ford Expedition EL King Ranch used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Indianapolis Car Insurance Rate Comparisons

Indianapolis, IN's average car insurance of $1222 differs from Southport, IN (+$68), Wynnedale, IN (+$318), Crows Nest, IN (+$378) and Indiana (-$39)

Indianapolis Southport, IN Wynnedale, IN Crows Nest, IN Indiana
Median Insurance Rates $1222 +$68 +$318 +$378 -$39

Indianapolis Car Insurance Savings By Neighborhood & Street Area

Indianapolis Driver Street Residence & Car Locations Car Details in Indianapolis Indianapolis Driver Demographics Indianapolis Auto Insurance Estimates Recent Indianapolis Insurance Savings
Washington Place
Boehning Ln2005 Buick Rendezvous CXL30 year married woman$997$483
Shibler Dr2006 Jeep Commander Base73 year female senior$1099$406
Bently Bend Ct2006 Acura TSX Base24 year woman$1123$800
Twin Bridge Ct2005 Chevrolet Silverado 2500HD Work Truck18 year teenager$3087$304
Perry Manor
Raylin Dr2009 Mazda MAZDASPEED3 Sport62 year male senior$1299$808
Cordia Ct2009 Ford Fusion SE16 year female teenager$2619$943
Legendary Hills
Echo Way2006 Chrysler 300 C16 year male teenager$3430$343
Cavern Pl2010 Lincoln MKZ Base70 year senior$1416$344
Keystone Manor
Port Irving Dr2013 Hyundai Sonata GLS22 year man$1485$449
Greensward Ln2014 Volkswagen Jetta S32 year married man$1428$345

Indianapolis Post DUI Car Insurance Rates

Indianapolis Southport Speedway Decatur Indiana
Median Post DUI Insurance Rate $2272 +$127 -$67 -$452 -$72
Male Teenager Post DUI Insurance Rate $7272 +$406 -$214 -$1447 -$232
Female Teenager Post DUI Insurance Rate $5591 +$310 -$166 -$1113 -$179

The Post DUI insurance in Indianapolis, IN's is $2272 compared to Southport (+$127), Speedway (-$67), Decatur (-$452) and Indiana (-$72)

In Indianapolis, a male teenager with Post DUI pays $1681 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Acura TSX Base in Indianapolis, IN would pay $6891 on auto insurance while a female teenager POST DUI would pay $5297.

Indianapolis Car Insurance by Segment

Indianapolis Teenagers Car Insurance Rates Comparison

55868 Indianapolis Teenagers (6% of total population), 51% Male & 49% Female.

Indianapolis Wayne Meridian Hills Southport Indiana
All Teenagers $3348 +$652 +$1118 +$186 -$107
Male Teenager $3910 +$762 +$1306 +$218 -$125
Female Teenager $3006 +$585 +$1003 +$167 -$96

Indianapolis teenagers pay $3348 in insurance in contrast with Wayne (+$652), Meridian Hills (+$1118), Southport (+$186) and Indiana (-$107). The difference between Male & Female teenagers in Indianapolis is $904


  • 2013 Honda Civic LX Male Teenager Insurance Rate $3292
  • 2013 Dodge Journey SXT Female Teenager Insurance Rate $2742

Indianapolis Men & Women Car Insurance

822006 Indianapolis Adults (100% of total population), 48% Men & 52% Women.

Indianapolis Crows Nest Southport Perry Indiana
All Women $1185 +$367 +$66 -$21 -$38
Married Women $1148 +$356 +$64 -$20 -$36
All Men $1613 +$499 +$89 -$29 -$52
Married Men $1564 +$484 +$87 -$28 -$50

The typical insurance rate of $1613 that Indianapolis Men pay varies from Crows Nest (+$499), Southport (+$89), Perry (-$29) and Indiana (-$52). In Indianapolis, married men pay $416 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1368
  • 2014 GMC Sierra 1500 Base Married Women Insurance Rate $1492

Indianapolis Senior Car Insurance

124982 Indianapolis Seniors (15% of total population), 42% Senior Men & 58% Senior Women.

Indianapolis Wynnedale Pike Williams Creek Indiana
All Seniors $1429 +$372 -$178 +$466 -$45
Senior Men $1490 +$388 -$185 +$486 -$47
Senior Women $1368 +$356 -$170 +$446 -$44

Indianapolis seniors pay $1429 in insurance compared to Wynnedale (+$372), Pike (-$178), Williams Creek (+$466) and Indiana (-$45). In Indianapolis, senior men pay $122 more than senior women.

Indianapolis Car Insurance Discounts for Multiple Vehicles

Indianapolis Population with 1 Vehicle 132539 (41% of Indianapolis population), 2 Vehicles 117052 (36% of the Indianapolis population) and 3 vehicles 34843 (11% of the population)

Indianapolis Pike Clermont Wynnedale Indiana
2 Vehicles $2322 -$289 +$15 +$604 -$74
3 Vehicles $3544 -$441 +$23 +$922 -$113
4 Vehicles $4766 -$593 +$31 +$1240 -$152

Car Insurance Agents in Indianapolis, IN

Rank Agent Name Agent Contact
1 A-1 Insurance Agency 4030 S Emerson Ave Ste E, Indianapolis, IN 46203
2 A-1 Insurance Agency 2929 E 96th St Ste A, Indianapolis, IN 46240
3 AAA Insurance 3750 Guion Rd, Indianapolis, IN 46222
4 AAA Insurance 8751 Wesleyan Rd, Indianapolis, IN 46268
5 AAA Insurance 1309 E Stop 11 Rd, Indianapolis, IN 46227
6 AAA Insurance 3073 N High School Rd, Indianapolis, IN 46224
7 AAA Insurance 8120 E 21st St, Indianapolis, IN 46219
8 AAA Insurance 5180 Allisonville Rd, Indianapolis, IN 46205
9 A&A All Risk Insurance Agency 3728 E Raymond St, Indianapolis, IN 46203
10 A Acceptance Insurance Agency 9181 E Washington St, Indianapolis, IN 46229

Indianapolis Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Scion, xD $500 $1360 $1860 $1250 $1750 $110
GMC, Yukon XL 1500 SLT $1500 $1230 $1730 $1140 $2640 $-910
Hyundai, Genesis 3.8 Track $100 $1280 $1380 $1210 $1310 $70
Acura, TSX $300 $1300 $1600 $1230 $1530 $70
Lincoln, Navigator $1000 $1340 $1840 $1260 $2260 $-420