Iosco Auto Insurance Rates, Quotes, Agents & Reviews in MN

Iosco, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Iosco, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Iosco, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Iosco, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Iosco, MN with that of other cities in and around Iosco.

Iosco Blooming Grove Janesville Waterville Waseca Waseca County
Average Insurance Rates $1,332 $1,331 $1,267 $2,115 $1,258 $1,276

Iosco, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Iosco, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Iosco $2,213 $1,870
Waterville $933 $788
Waseca $1,102 $931
St. Mary $1,766 $1,492
Blooming Grove $1,411 $1,192
Janesville $1,088 $919
Woodville $1,143 $966
Waseca County $1,464 $1,236

Iosco, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Iosco, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,322
20 Years $1,711
30 Years $1,318
40 Years $1,268
50 Years $1,175
60 Years $1,191
70 Years $1,386

Iosco, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Iosco, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,264 $400
3 Vehicles $3,397 $599
4 Vehicles $4,529 $799

Savings on 2 Vehicles bundle:$400

Savings on 3 Vehicles bundle:$599

Savings on 4 Vehicles bundle:$799


Iosco, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Iosco, MN.

Location Average Insurance Cost Post DUI Insurance Rate
Iosco $1,332 $2,432
Waterville $2,115 $3,862
Waseca $1,258 $2,297
St. Mary $1,325 $2,419
Blooming Grove $1,331 $2,430
Janesville $1,267 $2,313
Woodville $1,338 $2,443
Waseca County $1,276 $2,330

Iosco, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,143
Excellent (740-799) $1,305
Good (670-739) $1,388
Average (580-669) $1,811
Poor (300-579) $2,173

Iosco, MN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Roundbank Insurance Agency None 200 2Nd St Ne, Waseca, 56093 None
Randy Mulcahey Agency Llc Travelers 117 2ND ST NE, WASECA, 56093 507-835-4600
Timothy Loonan Farmers 104 State St N, Waseca, 56093 (507) 835-5070
Brandi Warmbier State Farm 11800 Singletree Lane, Eden Prairie, 55344-5396 952-943-2200
Community Insurance Inc Travelers 326 BROADWAY, CLEVELAND, 56017 507-934-2804
Thomas Ginther Lutcf Farmers 16372 Kenrick Ave Ste 130, Lakeville, 55044 (651) 797-6437
Midland Ins Ctr Allstate 11979 County Road 11 Ste 271, Burnsville, 55337 (877) 249-0765
Atlas Insurance Brokers Llc Travelers 8353 210TH ST W, LAKEVILLE, 55044 952-469-1814
Katy Hunter State Farm 5300 Hyland Greens Dr Ste 110, Bloomington, 55437-3937 952-881-4000

Iosco, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,391
Driver's Failure In Showing Documents +$129 $1,461
Driving With An Expired Registration +$137 $1,469
Driving At A Considerably Slow Pace +$289 $1,621
Using A Cellphone While Driving +$305 $1,637
Running A Red Light +$310 $1,642
Speeding +$326 $1,658
Driving A Vehicle Without The Required Permission +$414 $1,746
Driving With An Expired/Suspended License +$898 $2,230

Iosco, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,279
Active Disabling Device $1,279
Tracking Device $1,252
Passive Disabling Device $1,239