Indianapolis, IN Auto Insurance Rates
Indianapolis, IN residents can save $490 by comparing multiple quotes & reading reviews & research on Indianapolis car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $829 | $1222 | $2075 |
Latest Auto Insurance Reviews in Indianapolis, Indiana
St. Farm gave me a reasonable quote that was just what I needed without trying to sell me something else.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
Reliable, that what I call for this company. I have had some incidents with my driver license in the past but this company have tell me who I can get my insurance lower price and maintain a good rating with them.
When I have had a claim, Geico has been quick to respond and take care of things. Customer service is easily accessed through online chat.
Although I understand that rates cannot remain the same, I dislike that even though I have been a customer of Geico for more than 10 years, my rates have increased this year.
I love the quick customer service response. I usually call and get an answer within minutes of calling them. Their customer service is outstanding and always have answers quickly.
I like that my liability coverage is higher and everything is covered, and almost like 500 dollars a year less than other companies. This helps save a lot.
I have called geico for several different issues over the years and their customer service is top notch. Also, the attorney they hired for my lawsuit was amazing - because of her, I won the case.
I have progressive. What I like best is free roadside assistance. I have never been in accident, but they gave me free tow when my last car died. 5 all day.
I like that the fact my company is always helpful. I like that they are a bigger national company. I like that they are well known.
They are easy to use, and the least expensive for my son
I love the customer service at geico. I have never had any issue with them. They answer the phone quickly and they are extremely helpful and nice when talking to them.
I like that the rate was the lowest I could find for decent coverage. This was a nice part of the company for the past year.
I like Geico because they have a lot of members. My previous insurance was progressive and state farm. I pretty much just get the standard coverage.
- Single 61 Years old Female licensed 3 years ago with Own Ford Expedition EL King Ranch used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- bachelors degree & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Indianapolis Car Insurance Rate Comparisons
Indianapolis, IN's average car insurance of $1222 differs from Southport, IN (+$68), Wynnedale, IN (+$318), Crows Nest, IN (+$378) and Indiana (-$39)
| Indianapolis | Southport, IN | Wynnedale, IN | Crows Nest, IN | Indiana | |
| Median Insurance Rates | $1222 | +$68 | +$318 | +$378 | -$39 |
Indianapolis Car Insurance Savings By Neighborhood & Street Area
| Indianapolis Driver Street Residence & Car Locations | Car Details in Indianapolis | Indianapolis Driver Demographics | Indianapolis Auto Insurance Estimates | Recent Indianapolis Insurance Savings |
|---|---|---|---|---|
| Washington Place | ||||
| Boehning Ln | 2005 Buick Rendezvous CXL | 30 year married woman | $997 | $483 |
| Shibler Dr | 2006 Jeep Commander Base | 73 year female senior | $1099 | $406 |
| Wanamaker | ||||
| Bently Bend Ct | 2006 Acura TSX Base | 24 year woman | $1123 | $800 |
| Twin Bridge Ct | 2005 Chevrolet Silverado 2500HD Work Truck | 18 year teenager | $3087 | $304 |
| Perry Manor | ||||
| Raylin Dr | 2009 Mazda MAZDASPEED3 Sport | 62 year male senior | $1299 | $808 |
| Cordia Ct | 2009 Ford Fusion SE | 16 year female teenager | $2619 | $943 |
| Legendary Hills | ||||
| Echo Way | 2006 Chrysler 300 C | 16 year male teenager | $3430 | $343 |
| Cavern Pl | 2010 Lincoln MKZ Base | 70 year senior | $1416 | $344 |
| Keystone Manor | ||||
| Port Irving Dr | 2013 Hyundai Sonata GLS | 22 year man | $1485 | $449 |
| Greensward Ln | 2014 Volkswagen Jetta S | 32 year married man | $1428 | $345 |
Indianapolis Post DUI Car Insurance Rates
| Indianapolis | Southport | Speedway | Decatur | Indiana | |
| Median Post DUI Insurance Rate | $2272 | +$127 | -$67 | -$452 | -$72 |
| Male Teenager Post DUI Insurance Rate | $7272 | +$406 | -$214 | -$1447 | -$232 |
| Female Teenager Post DUI Insurance Rate | $5591 | +$310 | -$166 | -$1113 | -$179 |
The Post DUI insurance in Indianapolis, IN's is $2272 compared to Southport (+$127), Speedway (-$67), Decatur (-$452) and Indiana (-$72)
In Indianapolis, a male teenager with Post DUI pays $1681 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Acura TSX Base in Indianapolis, IN would pay $6891 on auto insurance while a female teenager POST DUI would pay $5297.
Indianapolis Car Insurance by Segment
Indianapolis Teenagers Car Insurance Rates Comparison
55868 Indianapolis Teenagers (6% of total population), 51% Male & 49% Female.
| Indianapolis | Wayne | Meridian Hills | Southport | Indiana | |
| All Teenagers | $3348 | +$652 | +$1118 | +$186 | -$107 |
| Male Teenager | $3910 | +$762 | +$1306 | +$218 | -$125 |
| Female Teenager | $3006 | +$585 | +$1003 | +$167 | -$96 |
Indianapolis teenagers pay $3348 in insurance in contrast with Wayne (+$652), Meridian Hills (+$1118), Southport (+$186) and Indiana (-$107). The difference between Male & Female teenagers in Indianapolis is $904
Example
- 2013 Honda Civic LX Male Teenager Insurance Rate $3292
- 2013 Dodge Journey SXT Female Teenager Insurance Rate $2742
Indianapolis Men & Women Car Insurance
822006 Indianapolis Adults (100% of total population), 48% Men & 52% Women.
| Indianapolis | Crows Nest | Southport | Perry | Indiana | |
| All Women | $1185 | +$367 | +$66 | -$21 | -$38 |
| Married Women | $1148 | +$356 | +$64 | -$20 | -$36 |
| All Men | $1613 | +$499 | +$89 | -$29 | -$52 |
| Married Men | $1564 | +$484 | +$87 | -$28 | -$50 |
The typical insurance rate of $1613 that Indianapolis Men pay varies from Crows Nest (+$499), Southport (+$89), Perry (-$29) and Indiana (-$52). In Indianapolis, married men pay $416 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1368
- 2014 GMC Sierra 1500 Base Married Women Insurance Rate $1492
Indianapolis Senior Car Insurance
124982 Indianapolis Seniors (15% of total population), 42% Senior Men & 58% Senior Women.
| Indianapolis | Wynnedale | Pike | Williams Creek | Indiana | |
| All Seniors | $1429 | +$372 | -$178 | +$466 | -$45 |
| Senior Men | $1490 | +$388 | -$185 | +$486 | -$47 |
| Senior Women | $1368 | +$356 | -$170 | +$446 | -$44 |
Indianapolis seniors pay $1429 in insurance compared to Wynnedale (+$372), Pike (-$178), Williams Creek (+$466) and Indiana (-$45). In Indianapolis, senior men pay $122 more than senior women.
Indianapolis Car Insurance Discounts for Multiple Vehicles
Indianapolis Population with 1 Vehicle 132539 (41% of Indianapolis population), 2 Vehicles 117052 (36% of the Indianapolis population) and 3 vehicles 34843 (11% of the population)
| Indianapolis | Pike | Clermont | Wynnedale | Indiana | |
| 2 Vehicles | $2322 | -$289 | +$15 | +$604 | -$74 |
| 3 Vehicles | $3544 | -$441 | +$23 | +$922 | -$113 |
| 4 Vehicles | $4766 | -$593 | +$31 | +$1240 | -$152 |
Car Insurance Agents in Indianapolis, IN
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | A-1 Insurance Agency | 4030 S Emerson Ave Ste E, Indianapolis, IN 46203 |
| 2 | A-1 Insurance Agency | 2929 E 96th St Ste A, Indianapolis, IN 46240 |
| 3 | AAA Insurance | 3750 Guion Rd, Indianapolis, IN 46222 |
| 4 | AAA Insurance | 8751 Wesleyan Rd, Indianapolis, IN 46268 |
| 5 | AAA Insurance | 1309 E Stop 11 Rd, Indianapolis, IN 46227 |
| 6 | AAA Insurance | 3073 N High School Rd, Indianapolis, IN 46224 |
| 7 | AAA Insurance | 8120 E 21st St, Indianapolis, IN 46219 |
| 8 | AAA Insurance | 5180 Allisonville Rd, Indianapolis, IN 46205 |
| 9 | A&A All Risk Insurance Agency | 3728 E Raymond St, Indianapolis, IN 46203 |
| 10 | A Acceptance Insurance Agency | 9181 E Washington St, Indianapolis, IN 46229 |
Indianapolis Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scion, xD | $500 | $1360 | $1860 | $1250 | $1750 | $110 |
| GMC, Yukon XL 1500 SLT | $1500 | $1230 | $1730 | $1140 | $2640 | $-910 |
| Hyundai, Genesis 3.8 Track | $100 | $1280 | $1380 | $1210 | $1310 | $70 |
| Acura, TSX | $300 | $1300 | $1600 | $1230 | $1530 | $70 |
| Lincoln, Navigator | $1000 | $1340 | $1840 | $1260 | $2260 | $-420 |