Latest Data Driven Insurance & Research



























































































































































































Location:
The neighborhood one lives in Holt, MI, can significantly influence the cost of car insurance.

















Location:
The neighborhood one lives in Park Forest, IL, can significantly influence the cost of car insurance.





Deductibles:
Paying a higher deductible will help car owners to make car insurance less expensive in Green Valley, AZ.



Savings by Neighborhood & Street Area:
The neighborhood one lives in Clemson, SC influences the cost of car insurance.






Age of the Driver:
Zimlon’s analysis found that teenagers in Grayslake, IL, usually pay much higher car insurance cost compared to the rest of the state.

Neighborhood:
The neighborhood one lives in Okemos, MI influences the cost of car insurance.



Neighborhood:
The neighborhood one lives in, LaBelle, FL, is one of the important determinants of the average cost of car insurance for the residents.


Deductibles:
This is one of the most common factors influencing the cost of auto insurance in Cocoa, FL.






Multi-vehicle Insurance:
Drivers who own multiple cars in Tomball, TX, can make use of a multi-vehicle insurance policy and save more by insuring their vehicles with the same auto insurance company.


STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.


Multi-Car Insurance:
Car owners in Florence, SC, can save more by insuring their vehicles with the same auto insurance company.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.







Deductibles:
Paying a higher deductible will also help car owners lower the cost of insurance.

As the above map indicates, eight out of the ten most congested cities belong to the U.S. and Europe.




Anti-Theft Device:
Equipping one’s vehicle with an anti-theft device can go a long way in helping car owners lower the cost of auto insurance.



Neighborhood:
The neighborhood one lives in Cheyenne can also have an impact on the cost of auto insurance.



Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.


Deductibles:
Paying a higher deductible will also help car owners lower the cost of insurance.



Neighborhood:
The neighborhood one lives in Lehi can also have an impact on the cost of auto insurance.


Anti-Theft Discounts:
Car insurers across Indiana offer discounts to drivers that install anti-theft devices.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.


Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.



Moreover, car owners can save more on auto insurance by comparing multiple auto insurance quotes.





Anti-Theft Discounts:
Car insurers across Michigan offer discounts to drivers that install anti-theft devices.

Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance.



Discounts for Students:
Teenagers in Hoover pay $4,355 a year on car insurance. Though they bear the brunt of being inexperienced drivers, insurance companies offer discounts to teenage students with good grades in school.


Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles.

Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.


Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Anti-Theft Discounts:
Car insurers across Michigan offer discounts to drivers that install anti-theft devices.


STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance.

Discounts for Students:
Teenagers in Suffolk pay $3,066 a year on car insurance. Though they bear the brunt of being inexperienced drivers, insurance companies offer discounts to teenage students with good grades in school.


Deductibles:
Paying a higher deductible will also help car owners lower the cost of insurance.

Credit Score:
A healthy credit score will also determine the cost of one’s auto insurance.





Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.



Demographics:
The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them.



Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.

Demographics:
The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them.



Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.

By analyzing market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Federal Way.

Credit Score:
Having an “excellent” or “good” credit score will help car owners save on auto insurance in Chapel Hill, NC.

Demographics:
The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them.

By analyzing market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Kennewick.


Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Discounts for Students:
Teenagers in Beaverton pay $3,280 a year on car insurance. Though they bear the brunt of being inexperienced drivers, insurance companies offer discounts to teenage students with good grades in school.



Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance.

Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles.


Anti-Theft Discounts:
Car insurers across Massachusetts offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms.


Demographics:
The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them.



Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Anti-Theft Device:
Equipping one’s vehicle with an anti-theft device can go a long way in helping car owners lower auto insurance costs.


STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance.

Credit Score: Having an “excellent” or “good” credit score will help car owners save on auto insurance in Idaho Falls, ID.

GEICO:
GEICO, a subsidiary of Berkshire Hathaway, leads the way with a market share of 15.86% in Arizona.

Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.

Multi-Car Insurance: Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.



Discounts for Students:
Teenagers in Livonia pay $3,586 a year on car insurance. Though they bear the brunt of being inexpLivonianced drivers, insurance companies offer discounts to teenage students with good grades in school.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Credit Score:
Having an “excellent” or “good” credit score will help car owners save on auto insurance in Dearborn, MI.


STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.


Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.

Credit Score:
Having an “excellent” or “good” credit score will help car owners save on auto insurance in Tyler, TX.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.

Credit Score:
A healthy credit score will also determine the cost of one’s auto insurance.



Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.

Anti-Theft Discounts:
Car insurers across Wisconsin offer discounts to drivers that install anti-theft devices.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.


STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Credit Score:
A healthy credit score will also determine the cost of one’s auto insurance.

Multi-Car Insurance:
Car owners in Edison, NJ, can save more by insuring their vehicles with the same auto insurance company.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Discounts for Students:
Teenagers in Columbia pay $4,611 a year on car insurance. Though they bear the brunt of being inexperienced drivers, insurance companies offer discounts to teenage students with good grades in school.

Demographics:
The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them.



Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.





Demographics:
The cost of auto insurance depends on the driver’s age and gender.



Anti-Theft Discounts:
Car insurers across Wisconsin offer discounts to drivers that install anti-theft devices.

Driving Record:
The driving record of car owners also has a direct impact on the cost of auto insurance.



Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.


Multi-Car Insurance:
Car owners in Lowell, MA, can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies.



Credit Score:
A healthy credit score will also determine the cost of one’s auto insurance.



Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.




Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.





Neighborhood:
The neighborhood one lives in Norman can also have an impact on the cost of auto insurance.

Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.



Deductible:
Deductibles are among the most common factors affecting the rate of auto insurance in the country, and Pueblo is no different.



Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.

Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.



Auto Insurance Requirements in Illinois:
25,000 bodily injury per person per accident.

Discounts for Students:
Teenagers in Ann Arbor pay $2,901 a year on car insurance.



Auto Insurance Requirements in Illinois:
25,000 bodily injury per person per accident.

GEICO:
GEICO, a subsidiary of Berkshire Hathaway, leads the way with a market share of 15.86% in Arizona.



STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.



Auto Insurance Requirements in Colorado:
$25,000 for bodily injury or death to a person in an accident;

Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.


Insurance Requirements in Texas:
Bodily injury liability coverage: $25,000 per person and $50,000 per accident.



Credit Score:
Having an “excellent” or “good” credit score will help car owners save on auto insurance in Tuscaloosa, AL.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record.



Anti-Theft Discounts:
Car insurers across Arizona offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms.








Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.




Demographics:
As the above table indicates, one’s location within the city of Medford and the driver’s age will also determine the amount of savings on auto insurance.




Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.







Insurance Requirements:
Car insurance is mandatory for all vehicle owners in California. The minimum liability





STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company.

By analyzing market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Yakima.




GEICO:
GEICO, a subsidiary of Berkshire Hathaway, leads the way with a market share of 15.86% in Arizona.

Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company. However, discounts on multi-car insurance policies vary according to the make and model of the vehicle.


Insurance Requirements:
Here is a list of mandatory car insurance requirements in Colorado.

Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles.


Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company. However, discounts on multi-car insurance policies vary according to the make and model of the vehicle.


STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California.

Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates.

According to the U.S. Census Bureau, Joliet has a population of 147,344, with a median household income of $67,504, and a per capita income of $26,843.

Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company. However, discounts on multi-car insurance policies vary according to the make and model of the vehicle.

Zimlon explores the list of the top 5 auto insurance companies in Fort Myers, FL, based on market share.



STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study.

Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates.

Deductibles:
The rate of the deductible is one of the most common factors affecting the cost of auto insurance in Springfield. A low deductible tends to increase the cost of auto insurance, while a high deductible decreases it.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California.

Multi-Car Insurance:
Car insurance companies provide discounts to car owners who insure multiple cars with the same insurance company. However, discounts on multi-car insurance policies vary according to the make and model of the vehicle. The cost of insuring two vehicles under a multi-car insurance policy in Sioux Falls is $1,872, while the cost of insuring four vehicles under this policy is $3,842.

Insurance Requirements:
Car insurance is mandatory for all vehicle owners in California. The minimum liability

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study.

According to the U.S. Census Bureau, Pembroke Pines has a population of 173,591, with a median household income of $66,816, and a per capita income of $30,841.

Deductibles:
The rate of the deductible is one of the most common factors affecting the cost of auto insurance in Fort Collins. A low deductible tends to increase the cost of auto insurance, while a high deductible decreases it.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California.

Anti-Theft Discounts:
Car insurers across Florida offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms. Progressive, too, offers discounts of up to 25% on anti-theft devices and alarms.

By analyzing the market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Olympia.
STATE FARM:
State Farm, with a market share of 16.05%, is first on this list. It has 883,758 direct premiums written, and 883,527 direct premiums earned.

Demographics:
Age and gender are some of the other factors that can affect the cost of auto insurance. As the above infographic indicates, drivers in their fifties and sixties pay the least on auto insurance in Killeen, TX. The cost of auto insurance for the former is $1,103, while it is $1,118 for the latter.

Auto Insurance Requirements:
- Texas law requires the following:
- Liability Coverage- 30,000 of coverage for injuries per person.
- Up to a total of $60,000 per accident
- $25,000 of coverage for property damage

Bundling and Multi-Car Insurance:
Bundling is a standard method of availing discounts. If a customer purchases multiple policies (life, car, home) from the same insurer, they become eligible for discounts. State Farm offers up to a 17% discount on multiple policies, while Progressive offers a discount of 5%.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California.


Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California.


Anti-Theft Discounts:
Car insurers across Texas offer discounts to drivers that install anti-theft devices. GEICO offers a discount of up to 25% on installing approved anti-theft devices or alarms.

STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned.

Credit Score:
Possessing a healthy credit score is essential in lowering the cost of auto insurance in Deerfield Beach. The cost of auto insurance can be high if the credit score of the car owner is “average” or “poor”.


Zimlon explores the list of the top 5 auto insurance companies in Sarasota, FL, based on market share.

Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years.




STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study.




Demographics: The age and gender of the driver are major factors that affect the cost of auto insurance. Younger car owners end up spending more on auto insurance because of their lack of experience behind the wheel.



Multiple Vehicles:
It is always smarter to insure multiple vehicles under the same auto insurance policy. This can help car owners improve their savings. The cost of insuring two cars under a multi-car insurance policy in Lake Worth, FL, is $3,970, while it is $8,148 for four cars. This also depends on the make and model of the car and the rate of the deductible. Car owners can also fetch more discounts by bundling their auto, life, and home insurance under the same insurer.











By analyzing the market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Vancouver, Washington.




Driving Record:
Most car insurance companies offer substantial discounts to drivers who have a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years while State Farm offers discounts for drivers who go three or more years with an accident-free record.


Using market share data for California, Zimlon has found the following auto insurance companies to be the top insurance providers in Chula Vista, CA.







Multi-Car Insurance and Bundling:
It is always better to insure multiple vehicles with the same auto insurance company to improve savings. However, the amount of savings depends on the make and model of the car. The cost of insuring two vehicles in Henderson, NV, is $2,702, which helps in saving up to $404. The amounts of savings through multi-car insurance policies range between $404 and $808.































































































Single male drivers with one driving ticket and one accident living in Crescent City, Del Norte County can save as much as $1,872 on their car insurance premiums (66.20%). This finding comes from a Zimlon analysis of car insurance data released by the California Department of Insurance. The study estimates potential savings for various driver segments by calculating the difference between the 75th and 25th percentile of insurance premiums.

A recent Zimlon study on car insurance prices in Newberry, South Carolina, reveals that drivers can save between $526 and $1,658 depending on their insurance provider. This study calculates the potential savings on the basis of the difference between the cheapest and median prices. The largest difference of $1,658 is observed for single male drivers under the age of 25 years, whereas the least difference of $526 is reported for married female drivers aged between 25 and 65 years.

In its recent analysis of car insurance policies in Westminster, California, Zimlon found that unmarried male and female drivers with a clean driving record or with no more than one traffic violation pay the lowest premiums—$876. On the other hand, the highest premiums are paid by married drivers with one driving ticket. Insurance rates for this cohort of drivers start at $2,669.

“I feel that car insurance rates are quite high in Florida and you need to shop around to see the best prices available,” an insurance holder responded to Zimolon’s survey. In a recent analysis of car insurance prices in Baker County, Florida, Zimlon calculated the difference in insurance holders’ savings between the 75th and 25th percentile premiums. The results indicate that families with young drivers have the highest savings of $5,125 (112.99%) when they choose the 25th percentile premium instead of the 75th percentile one. The second highest saving is by 25-year-old single female drivers at $1,372 (63.49%). For this study, Zimlon applies information from the Florida Office of Insurance Regulation.

“Car insurance in Daphne varies immensely based on which provider you’re buying from, your social backdrop and your driving record.” - an insurance holder reported to a Zimlon survey conducted in Daphne, Alabama.
In a comparison of car insurance prices by major providers in Daphne, AL, Zimlon shows that the cheapest prices are offered to 62-year-old married male drivers with 2012 Ford F-250 super duty crew cabs. Allstate Property and Casualty quotes $409 for this cohort of drivers. In addition, Allstate offers the second-cheapest price at $635 to 30-year-old married men driving a 2012 Ford F-250 super duty crew cabs. For this study, Zimlon sourced raw data from the Alabama Department of Insurance.

According to a recent Zimlon study, consumers in Concord, New Hampshire, can save between $246 and $1,192 on car insurance premiums.
This study evaluates savings by calculating the difference between the median and cheapest premiums for seven driver categories. The findings suggest that 72-year-old married drivers with no traffic violation report the lowest savings of $246, while 30-year-old single male drivers have the highest savings at $1,192.

“Car insurance prices tend to increase every year in Carroll, so you need to thoroughly research current policies to make sure that you aren’t paying too much,” an insurance holder said in response to Zimolon’s survey.
In a study on car insurance premiums based on data published by the Maryland Insurance Administration, Zimlon compares insurance policies offered by major car insurance providers in Carroll County. The following top four car insurance companies with the highest market share are identified from the 2016 NAIC annual report: Allstate Indemnity, Erie Insurance, State Farm Fire & Casualty, and Nationwide Affinity Insurance Company of America. The study shows that 65-year-old single male drivers incur the lowest median premium at $574.