Indianapolis, IN Auto Insurance Rates
Indianapolis, IN residents can save $490 by comparing multiple quotes & reading reviews & research on Indianapolis car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $829 | $1222 | $2075 |
Latest Auto Insurance Reviews in Indianapolis, Indiana
Geico
geico is pretty good for what we could afford at the time it was very reasonable for what we needed. compared to other ones and for my age it is very affordable.
geico is pretty good for what we could afford at the time it was very reasonable for what we needed. compared to other ones and for my age it is very affordable.
Farm Bureau
I love my insurance company company they go out of their way to help me whenever I need it. Everyone in the office helps and they never pass me off to another person that is great!
I love my insurance company company they go out of their way to help me whenever I need it. Everyone in the office helps and they never pass me off to another person that is great!
State Farm
St. Farm gave me a reasonable quote that was just what I needed without trying to sell me something else.
St. Farm gave me a reasonable quote that was just what I needed without trying to sell me something else.
Allstate
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
Allstate
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
Geico
When I have had a claim, Geico has been quick to respond and take care of things. Customer service is easily accessed through online chat.
When I have had a claim, Geico has been quick to respond and take care of things. Customer service is easily accessed through online chat.
Geico
Although I understand that rates cannot remain the same, I dislike that even though I have been a customer of Geico for more than 10 years, my rates have increased this year.
Although I understand that rates cannot remain the same, I dislike that even though I have been a customer of Geico for more than 10 years, my rates have increased this year.
Auto Owners Insurance
I love the quick customer service response. I usually call and get an answer within minutes of calling them. Their customer service is outstanding and always have answers quickly.
I love the quick customer service response. I usually call and get an answer within minutes of calling them. Their customer service is outstanding and always have answers quickly.
Safeco Insurance
I like that my liability coverage is higher and everything is covered, and almost like 500 dollars a year less than other companies. This helps save a lot.
I like that my liability coverage is higher and everything is covered, and almost like 500 dollars a year less than other companies. This helps save a lot.
Geico
I have called geico for several different issues over the years and their customer service is top notch. Also, the attorney they hired for my lawsuit was amazing - because of her, I won the case.
I have called geico for several different issues over the years and their customer service is top notch. Also, the attorney they hired for my lawsuit was amazing - because of her, I won the case.
National General
I have progressive. What I like best is free roadside assistance. I have never been in accident, but they gave me free tow when my last car died. 5 all day.
I have progressive. What I like best is free roadside assistance. I have never been in accident, but they gave me free tow when my last car died. 5 all day.
Pekin Insurance
I like that the fact my company is always helpful. I like that they are a bigger national company. I like that they are well known.
I like that the fact my company is always helpful. I like that they are a bigger national company. I like that they are well known.
Progressive
They are easy to use, and the least expensive for my son
They are easy to use, and the least expensive for my son
Geico
I love the customer service at geico. I have never had any issue with them. They answer the phone quickly and they are extremely helpful and nice when talking to them.
I love the customer service at geico. I have never had any issue with them. They answer the phone quickly and they are extremely helpful and nice when talking to them.
State Auto
I like that the rate was the lowest I could find for decent coverage. This was a nice part of the company for the past year.
I like that the rate was the lowest I could find for decent coverage. This was a nice part of the company for the past year.
Geico
I like Geico because they have a lot of members. My previous insurance was progressive and state farm. I pretty much just get the standard coverage.
I like Geico because they have a lot of members. My previous insurance was progressive and state farm. I pretty much just get the standard coverage.
Erie Insurance Group, Indianapolis, IN
$70/1 month
Car Insurance Policy Holder
- Single 61 Years old Female licensed 3 years ago with Own Ford Expedition EL King Ranch used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Indianapolis Car Insurance Rate Comparisons
Indianapolis, IN's average car insurance of $1222 differs from Southport, IN (+$68), Wynnedale, IN (+$318), Crows Nest, IN (+$378) and Indiana (-$39)
| Indianapolis | Southport, IN | Wynnedale, IN | Crows Nest, IN | Indiana | |
| Median Insurance Rates | $1222 | +$68 | +$318 | +$378 | -$39 |
Indianapolis Car Insurance Savings By Neighborhood & Street Area
| Indianapolis Driver Street Residence & Car Locations | Car Details in Indianapolis | Indianapolis Driver Demographics | Indianapolis Auto Insurance Estimates | Recent Indianapolis Insurance Savings |
|---|---|---|---|---|
| Washington Place | ||||
| Boehning Ln | 2005 Buick Rendezvous CXL | 30 year married woman | $997 | $483 |
| Shibler Dr | 2006 Jeep Commander Base | 73 year female senior | $1099 | $406 |
| Wanamaker | ||||
| Bently Bend Ct | 2006 Acura TSX Base | 24 year woman | $1123 | $800 |
| Twin Bridge Ct | 2005 Chevrolet Silverado 2500HD Work Truck | 18 year teenager | $3087 | $304 |
| Perry Manor | ||||
| Raylin Dr | 2009 Mazda MAZDASPEED3 Sport | 62 year male senior | $1299 | $808 |
| Cordia Ct | 2009 Ford Fusion SE | 16 year female teenager | $2619 | $943 |
| Legendary Hills | ||||
| Echo Way | 2006 Chrysler 300 C | 16 year male teenager | $3430 | $343 |
| Cavern Pl | 2010 Lincoln MKZ Base | 70 year senior | $1416 | $344 |
| Keystone Manor | ||||
| Port Irving Dr | 2013 Hyundai Sonata GLS | 22 year man | $1485 | $449 |
| Greensward Ln | 2014 Volkswagen Jetta S | 32 year married man | $1428 | $345 |
Indianapolis Post DUI Car Insurance Rates
| Indianapolis | Southport | Speedway | Decatur | Indiana | |
| Median Post DUI Insurance Rate | $2272 | +$127 | -$67 | -$452 | -$72 |
| Male Teenager Post DUI Insurance Rate | $7272 | +$406 | -$214 | -$1447 | -$232 |
| Female Teenager Post DUI Insurance Rate | $5591 | +$310 | -$166 | -$1113 | -$179 |
The Post DUI insurance in Indianapolis, IN's is $2272 compared to Southport (+$127), Speedway (-$67), Decatur (-$452) and Indiana (-$72)
In Indianapolis, a male teenager with Post DUI pays $1681 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Acura TSX Base in Indianapolis, IN would pay $6891 on auto insurance while a female teenager POST DUI would pay $5297.
Indianapolis Car Insurance by Segment
Indianapolis Teenagers Car Insurance Rates Comparison
55868 Indianapolis Teenagers (6% of total population), 51% Male & 49% Female.
| Indianapolis | Wayne | Meridian Hills | Southport | Indiana | |
| All Teenagers | $3348 | +$652 | +$1118 | +$186 | -$107 |
| Male Teenager | $3910 | +$762 | +$1306 | +$218 | -$125 |
| Female Teenager | $3006 | +$585 | +$1003 | +$167 | -$96 |
Indianapolis teenagers pay $3348 in insurance in contrast with Wayne (+$652), Meridian Hills (+$1118), Southport (+$186) and Indiana (-$107). The difference between Male & Female teenagers in Indianapolis is $904
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $3292
- 2013 Dodge Journey SXT Female Teenager Insurance Rate $2742
Indianapolis Men & Women Car Insurance
822006 Indianapolis Adults (100% of total population), 48% Men & 52% Women.
| Indianapolis | Crows Nest | Southport | Perry | Indiana | |
| All Women | $1185 | +$367 | +$66 | -$21 | -$38 |
| Married Women | $1148 | +$356 | +$64 | -$20 | -$36 |
| All Men | $1613 | +$499 | +$89 | -$29 | -$52 |
| Married Men | $1564 | +$484 | +$87 | -$28 | -$50 |
The typical insurance rate of $1613 that Indianapolis Men pay varies from Crows Nest (+$499), Southport (+$89), Perry (-$29) and Indiana (-$52). In Indianapolis, married men pay $416 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1368
- 2014 GMC Sierra 1500 Base Married Women Insurance Rate $1492
Indianapolis Senior Car Insurance
124982 Indianapolis Seniors (15% of total population), 42% Senior Men & 58% Senior Women.
| Indianapolis | Wynnedale | Pike | Williams Creek | Indiana | |
| All Seniors | $1429 | +$372 | -$178 | +$466 | -$45 |
| Senior Men | $1490 | +$388 | -$185 | +$486 | -$47 |
| Senior Women | $1368 | +$356 | -$170 | +$446 | -$44 |
Indianapolis seniors pay $1429 in insurance compared to Wynnedale (+$372), Pike (-$178), Williams Creek (+$466) and Indiana (-$45). In Indianapolis, senior men pay $122 more than senior women.
Indianapolis Car Insurance Discounts for Multiple Vehicles
Indianapolis Population with 1 Vehicle 132539 (41% of Indianapolis population), 2 Vehicles 117052 (36% of the Indianapolis population) and 3 vehicles 34843 (11% of the population)
| Indianapolis | Pike | Clermont | Wynnedale | Indiana | |
| 2 Vehicles | $2322 | -$289 | +$15 | +$604 | -$74 |
| 3 Vehicles | $3544 | -$441 | +$23 | +$922 | -$113 |
| 4 Vehicles | $4766 | -$593 | +$31 | +$1240 | -$152 |
Car Insurance Agents in Indianapolis, IN
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | A-1 Insurance Agency | 4030 S Emerson Ave Ste E, Indianapolis, IN 46203 |
| 2 | A-1 Insurance Agency | 2929 E 96th St Ste A, Indianapolis, IN 46240 |
| 3 | AAA Insurance | 3750 Guion Rd, Indianapolis, IN 46222 |
| 4 | AAA Insurance | 8751 Wesleyan Rd, Indianapolis, IN 46268 |
| 5 | AAA Insurance | 1309 E Stop 11 Rd, Indianapolis, IN 46227 |
| 6 | AAA Insurance | 3073 N High School Rd, Indianapolis, IN 46224 |
| 7 | AAA Insurance | 8120 E 21st St, Indianapolis, IN 46219 |
| 8 | AAA Insurance | 5180 Allisonville Rd, Indianapolis, IN 46205 |
| 9 | A&A All Risk Insurance Agency | 3728 E Raymond St, Indianapolis, IN 46203 |
| 10 | A Acceptance Insurance Agency | 9181 E Washington St, Indianapolis, IN 46229 |
Indianapolis Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scion, xD | $500 | $1360 | $1860 | $1250 | $1750 | $110 |
| GMC, Yukon XL 1500 SLT | $1500 | $1230 | $1730 | $1140 | $2640 | $-910 |
| Hyundai, Genesis 3.8 Track | $100 | $1280 | $1380 | $1210 | $1310 | $70 |
| Acura, TSX | $300 | $1300 | $1600 | $1230 | $1530 | $70 |
| Lincoln, Navigator | $1000 | $1340 | $1840 | $1260 | $2260 | $-420 |