Irasburg Auto Insurance Rates, Quotes, Agents & Reviews in VT

Irasburg, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Irasburg, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Irasburg, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Irasburg, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Irasburg, VT with that of other cities in and around Irasburg.

Irasburg Coventry Lowell Albany Brownington Orleans County
Average Insurance Rates $1,070 $1,081 $1,066 $1,068 $1,063 $1,070

Irasburg, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Irasburg, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Irasburg $1,102 $931
Orleans County $1,323 $1,117
Orleans $2,470 $2,086
Coventry $1,230 $1,039
Albany $1,557 $1,315
Barton $1,423 $1,202
Brownington $1,526 $1,289
Lowell $1,357 $1,146

Irasburg, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Irasburg, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,472
20 Years $1,375
30 Years $1,059
40 Years $1,019
50 Years $944
60 Years $957
70 Years $1,114

Irasburg, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Irasburg, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,819 $321
3 Vehicles $2,729 $482
4 Vehicles $3,638 $642

Savings on 2 Vehicles bundle:$321

Savings on 3 Vehicles bundle:$482

Savings on 4 Vehicles bundle:$642

Irasburg, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Irasburg, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Irasburg $1,070 $2,211
Orleans County $1,070 $2,211
Orleans $1,046 $2,162
Coventry $1,081 $2,234
Albany $1,068 $2,207
Barton $1,051 $2,172
Brownington $1,063 $2,197
Lowell $1,066 $2,203

Irasburg, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $918
Excellent (740-799) $1,048
Good (670-739) $1,115
Average (580-669) $1,455
Poor (300-579) $1,745

Irasburg, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Royer-Camp Insurance Inc Travelers 573 East Main St, Newport, 5855 None
Poulos Insurance Allstate 21 Water St, Orleans, 5860 (802) 754-6930
The Citro Agency Allstate 20 Kimball Ave Ste 307, South Burlington, 5403 (802) 863-3434
Associated Ins Agencies Inc Travelers 374 MAIN ST, NEWPORT, 5855 802-334-6584
Michael Junga Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Mike Bessette State Farm 27 River Rd Ste 102, Essex Jct, 05452-3807 802-872-0006
Vermont Brokerage Services None 63 Main Street , Essex Junction, 5452 None

Irasburg, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,117
Driver's Failure In Showing Documents +$104 $1,174
Driving With An Expired Registration +$110 $1,180
Driving At A Considerably Slow Pace +$232 $1,302
Using A Cellphone While Driving +$245 $1,315
Running A Red Light +$249 $1,319
Speeding +$262 $1,332
Driving A Vehicle Without The Required Permission +$333 $1,403
Driving With An Expired/Suspended License +$721 $1,791

Irasburg, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,027
Active Disabling Device $1,027
Tracking Device $1,006
Passive Disabling Device $995