Florahome, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Florahome, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Florahome, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Florahome, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Florahome, FL with that of other cities in and around Florahome.

	Interlachen-Florahome	East Palatka	Putnam County	Welaka	Keystone Heights	Palatka
Average Insurance Rates	$2,045	$2,092	$1,880	$2,060	$2,094	$2,057

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Florahome, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Florahome, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Interlachen-Florahome	$1,428	$1,206
Interlachen	$1,221	$1,031
Putnam County	$1,581	$1,335
Palatka	$1,554	$1,313
Hawthorne	$1,641	$1,386
Welaka	$1,020	$861
East Palatka	$1,282	$1,083
Keystone Heights	$2,157	$1,822

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Florahome, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Florahome, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,636
20 Years	$2,628
30 Years	$2,024
40 Years	$1,947
50 Years	$1,803
60 Years	$1,828
70 Years	$2,128

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Florahome, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Florahome, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,477	$614
3 Vehicles	$5,215	$920
4 Vehicles	$6,953	$1,227

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Florahome, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Florahome, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Interlachen-Florahome	$2,045	$3,201
Interlachen	$2,041	$3,194
Putnam County	$1,880	$2,942
Palatka	$2,057	$3,219
Hawthorne	$2,091	$3,273
Welaka	$2,060	$3,224
East Palatka	$2,092	$3,274
Keystone Heights	$2,094	$3,277

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Florahome, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,755
Excellent (740-799)	$2,003
Good (670-739)	$2,131
Average (580-669)	$2,780
Poor (300-579)	$3,336

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Florahome, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Edith Aldrich	State Farm	1721 Reid St, Palatka, 32177-3235	386-328-0610
Susan Helwig	State Farm	836 S Moody Rd Ste 1, Palatka, 32177-8414	386-312-1002
Florida Insurance Solutions	None	1023 State Road 20 , Interlachen, 32148	None
John Crowell	Allstate	9700 Philips Hwy, Jacksonville, 32256	(904) 538-9440
Chris Bedford	State Farm	3943 Baymeadows Road, Jacksonville, 32217-4636	904-730-4300
Bates & Hewett Inc	Travelers	3400 CRILL AV STE 2, PALATKA, 32177	386-328-1100
Kathy Scott	State Farm	6018 San Jose Blvd, Jacksonville, 32217-2325	904-730-3665
Harden & Associates Inc	Liberty Mutual Independent	501 Riverside Ave Ste 1000, Jacksonville, 32202	None
Brightway Insurance Inc	Travelers	3733 W UNIVERSITY BLVD STE 100, JACKSONVILLE, 32217	888-254-5014
Hatcher & Assoc Insurance Inc	Liberty Mutual Independent	159 HAMPTON POINT DR STE 1, ST AUGUSTINE, 32092	(904) 287-2929
Gordon Reiss Insurance	None	1084 Se 58Th Ave , Ocala, 34471	None

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Florahome, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$90	$2,135
Driver's Failure In Showing Documents	+$198	$2,243
Driving With An Expired Registration	+$211	$2,256
Driving At A Considerably Slow Pace	+$444	$2,489
Using A Cellphone While Driving	+$468	$2,513
Running A Red Light	+$476	$2,521
Speeding	+$501	$2,546
Driving A Vehicle Without The Required Permission	+$636	$2,681
Driving With An Expired/Suspended License	+$1,378	$3,423

Florahome, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,963
Active Disabling Device	$1,963
Tracking Device	$1,922
Passive Disabling Device	$1,902

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Latest Auto Insurance Reviews in Florahome, FL | Back to Top